A predictive model applicable in both neurophysiological and decision-making studies is proposed, bridging the gap between psychological/behavioral and neurophysiological studies. Supposing the electromagnetic waves are carriers of decision-making, and electromagnetic waves with the same frequency, individual amplitude and constant phase triggered by conditions interfere with each other and the resultant intensity determines the probability of the decision. Accordingly, brainwave-interference decision-making model is built mathematically and empirically test with neurophysiological and behavioral data. Event-related potential data confirmed the stability of the phase (...) differences in a given decision context. Behavioral data analysis shows that phase stability exists across categorization-decision, two-stage gambling, and prisoner’s dilemma decisions. Irrational decisions occurring in those experiments are actually rational as their phases could be quantitatively derived from the phases of the riskiest and safest choices. Model fitting result reveals that the root-mean-square deviations between the fitted and actual phases of irrational decisions are less than 10°, and the mean absolute percentage errors of the fitted probabilities are less than 0.06. The proposed model is similar in mathematical form compared with the quantum modeling approach, but endowed with physiological/psychological connection and predictive ability, and promising in the integration of neurophysiological and behavioral research to explore the origin of the decision. (shrink)