Results for 'digital financial services'

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  1. Digital Psychiatry: Ethical Risks and Opportunities for Public Health and Well-Being.Christopher Burr, Jessica Morley, Mariarosaria Taddeo & Luciano Floridi - 2020 - IEEE Transactions on Technology and Society 1 (1):21-33.
    Common mental health disorders are rising globally, creating a strain on public healthcare systems. This has led to a renewed interest in the role that digital technologies may have for improving mental health outcomes. One result of this interest is the development and use of artificial intelligence for assessing, diagnosing, and treating mental health issues, which we refer to as ‘digital psychiatry’. This article focuses on the increasing use of digital psychiatry outside of clinical settings, in the (...)
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  2.  16
    Mobile Money as a Sustainable Alternative for SMEs in Less Developed Financial Markets.Robertson K. Tengeh & Frank Sylvio Gahapa Talom - 2020 - Journal of Open Innovation: Technology, Market and Complexity 6 (16).
    Despite the many advantages that mobile money o ers to Small and Medium-sized Enterprises (SMEs) relative to traditional banking services, the majority of stakeholders of this platform have not yet maximised its use owing to several concerns not limited to trust, awareness, and even cost. To examine the factors justifying the adoption and usage of Mobile Money Services (MMS) among SMEs, the types of Mobile Money Services used by these SMEs, and the interdependences between these variables, this (...)
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  3.  34
    Digital Design and Technology and Market Outreach in Rural Zimbabwe.Patience Moyo & Robertson Tengeh - 2021 - EUREKA: Social and Humanities 3:3-14.
    Despite producing top of the range products and services, entrepreneurs in Zimbabwe's rural Gokwe face limited access to markets. Access to local and regional trading markets is further aggravated by inadequate technological infrastructure and financial resources to carry out business activities. Aim: This article investigates the role of digital design and technology in expanding market outreach in Zimbabwe. Methods: A mixed methods research design was adopted. The qualitative data, obtained from semi-structured interviews and a focus group discussion, (...)
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  4.  36
    Innovating with Confidence: Embedding AI Governance and Fairness in a Financial Services Risk Management Framework.Luciano Floridi, Michelle Seng Ah Lee & Alexander Denev - 2020 - Berkeley Technology Law Journal 34.
    An increasing number of financial services (FS) companies are adopting solutions driven by artificial intelligence (AI) to gain operational efficiencies, derive strategic insights, and improve customer engagement. However, the rate of adoption has been low, in part due to the apprehension around its complexity and self-learning capability, which makes auditability a challenge in a highly regulated industry. There is limited literature on how FS companies can implement the governance and controls specific to AI-driven solutions. AI auditing cannot be (...)
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  5. Digital Subjectivation and Financial Markets: Criticizing Social Studies of Finance with Lazzarato.Tim Christiaens - 2016 - Big Data and Society 3 (2):1-15.
    The recently rising field of Critical Data Studies is still facing fundamental questions. Among these is the enigma of digital subjectivation. Who are the subjects of Big Data? A field where this question is particularly pressing is finance. Since the 1990s traders have been steadily integrated into computerized data assemblages, which calls for an ontology that eliminates the distinction between human sovereign subjects and non-human instrumental objects. The latter subjectivize traders in pre-conscious ways, because human consciousness runs too slow (...)
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  6. Modern Concepts of Financial and Non-Financial Motivation of Service Industries Staff.Tatyana Grynko, Oleksandr P. Krupskyi, Mykola Koshevyi & Olexandr Maximchuk - 2017 - Journal of Advanced Research in Law and Economics 26 (4):1100-1112.
    In modern conditions the questions of personnel management, including motivation, acquire new meaning. Particularly given the problems relevant to the service sector, where at the beginning of the XXI century employing more than 60% of the workforce in developed countries. These circumstances determine the need for a modern concept of material and immaterial motivation of service industries. Such factors determine the need for the development modern concept of material and immaterial motivation of service industries staff. To obtain indicated objective during (...)
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  7.  71
    Translating Principles Into Practices of Digital Ethics: Five Risks of Being Unethical.Luciano Floridi - 2019 - Philosophy and Technology 32 (2):185-193.
    Modern digital technologies—from web-based services to Artificial Intelligence (AI) solutions—increasingly affect the daily lives of billions of people. Such innovation brings huge opportunities, but also concerns about design, development, and deployment of digital technologies. This article identifies and discusses five clusters of risk in the international debate about digital ethics: ethics shopping; ethics bluewashing; ethics lobbying; ethics dumping; and ethics shirking.
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  8. Disentangling the Epistemic Failings of the 2008 Financial Crisis.Lisa Warenski - 2018 - In David Coady & James Chase (eds.), The Routledge Handbook of Applied Epistemology. Routledge. pp. 196-210.
    I argue that epistemic failings are a significant and underappreciated moral hazard in the financial services industry. I argue further that an analysis of these epistemic failings and their means of redress is best developed by identifying policies and procedures that are likely to facilitate good judgment. These policies and procedures are “best epistemic practices.” I explain how best epistemic practices support good reasoning, thereby facilitating accurate judgments about risk and reward. Failures to promote and adhere to best (...)
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  9.  16
    Free Online Services: Enabling, Disenfranchising, Disempowering.Luciano Floridi - 2015 - Philosophy and Technology 28 (2):163-166.
    Free online services have become an essential part of onlife experience in the digital society. And yet, such digital gifts can be argued to represent a modern-day Trojan horse. This paper advances the theory that, far from being “free”, the digital gift economy disempowers and disenfranchises users, eroding privacy and promoting inequality. It concludes that what is needed to improve the situation is better taxation and stricter regulation of the advertising industry.
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  10. Digital Alienation as the Foundation of Online Privacy Concerns.Brandt Dainow - 2015 - Acm Sigcas Computers and Society 45 (3):109-117.
    The term ‘digital alienation’ is used in critical IS research to refer to manifestations of alienation online. This paper explores the difficulties of using a traditional Marxist analysis to account for digital alienation. The problem is that the activity people undertake online does not look coerced or estranged from the creator’s individuality, both of which are typically seen as necessary for the production of alienation. As a result of this apparent difficulty, much of the research has focused on (...)
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  11. Tangible and Intangible Rewards in Service Industries: Problems and Prospects.Tatyana Grynko, Oleksandr P. Krupskyi, Mykola Koshevyi & Olexandr Maximchuk - 2017 - Journal of Applied Economic Sciences 12 (8(54)): 2481–2491.
    Willingness and readiness of people to do their jobs are among the key factors of a successful enterprise. In XXI century intellectual human labour is gaining unprecedented value and is being developed actively. The demand for intellectual labour calls forth an increasing number of jobs and professions that require an extensive preparation, a large number of working places, high level of integration of joint human efforts, growth of social welfare. These trends are becoming ever more pervasive and are spreading widely (...)
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  12.  93
    Business Digitalization of SMEs in Albania: Innovative Approaches and Their Impact on Performance.Erjon Curraj - 2018 - Dissertation, European University of Tirana
    Small and medium enterprises (SMEs) in Albania, similar to other markets, operate in complex, fast-paced and unpredictable environments due to their size and nature. In our contemporary knowledge-based economy, business is constantly changing, and SMEs are thus continually faced with the challenge to find new and innovative ways to improve and adapt to the rapid transformations. As a result, there is a growing interest and necessity for SMEs to explore and adapt new and innovative mechanisms for better decision making, which (...)
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  13. Understanding Digital Events: Process Philosophy and Causal Autonomy.David Kreps, Frantz Rowe & Muirhead - 2020 - Proceedings of 53rd Hawaiian International Conference on Systems Sciences.
    This paper argues that the ubiquitous digital networks in which we are increasingly becoming immersed present a threat to our ability to exercise free will. Using process philosophy, and expanding upon understandings of causal autonomy, the paper outlines a thematic analysis of diary studies and interviews gathered in a project exploring the nature of digital experience. It concludes that without mindfulness in both the use and design of digital devices and services we run the risk of (...)
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  14.  34
    Post-COVID-19: Education and Thai Society in Digital Era.Pattamawadee Sankheangaew - manuscript
    The article entitled “Post-COVID-19: Education and Thai Society in Digital Era” has two objectives: 1) to study digital technology 2) to study the living life in Thailand in the digital era after COVID-19 pandemics. According to the study, it was found that the new digitized service is a service process on digital platforms such as ordering food, hailing a taxi, and online trading. It is a service called via smartphone. The information is used digitally. Public relations, (...)
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  15. Towards a Philosophy of Financial Technologies.Mark Coeckelbergh, Quinn DuPont & Wessel Reijers - 2017 - Philosophy and Technology:1-6.
    This special issue introduces the study of financial technologies and finance to the field of philosophy of technology, bringing together two different fields that have not traditionally been in dialogue. The included articles are: Digital Art as ‘Monetised Graphics’: Enforcing Intellectual Property on the Blockchain, by Martin Zeilinger; Fundamentals of Algorithmic Markets: Liquidity, Contingency, and the Incomputability of Exchange, by Laura Lotti; ‘Crises of Modernity’ Discourses and the Rise of Financial Technologies in a Contested Mechanized World, by (...)
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  16. A COMPARATIVE STUDY ON FINANCIAL PERFORMANCE OF PUBLIC SECTOR BANKS IN INDIA: AN ANALYSIS ON CAMEL MODEL.Kishore Meghani - 2015 - Arabian Journal of Business and Management Review (OMAN Chapter) 4 (8):18-34.
    Banking sector is one of the fastest growing sectors in India. Today’s banking sector becoming more complex. The objective of this study is to analyze the Financial Position and Performance of the Bank of Baroda and Punjab National Bank in India based on their financial characteristics. This study attempts to measure the relative performance of Indian banks. For this study, we have used public sector banks. We know that in the service sector, it is difficult to quantify the (...)
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  17.  21
    The world is on the verge of change.Nataliya Krasnikova, Victoriia Redko, Olena Dzyad, Olga Mykhailenko, Nataliia Volkova, Liliya Golovko, Olha Pashchenko & Viacheslav Makedon - 2021 - Днипро, Днепропетровская область, Украина, 49000: Publisher Bila K. O..
    The world never stands still. There is always a Brownian movement of economic subjects and objects on the face of it. But, if we have been visualizing this movement over a relatively long period of time, then we can distinguish the acceleration and increase in the volume of movements along individual commodity routes, the growth and formation of new subjects of international economic relations. From time to time, "accelerators" of this movement appear, either in the form of new types of (...)
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  18. Transition 2.0: Digital Technologies, Higher Education, and Vision Impairment.Edgar Pacheco, Lips Miriam & Pak Yoong - 2018 - The Internet and Higher Education 37:1-10.
    This article introduces Transition 2.0, a paradigm shift designed to study and support students with disabilities' transition to higher education. Transition 2.0 is the result of a qualitative study about how a group of young people with vision impairments used digital technologies for their transition to university. The findings draw from observations, a researcher diary, focus groups, individual interviews, and data from social media. The article discusses a conventional view of transition, referred to here as Transition 1.0, which has (...)
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  19. Key Dialectics in Cloud Services.Brandt Dainow - 2015 - Acm Sigcas Computers and Society 45 (3):52-59.
    This paper will identify three central dialectics within cloud services. These constitute defining positions regarding the nature of cloud services in terms of privacy, ethical responsibility, technical architecture and economics. These constitute the main frameworks within which ethical discussions of cloud services occur. The first dialectic concerns the question of whether it is it essential that personal privacy be reduced in order to deliver personalised cloud services. I shall evaluate the main arguments in favour of the (...)
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  20.  41
    Editorial: Perspectives and Theories of Social Innovation for Ageing Population.Andrzej Klimczuk & Łukasz Tomczyk - 2020 - Frontiers in Sociology 5:1--6.
    Gerontology together with its subfields, such as social gerontology, geragogy, educational gerontology, political gerontology, environmental gerontology, and financial gerontology, is still a relatively new academic discipline that is currently intensively developing, expanding research fields and combining various theoretical and practical perspectives. The interdisciplinarity, transdisciplinarity, and multidisciplinarity of research on ageing and old age, despite its vast thematic, methodological and theoretical diversity, have a common denominator, which is the focus of research work on improving the quality of life of older (...)
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  21. Elections, Civic Trust, and Digital Literacy: The Promise of Blockchain as a Basis for Common Knowledge.Mark Alfano - forthcoming - Northern European Journal of Philosophy.
    Few recent developments in information technology have been as hyped as blockchain, the first implementation of which was the cryptocurrency Bitcoin. Such hype furnishes ample reason to be skeptical about the promise of blockchain implementations, but I contend that there’s something to the hype. In particular, I think that certain blockchain implementations, in the right material, social, and political conditions, constitute excellent bases for common knowledge. As a case study, I focus on trust in election outcomes, where the ledger records (...)
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  22.  10
    The Impact of Mobile Money on the Financial Performance of the SMEs in Douala, Cameroon.Robertson K. Tengeh & Frank Sylvio Gahapa Talom - 2020 - Sustainability 12 (183):1-27.
    Often financially excluded by the traditional banking system, small and medium-sized enterprises (SMEs) in many developing countries have found in mobile money services (MMS) a sustainable alternative. Despite its potential in propelling inclusive growth, the use and adoption of mobile money (MM) by SMEs has generally been low in developing countries, and one of the reasons has been limited data that supported its impact on financial performance. As a result, there was a need to investigate the impact of (...)
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  23.  18
    Sikhism in the Service of Humanity. [REVIEW]Devinder Pal Singh - 2019 - Abstracts of Sikh Studies 21:105-114.
    Prof. Harnam Dass had been a profound scholar of Sikhism. He was an eminent writer in a comparative study of religions, with several books to his credit. In the Foreword of the book, "Prof. Harnam Dass - A Profile," its editor Dr. Amrit Kaur Raina, provides a detailed description of the author's life, works, and legacy. He was born in 1905 at Daria Khan, Distt. Mianwali (now in Pakistan). Harnam Dass was a Sehajdhari Sikh. Despite facing severe financial adversity (...)
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  24. The Higher Education Adaptability to The Digital Economy.N. Kholiavko, A. Djakona, M. Dubyna, A. Zhavoronok & R. Lavrov - 2020 - Bulletin the National Academy of Sciences of the Republic of Kazakhstan 4 (36):294 – 306.
    Digitalization processes are global and performed in all spheres of economic activities. The development of the digital economy correlates with the dynamics of educational, scientific and technical, and innovative activities in the country. Higher education particularly affects the development of the digital economy because it is a system training highly qualified personnel, conducting quality research, and generating innovations. The purpose of the article is the identification of promising vectors of higher education system development under the conditions of digitalization (...)
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  25.  34
    Perceptual Breakdown During a Global Pandemic: Introducing Phenomenological Insights for Digital Mental Health Purposes.Janna van Grunsven - forthcoming - Ethics and Information Technology.
    Online therapy sessions and other forms of digital mental health services (DMH) have seen a sharp spike in new users since the start of the COVID-19 pandemic. Having little access to their social networks and support systems, people have had to turn to digital tools and spaces to cope with their experiences of anxiety and loss. With no clear end to the pandemic in sight, many of us are likely to remain reliant upon DMH for the foreseeable (...)
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  26.  76
    Knowledge as a Fictitious Commodity: A Polanyian Reading of the 'Digital Economy'.Antonino Palumbo - 2020 - International Journal of Political Theory 4 (1):9-31.
    Since the 2008 financial crisis, the attempts to use Karl Polanyi's framework to make sense of current developments have multiplied, producing a noticeable and lively debate. This debate centres on the notion of double movement put forward by the Hungarian thinker in his masterpiece – The Great Transformation. The paper is a contribution to this debate. The first part addresses a series of questions that make the interpretations of the double movement advanced so far not very compelling. To this (...)
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  27.  41
    Assessment of Contribution of the Financial Inclusion on Rural Households Livelihood in Tanzania: A Case of Iringa District.Jailos Mtindyak - 2019 - IJAAFMR 3 (4):10-17.
    Abstract: The study sought to establish Tanzanian`s financial inclusion level, its determinant and whether the country`s financial inclusion levels have influence on the access to basic income, food, heath, employment and education service. Among the major determinants of financial inclusion are income, financial literacy and the geographical presence of financial institutions. With regard to the link between financial inclusion and livelihood indicators, it is found that greater financial inclusion promotes access to basic income, (...)
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  28.  55
    Artificial Intelligence as Solution in Facing the Age of Digital Disruption 4.0.David David - 2020 - JUDIMAS (Jurnal Inovasi Pengabdian Kepada Masyarakat) 1 (1):107-116.
    Artificial Intelligence is part of the Industrial Revolution 4.0 and already exists today. This shows that the future has come and everyone must prepare for the implementation of Artificial Intelligence to face the transformation of the digital era, especially the world of education. The community service workshop was attended by 66 participants, namely students, teachers, and structural officials of SMK Negeri 2 Singkawang. The workshop was held using demonstration methods, lectures, discussions and question and answer. This workshop provides information (...)
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  29. Neural Implants as Gateways to Digital-Physical Ecosystems and Posthuman Socioeconomic Interaction.Matthew E. Gladden - 2016 - In Łukasz Jonak, Natalia Juchniewicz & Renata Włoch (eds.), Digital Ecosystems: Society in the Digital Age. Digital Economy Lab, University of Warsaw. pp. 85-98.
    For many employees, ‘work’ is no longer something performed while sitting at a computer in an office. Employees in a growing number of industries are expected to carry mobile devices and be available for work-related interactions even when beyond the workplace and outside of normal business hours. In this article it is argued that a future step will increasingly be to move work-related information and communication technology (ICT) inside the human body through the use of neuroprosthetics, to create employees who (...)
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  30.  70
    Corporate Social Responsibility Accounting and Financial Performance of Insurance Companies in Nigeria (2007-2016).Efe Efosa Ehioghiren & Onyinye Eneh - 2019 - International Journal of Academic Accounting, Finance and Management Research (IJAAFMR) 3 (5):8-12.
    Abstract: Before now it is believe that it is only company that their activities adversely affect the environment that should be socially responsible. This has change over the years as some country has made it mandatory for business to be socially responsible without which they cannot do business. For insurance company, their activities have to do with rendering of services and as such do not destroy the environment. The main objective of the study was to determine corporate social responsibility (...)
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  31.  7
    Lessons to Be Learned From Ukraine's Positioning in International Rankings: The Need for Institutional Support and Financial Support for Economic Creativity/Igor Britchenko, Irena Svydruk, Yurii Pidlypnyi, Oleksandr P. Krupskyi//Management Issues, Volume 18, No 4(90), 2020. – P. 125 - 146.Igor Britchenko, Irena Svydruk, Yurii Pidlypnyi & Oleksandr P. Krupskyi - 2020 - Management Issues 18 (4(90)):125 - 146.
    Purpose: To develop proposals on the directions of institutional support for the processes of creativity of the Ukrainian economy. Design/methodology/approach: The analysis of trends in the creativity of the Ukrainian economy is carried out and proposals are developed for conceptualizing institutional support for these processes. The authors set out to develop proposals for institutional support for creativity processes and offer recommendations for systematic updating of Ukrainian legislation in the areas of state regulation of high-tech business. The information base was the (...)
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  32.  38
    The Limits of Empowerment: How to Reframe the Role of mHealth Tools in the Healthcare Ecosystem.Jessica Morley & Luciano Floridi - 2020 - Science and Engineering Ethics 26 (3):1159-1183.
    This article highlights the limitations of the tendency to frame health- and wellbeing-related digital tools as empowering devices, especially as they play an increasingly important role in the National Health Service in the UK. It argues that mHealth technologies should instead be framed as digital companions. This shift from empowerment to companionship is advocated by showing the conceptual, ethical, and methodological issues challenging the narrative of empowerment, and by arguing that such challenges, as well as the risk of (...)
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  33. Toward an Ontology of Commercial Exchange.Jonathan Vajda, Eric Merrell & Barry Smith - 2019 - In Proceedings of the Joint Ontology Workshops (JOWO), Graz.
    In this paper we propose an Ontology of Commercial Exchange (OCE) based on Basic Formal Ontology. OCE is designed for re-use in the Industrial Ontologies Foundry (IOF) and in other ontologies addressing different aspects of human social behavior involving purchasing, selling, marketing, and so forth. We first evaluate some of the design patterns used in the Financial Industry Business Ontology (FIBO) and Product Types Ontology (PTO). We then propose terms and definitions that we believe will improve the representation of (...)
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  34. Pandemic Economic Crisis: Changes and New Challenges to Society: Scientific Monograph.Maksym Bezpartochnyi (ed.) - 2020 - Sofia, Bułgaria: VUZF Publishing House “St. Grigorii Bogoslov”.
    The current economic crisis caused by the COVID-19 pandemic has created new changes and challenges for society, which has led to a deeper identification of pressing problems and to develop strategies and models for overcoming crises in various countries, industries and businesses. The formation and improvement of modern strategies and models of crisis management is impossible without optimizing the resources of economic entities, providing assistance at various levels of government to support priority sectors of the economy, finding additional sources of (...)
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  35. Factors Affecting the Growth of Microfinance Institutions in Tanzania: A Case Study SACCOS in Singida Region.Muhsin Danga & Mashala Lameck Yusuph - 2019 - IJAMR 3 (3):45-60.
    Abstract: Microfinance Institutions (MFIs) are the financial services established for the specific target to enabling community, particularly poor people to access loans having lack of access to conventional banking and related services. Worldwide the sector started since 1770’s. In Tanzania, it kicked off in 1991 after the enactment of BFIA and SACCOS Act in 1991. This research was conducted in Singida District in 2018 comprising a sample size of 88 respondents from ten SACCOS. Both qualitative and quantitative (...)
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  36.  38
    Concepts, Strategies and Mechanisms of Economic Systems Management in the Context of Modern World Challenges.Grigorii Vazov (ed.) - 2021 - VUZF Publishing House “St. Grigorii Bogoslov”.
    The results of the authors’ research in a scientific monograph are devoted to solving the problems of forming and improving new concepts and strategies for managing economic systems, and mechanisms for their implementation in the context of modern world challenges to society on the basis of models of managing economic entities. An important component of the scientific monograph is the formation of modern strategies for increasing the competitiveness of economic systems, improving corporate structures, innovative restructuring of enterprises, ensuring environmental safety, (...)
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  37. Cryptocurrency Functioning in the Global Economy.Nataliya Krasnikova, N. V. Stukalo & O. Balash - 2018 - Visnyk of Dnipro University. Ser. World Economy and International Economic Relations 10:109-119.
    The article reveals a conceptual basis of the cryptocurrency functioning. The main types of cryptocurrencies are featured and analyzed as well as their general strengths and weaknesses. Based on the price dynamics correlation analysis of some cryptocurrency types, a general low level of dependence between digital assets is established. The main functions of the cryptocurrency are formulated in the form of transformed money functions. Also, additional functions of cryptocurrencies are defined on the basis of their innovative nature, as well (...)
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  38. Development of Small and Medium Enterprises: The EU and East-Partnership Countries Experience: Monograph.Igor Britchenko & Ye Polishchuk (eds.) - 2018 - Wydawnictwo Państwowej Wyższej Szkoły Zawodowej im. prof. Stanisława Tarnowskiego w Tarnobrzegu.
    The monograph reveals challenging issues of small and medium enterprises development in the European Union and East-Partnership countries. Special attention is paid to a new paradigm of financing investments and fostering innovations at all levels of legal entities including SMEs, enhancing innovative entrepreneurship in conditions of global social and technological challenges as well as determining priority sectors for small and medium enterprises as drivers of economic growth. The authors of the monograph emphasize on such European approaches to financing SMEs as (...)
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  39.  82
    New Zealand Children’s Experiences of Online Risks and Their Perceptions of Harm. Evidence From Ngā Taiohi Matihiko o Aotearoa – New Zealand Kids Online.Edgar Pacheco & Neil Melhuish - 2020 - Netsafe.
    While children’s experiences of online risks and harm is a growing area of research in New Zealand, public discussion on the matter has largely been informed by mainstream media’s fixation on the dangers of technology. At best, debate on risks online has relied on overseas evidence. However, insights reflecting the New Zealand context and based on representative data are still needed to guide policy discussion, create awareness, and inform the implementation of prevention and support programmes for children. This research report (...)
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  40.  22
    Prayer-Bots and Religious Worship on Twitter: A Call for a Wider Research Agenda.Carl Öhman, Robert Gorwa & Luciano Floridi - 2019 - Minds and Machines 29 (2):331-338.
    The automation of online social life is an urgent issue for researchers and the public alike. However, one of the most significant uses of such technologies seems to have gone largely unnoticed by the research community: religion. Focusing on Islamic Prayer Apps, which automatically post prayers from its users’ accounts, we show that even one such service is already responsible for millions of tweets daily, constituting a significant portion of Arabic-language Twitter traffic. We argue that the fact that a phenomenon (...)
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  41.  6
    Moralizing About the White Working Class 'Problem' in Appalachia and Beyond.Andy Scerri - 2019 - Appalachian Studies 2 (25):205-221.
    Since the global financial meltdown in 2008, moralizing stereo- types of white working-class citizens have proliferated across the United States, the United Kingdom, Australasia, and Europe. Both conservatives and liberals use concepts such as the Appa- lachian hillbilly, the council estate-dwelling chav, and the outer- suburban bogan to allege white working-class citizens’ failure to adapt to the demands of the globalizing political economy. As recent commentators on the Appalachia “problem” note, such moralizing obscures more than it explains, and does (...)
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  42. Trustworthiness and Motivations.Natalie Gold - 2014 - In N. Morris D. Vines (ed.), Capital Failure: Rebuilding trust in financial services. Oxford University Press.
    Trust can be thought of as a three place relation: A trusts B to do X. Trustworthiness has two components: competence (does the trustee have the relevant skills, knowledge and abilities to do X?) and willingness (is the trustee intending or aiming to do X?). This chapter is about the willingness component, and the different motivations that a trustee may have for fulfilling trust. The standard assumption in economics is that agents are self-regarding, maximizing their own consumption of goods and (...)
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  43.  82
    Use of ICTS for Socio-Economic Development of Marginalised Communities in Rural Areas: Proposals for Establishment of Sectoral Rural Entrepreneurial Networks.Geraldine Taponeswa Nyika - 2020 - Journal of Development and Communication Studies 7 (1).
    Information, Communication, Technology and Services (ICTS) is increasingly being used in various fields that include agriculture, education, medicine, tourism and business. However, due to challenges caused by the digital divide and other factors, the use of ICTS and its contribution to socio-economic development is generally more intense in developed countries than in developing countries, and also more in urban areas than in rural areas. This article gives an overview of ICTS, the extent of its adoption in different fields, (...)
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  44. Clicktatorship and Democrazy: Social Media and Political Campaigning.Martin A. M. Gansinger & Ayman Kole - 2018 - In M. A. M. Gansinger & Ayman Kole (eds.), Vortex of the Web. Potentials of the online environment. Hamburg: pp. 15-40.
    This chapter aims to direct attention to the political dimension of the social media age. Although current events like the Cambridge Analytica data breach managed to raise awareness for the issue, the systematically organized and orchestrated mechanisms at play still remain oblivious to most. Next to dangerous monopoly-tendencies among the powerful players on the market, reliance on automated algorithms in dealing with content seems to enable large-scale manipulation that is applied for economical and political purposes alike. The successful replacement of (...)
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  45.  64
    The Economics of Higher Education in the 21st Century.John-Michael Kuczynski - 2019 - Madison, WI, USA: Freud Institute.
    In the first part of this two-part work, the economics of higher education are explained. It is made clear how a university’s business model differs from that of a company that has to compete on the open market. On this basis, it is explained: -/- (i)Why universities are in no way threatened by low retention-rates and graduation-rates; (ii)Why universities cannot significantly improve or otherwise alter the quality of their educational services without imperiling their very existences; (iii)Why universities do not (...)
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  46.  77
    An Ontological Account of the Action Theory of Economic Exchanges.Daniele Porello, Giancarlo Guizzardi, Tiago Prince Sales, Glenda C. M. Amaral & Nicola Guarino - 2020 - In Proceedings of 14th International Workshop on Value Modelling and Business Ontologies, Brussels, Belgium, January 16-17, 2020. pp. 157-169.
    In recent years, there has been an increasing interest in thedevelopment of ontologically well-founded conceptual models for Information Systems in areas such as Service Management, Accounting Information Systems and Financial Reporting. Economic exchanges are central phenomena in these areas. For this reason, they occupy a prominent position in modelling frameworks such as the REA (Resource-EventAction) ISO Standard as well as the FIBO (Financial Industry BusinessOntology). In this paper, we begin a well-founded ontological analysisof economic exchanges inspired by a (...)
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  47.  70
    An Ethically Mindful Approach to AI for Health Care.Jessica Morley & Luciano Floridi - 2020 - The Lancet 395 (10220):254-255.
    Health-care systems worldwide face increasing demand, a rise in chronic disease, and resource constraints. At the same time, the use of digital health technologies in all care settings has led to an expansion of data. For this reason, policy makers, politicians, clinical entrepreneurs, and computer and data scientists argue that a key part of health-care solutions will be artificial Intelligence (AI), particularly machine learning AI forms a key part of the National Health Service (NHS) Long-Term Plan (2019) in England, (...)
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  48.  28
    SUSTAINING GROCERY STOKVELS: THE DYNAMICS AND FACTORS THAT INFLUENCE THEIR ESTABLISHMENT.Shingirirayi Mabika & Robertson K. Tengeh - 2021 - Business Excellence and Management 11 (2):69-86.
    As many are effectively excluded from availing themselves of the services of financial institutions in the formal sector, they often form stokvels, an informal method of saving which is commonly practised in their home country. The research study was conducted to investigate the dynamics of Zimbabwean grocery stokvels in Cape Town and the factors which have encouraged their formation. A mixed-methods approach was adopted, and both quantitative and qualitative research methods were used to collect the data. The quantitative (...)
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  49. The Karl Marx Problem in Contemporary New Media Economy: A Critique of Christian Fuchs’ Account.Kaan Kangal - 2016 - Television and New Media 17 (5):416– 428.
    This article focuses on five flaws of Christian Fuchs’ approach of Web 2.0 economy. Here, Fuchs’ views on immaterial production, productivity of labor, commodification of users’ data, underestimation of financial aspects of digital economy, and the violation of Marx’s laws of value production, rate of exploitation, fall tendency of profit rate, and overproduction crisis are put into question. This article defends the thesis Fuchs fails to apply Marxian political economy to the contemporary phenomena of Web 2.0 economy. It (...)
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  50. Survey on Vietnamese Teachers’ Perspectives and Perceived Support During COVID-19.Cam-Tu Vu, Anh-Duc Hoang, Van-Quan Than, Manh-Tuan Nguyen, Viet-Hung Dinh, Quynh-Anh Thi Le, Thu-Trang Thi Le, Hiep-Hung Pham & Yen-Chi Nguyen - forthcoming - Data in Brief.
    The COVID-19 pandemic has caused unprecedented damage to the educational system worldwide. Besides the measurable economic impacts in the short-term and long-term, there is intangible destruction within educational institutions. In particular, teachers – the most critical intellectual resources of any schools – have to face various types of financial, physical, and mental struggles due to COVID-19. To capture the current context of more than one million Vietnamese teachers during COVID-19, we distributed an e- survey to more than 2,500 randomly (...)
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