This article applies philosophical work on epistemic injustice and cognate concepts to study gender and racial disparity in financial markets. Members of disadvantaged groups often receive inferior financial services. In most jurisdictions, it is illegal to provide discriminatorily disparate treatment to groups defined by gender and skin colour. Racial disparity in financial services is generally considered to be discriminatory. The standard view among most regulators is that gender disparity is not discriminatory, though. Through an analysis of various exemplary cases, I (...) propose testimonial injustice as a candidate explanation for some of the existing forms of racial disparity found in financial services. I show how prejudices about gender and finance decrease epistemic self-confidence, and how this leads to gender disparity. And I consider particularly intractable forms of self-fulfilling testimonial injustice. (shrink)

The idea that a person might have a duty to defer to the moral judgments of others is typically something that arouses our suspicion, in ways that other kinds of deference do not. One explanation for this is the value of autonomy. According to this explanation, people have a duty to be autonomous, and any act of deferring to another person’s moral judgement is not an autonomous action. Call this “the Autonomy Argument” against moral deference. In this article, I criticise (...) the Autonomy Argument. I argue that, even if we accept that an act of moral deference can never be autonomous, those who believe that people have a duty to be autonomous must accept that acts of moral deference are morally necessary. This is because some people are incapable of becoming autonomous by themselves, and deferring to a moral expert is the only way they might ever become autonomous. (shrink)