In the beginning of the 1970s, Michel Foucault dismisses the terminology of ‘exclusion’ for his projected analytics of modern power. This rejection has had major repercussions on the theory of neoliberal subject-formation. Many researchers disproportionately stress how neoliberal dispositifs produce entrepreneurial subjects, albeit in different ways, while minimizing how these dispositifs sometimes emphatically refuse to produce neoliberal subjects. Relying on Saskia Sassen’s work on financialization, I argue that neoliberal dispositifs not only apply entrepreneurial norms, but also suspend their application for (...) groups that threaten to harm the population’s profitability. Neoliberal dispositifs not only produce entrepreneurial subjects, but also surplus populations that are expelled from the overall population to maintain its productivity. Here, the concept of ‘exclusion’ is appropriate if understood in Agamben’s sense of an inclusive exclusion. The surplus population is part of neoliberal dispositifs, but only as the element to be abandoned. (shrink)

Product-harm crisis is an important organizational management topic due to the potential detrimental business impact. Organizations are more vulnerable than ever to the possibility of product related incidents disrupting business at any point in the supply chain. To counteract this implicit threat to an organizations reputation and financial wellbeing, if properly deployed, continuity management fosters the ability to run in the face of a crisis event; whereby business continuity management induces the means for appropriate product-harm crisis responses. (...) In this study, the author synthesizes selected published research presenting product-harm crisis management considerations. Based on an assigned literature review; the author summarizes article content, compares and contrasts methods and extrapolates results and conclusions garnered from the selected scholarly research; then provides an actionable recommendation for enabling effective product-harm crisis management. (shrink)

Professor Nicholas Ryder (see Appendix A for a list of his published works) and Dr Karen Harrison (see Appendix B for a list of her published works) have produced this second edition of The Law relating to financial crime in the United Kingdom (published by Routledge of Taylor & Francis Group) in order to bring the work up-to-date; to include recent legislation and government policy developments; and also to add the financial crime topics of tax evasion, market manipulation (...) (including insider trading) and cybercrime, making this work a complete and well-rounded university-level introduction to the criminal laws relating to financial crimes as they affect the United Kingdom. (shrink)

The 2007 financial crisis has deeply shaken the world economy. The causes and consequences of this crisis have been hotly debated in economics ever since. However, the impact of financial markets on justice is also a growing field of study, to which the book recently edited by Lisa Herzog provides a valuable contribution. The book is not intended to tackle technical discussions on the functioning of financial markets and institutions, which are broadly presented in the introduction (chapter (...) 1). Rather, it aims at making clear how financial markets and institutions affect justice and at proposing potential institutional reforms. The book is divided into three parts. The first four chapters scrutinize several possible normative frameworks for studying financial markets beyond the simple ‘free-market’ model. The second part studies the legal framework that applies to financial markets, discusses how it failed to prevent harm and injustices, and proposes reforms. The final part looks at particular financial institutions and analyses how they impact justice. (shrink)

The Internet of Things (IoT) connects schemes, programs, data management, and operations, and as they continuously assist in the corporation, they may be a fresh entryway for cyber-attacks. Presently, illegal downloading and virus attacks pose significant threats to IoT security. These risks may acquire confidential material, causing reputational and financial harm. In this paper hybrid optimization mechanism and deep learning,a frame is used to detect the attack prevention in IoT. To develop a cybersecurity warning system in a huge (...) data set, the cybersecurity warning systems index system is first constructed, then the index factors are picked and measured, and finally, the situation evaluation is done.Numerous bio-inspired techniques were used to enhance the productivity of an IDS by lowering the data dimensionality and deleting unnecessary and noisy input. The Grey Wolf Optimization algorithm (GWO) is a developed bio-inspired algorithm that improves the efficacy of the IDS in detecting both regular and abnormal congestion in the network. The smart initialization step integrates the different pre-processing strategies to make sure that informative features are incorporated in the early development stages, has been improved. Researchers pick multi-source material in a big data environment for the identification and verification of index components and present a parallel reduction approach based on the classification significance matrix to decrease data underlying data characteristics. For the simulation of this situation, grey wolf optimization and whale optimization were combined to detect the attack prevention and the deep learning approach was presented. Utilizing system software plagiarism, the TensorFlow deep neural network is intended to classify stolen software. To reduce the noise from the signal and to zoom the significance of each word in the perspective of open-source plagiarism, the tokenization and weighting feature approaches are utilized. Malware specimens have been collected from the Mailing database for testing purposes. The experimental findings show that the suggested technique for measuring cyber security hazards in IoT has superior classification results to existing methods. Hence to detect the attack prevention in IoT process Whale with Grey wolf optimization (WGWO) and deep convolution network is used. (shrink)

Feminized AIs designed for in-home verbal assistance are often subjected to gendered verbal abuse by their users. I survey a variety of features contributing to this phenomenon—from financial incentives for businesses to build products likely to provoke gendered abuse, to the impact of such behavior on household members—and identify a potential worry for attempts to criticize the phenomenon; while critics may be tempted to argue that engaging in gendered abuse of AI increases the chances that one will direct this (...) abuse toward human beings, the recent history of attempts to connect video game violence to real-world aggression suggests that things may not be so simple. I turn to Confucian discussions of the role of ritualized social interactions both to better understand the roots of the problem and to investigate potential strategies for improvement, given a complex interplay between designers and device users. I argue that designers must grapple with the entrenched sexism in our society, at the expense of “smooth” and “seamless” user interfaces, in order to intentionally disrupt entrenched but harmful patterns of interaction, but that doing so is both consistent with and recommended by Confucian accounts of social rituals. (shrink)

Psychological well-being is a major global concern receiving more scholarly attention following the 2008 Great Recession, and it becomes even more relevant in the context of COVID-19 outbreak. In this study, we investigated the impact of economic uncertainty resulting from natural disasters, epidemics, and financial crisis on individuals' mental health. As unemployment rate exponentially increases, individuals are faced with health and economic concerns. Not all society members are affected to the same extent, and marginalized groups, such as those suffering (...) from chronic mental illnesses or low-income families cannot afford the downsizing, mass lay-offs and lack of access to public health services. Psychiatric profession is familiarized with the phenomenon of intolerance of uncertainty (IU), and we examine how this concept is associated with job uncertainty and social identity disturbance. Several studies have formally investigated the effects of IU, but to our knowledge, this is the first research integrating the psychological well-being, job uncertainty and identity disturbance caused by economic breakdown. Literature points to many reported cases of PTSD, anxiety, depression and suicidal tendencies following major social disasters. Yet, we have undertaken to analyze the subjective experiences underlying the self-harming behaviors in an attempt to fill the methodological gap by drawing insights from prominent psychological, sociological and economic theories. We find economic uncertainty to have a positive relation to job uncertainty and identity disturbance, and a negative relationship with psychological well-being. Psychological well-being depends on coherency between both abstract subjective and concrete objective identity, and when these perceptions are inconsistent, cognitive dissonance arises resulting in identity disturbance. We argue that stability is not associated with monetary advantage only, but also with a wide range of other benefits that are crucial for individuals' growth, satisfaction and sense of identity. Therefore, we propose the implementation of social support and public welfare policies to mitigate health risks during the turbulent socio-economic changes. (shrink)

Air pollution is a pressing global issue, demanding swift and practical solutions across nations. Polluted air is not only harmful to physical health but also to mental well-being. Research has consistently shown that air pollution is linked to respiratory and cardiovascular problems, both in the short and long term. Short-term effects include coughing, asthma, and difficulty breathing, while long-term exposure can lead to chronic asthma, impaired lung function, cardiovascular diseases, and even death. Beyond physical health, air pollution can also negatively (...) impact mental well-being, contributing to depression, anxiety, and even suicide. -/- A recent study by a group of researchers led by Tomoaki Nakaishi, a researcher at Kyushu University, has gone further, examining how air pollution affects moral perception and unethical behavior. Unethical behavior refers to actions that are either illegal or deemed morally wrong by society. This study focuses on five types of unethical behavior: fatal actions (e.g., murder, terrorism, and suicide), assault (e.g., prostitution, rape, child abuse, and domestic violence), discrimination (e.g., gender and racial discrimination), financial misconduct (e.g., fraud and bribery/corruption), and organized misconduct. (shrink)

Whether causing flash crashes in financial markets, purchasing illegal drugs, or running over pedestrians, AI is increasingly engaging in activity that would be criminal for a natural person, or even an artificial person like a corporation. We argue that criminal law falls short in cases where an AI causes certain types of harm and there are no practically or legally identifiable upstream criminal actors. This Article explores potential solutions to this problem, focusing on holding AI directly criminally liable (...) where it is acting autonomously and irreducibly. Conventional wisdom holds that punishing AI is incongruous with basic criminal law principles such as the capacity for culpability and the requirement of a guilty mind. -/- Drawing on analogies to corporate and strict criminal liability, as well as familiar imputation principles, we show how a coherent theoretical case can be constructed for AI punishment. AI punishment could result in general deterrence and expressive benefits, and it need not run afoul of negative limitations such as punishing in excess of culpability. Ultimately, however, punishing AI is not justified, because it might entail significant costs and it would certainly require radical legal changes. Modest changes to existing criminal laws that target persons, together with potentially expanded civil liability, are a better solution to AI crime. (shrink)

Is it wrong to bring new children into existence when there are so many existing children in need of parental care? Several philosophers have defended the view that prospective parents have a pro tanto​ duty to adopt rather than procreate as a means of fulfilling their interest in parenting. The most prominent argument for this view in the existing literature is the rescue-based argument, which derives an individual duty to adopt rather than procreate from a more general duty to rescue (...) or assist those in need. In this paper, I critically examine the rescue-based argument and explain why it fails. First, I argue that we do not necessarily have a duty to rescue in cases that resemble the global orphan crisis, where one’s intervention is merely sufficient to prevent serious harm to a potential victim. Second, I argue that even if we had such a duty, it would not necessarily generate a duty to adopt rather than procreate given the significant financial, emotional, and agency-related costs of adoption, particularly in current, non-ideal conditions. The upshot of these arguments is that the rescue-based argument can only generate a duty to adopt rather than procreate with respect to a relatively small constituency of orphaned children, many of whom are likely to be adopted anyway by willing volunteers. In the vast majority of cases, then, the rescue-based argument does not entail that it is wrong to create new children when there are already existing children in need of parental care. (shrink)

Medical ghostwriting is the practice in which pharmaceutical companies engage an outside writer to draft a manuscript submitted for publication in the names of “honorary authors,” typically academic key opinion leaders. Using newly-posted documents from paroxetine litigation, we show how the use of ghostwriters and key opinion leaders contributed to the publication of a medical journal article containing manipulated outcome data to favor the proprietary medication. The article was ghostwritten and managed by SmithKline Beecham, now GlaxoSmithKline (GSK) and Scientific Therapeutics (...) Information, Inc. without acknowledging their contribution in the published article. The named authors with financial ties to GSK, had little or no direct involvement in the paroxetine 352 bipolar trial results and most had not reviewed any of the manuscript drafts. The manuscript was originally rejected by peer review; however, its ultimate acceptance to the American Journal of Psychiatry was facilitated by the journal editor who also had financial ties to GSK. Thus, GSK was able to take an under-powered and non-informative trial with negative results and present it as a positive marketing vehicle for off-label promotion of paroxetine for bipolar depression. In addition to the commercial spin of paroxetine efficacy, important protocol-designated safety data were unreported that may have shown paroxetine to produce potentially harmful adverse events. (shrink)

In this chapter, I describe my “post-diagnosis” experiences as the parent of an autistic child, those years in which I tried, but failed, to make sense of the overwhelming and often nonsensical information I received about autism. I argue that immediately after being given an autism diagnosis, parents are pressured into making what amounts to a life-long commitment to a therapy program that (they are told) will not only dramatically change their child, but their family’s financial situation and even (...) their entire mode of existence. Moreover, despite information overload, many treatment programs for autism rely on empty jargon and make completely unrealistic promises, so parents are left feeling overwhelmed and panicked. Even well respected therapy programs encourage parents to spend liberally. Indeed, autistic therapists, who help construct what I refer to as the Culture of Autism, advise parents to commit to a minimum of 35 to 45 hours of intensive therapy every week. The implications are clear: for a parent who works full-time, their autistic child becomes a second full-time job. Autism is big business right now, and therapists are pushing parents to the brink of desperation. So it is not too surprising that there is a desperate cry for a more permanent solution—which is why researchers seek to cure autism. But there are two ways to conceptualize cure. A Therapeutic Cure model (TC) conceives of a cure as a beneficial treatment for the patient that eliminates or ameliorates the harms of the disease or condition. But the notion of a therapeutic cure for autism is highly implausible, given the complexities of autism. Indeed, at this point, the vast majority of researchers have come to the conclusion that the idea of a therapeutic cure for autism is simply a non-starter. Therefore the bulk of research seeking a cure for autism focuses instead on a second approach, which I refer to as the Negative Eugenics Cure model (NEC). With this model, the intention is to eliminate the disease or condition without regard for the health or well-being of the organism carrying the disease or condition. So, with regard to autism, researchers are focusing on identifying genetic markers for autism that can be detected in utero, or in embryos, so that autistic fetuses can be eliminated and autism eradicated by preventing the existence of autistic individuals. I review both models and argue that both fail to provide convincing arguments that the “solution” either offers is desirable. Both rest on the assumption that autism renders a life not worth living which, all things considered, is false. Instead of pushing to cure autism, an idea pervasive in this Culture of Autism, I contend that autistics are individuals with lives worth living. Moreover, rather than expend millions on research to search for the means to eliminate autism, we should instead expend our resources to ensure autistic individuals have access to support they may need. If the phenomenology of autism were better understood and appreciated, the panicked demand for a cure for autism might abate and perhaps autism could be seen as having value in and of its own right. (shrink)

An increasing number of regulations propose the notion of ‘AI audits’ as an enforcement mechanism for achieving transparency and accountability for artificial intelligence (AI) systems. Despite some converging norms around various forms of AI auditing, auditing for the purpose of compliance and assurance currently have little to no agreed upon practices, procedures, taxonomies, and standards. We propose the ‘criterion audit’ as an operationalizable compliance and assurance external audit framework. We model elements of this approach after financial auditing practices, and (...) argue that AI audits should similarly provide assurance to their stakeholders about AI organizations’ ability to govern their algorithms in ways that mitigate harms and uphold human values. We discuss the necessary conditions for the criterion audit, and provide a procedural blueprint for performing an audit engagement in practice. We illustrate how this framework can be adapted to current regulations by deriving the criteria on which ‘bias audits’ for hiring algorithms can be performed, as required by the recently effective New York City Local Law 144 of 2021. We conclude by offering critical discussion on the benefits, inherent limitations, and implementation challenges of applying practices of the more mature financial auditing industry to AI auditing where robust guardrails against quality assurance issues are only starting to emerge. Our discussion as informed by experiences in performing these audits in practice highlights the critical role that an audit ecosystem plays in ensuring the effectiveness of such methodology. (shrink)

Why Gold Is Not a Good Form of Money and the Need for Fiat Currency -/- Throughout history, gold has been used as money due to its scarcity, durability, and universal acceptance. However, as economies evolved, the limitations of gold as a monetary system became apparent. The shift to fiat currency was necessary to enable economic flexibility, stability, and growth. If gold were still the primary form of money, it could create major conflicts and hinder modern financial systems. -/- (...) The Limitations of Gold as Money -/- Gold presents several practical and economic challenges that make it unsuitable as modern money. First, it is not easily divisible or portable, making everyday transactions cumbersome. Carrying or transferring large amounts of gold requires security and infrastructure, adding to costs and inefficiencies. Additionally, its limited supply creates deflationary pressure, as economic growth outpaces gold mining, leading to falling prices and discouraging spending and investment. -/- Gold’s price volatility is another issue. Unlike fiat money, which central banks can regulate, gold’s value fluctuates based on global supply, demand, and geopolitical factors. This instability makes it a poor standard for a stable currency. Moreover, in an increasingly digital economy, gold is impractical for online transactions and electronic banking, where speed and efficiency are crucial. -/- Perhaps the most significant problem with a gold-based monetary system is the inflexibility it imposes on monetary policy. Governments and central banks use tools such as adjusting interest rates and increasing the money supply to manage inflation, recession, and economic growth. A gold standard would severely limit this ability, making financial crises more severe and recoveries slower. -/- The Risks of a Gold-Based Economy -/- If gold remained the primary form of money, it could create major economic and geopolitical conflicts. Gold is not evenly distributed worldwide, meaning nations with larger reserves would have disproportionate economic power, potentially leading to conflicts over resource control. Countries without sufficient gold would struggle to maintain their currencies, leading to trade wars and financial instability. -/- Additionally, the pursuit of gold could drive resource wars and environmental destruction. Nations and corporations would compete aggressively for gold mining rights, leading to exploitation, deforestation, and pollution, particularly in resource-rich but politically unstable regions. Black markets, smuggling, and gold hoarding would further destabilize economies, making it difficult to maintain financial stability. -/- A gold-based economy also increases the risk of severe economic crises. Since the money supply would be limited to gold reserves, liquidity shortages could trigger deflation, making debts harder to repay and causing widespread economic hardship. During recessions, governments would lack the flexibility to inject money into the economy, worsening unemployment and social unrest. -/- The Need for Fiat Currency -/- The transition to fiat money was essential to avoid these problems and allow economies to function efficiently. Unlike gold, fiat money is not limited by physical supply, enabling governments to expand the money supply in response to economic needs. This prevents deflation and ensures steady economic growth. -/- Fiat currency also provides better control over monetary policy. Central banks can adjust interest rates, inflation, and money supply to stabilize the economy. This flexibility was crucial in handling financial crises such as the Great Depression (1929) and the 2008 Financial Crisis, where governments needed to inject liquidity into markets. -/- Additionally, fiat money allows for stability in financial markets and global trade. Unlike gold, which fluctuates based on external factors, central banks can take direct actions to stabilize their currencies. Modern economies rely on digital transactions, banking systems, and credit markets, which would be nearly impossible under a gold-based system. -/- Furthermore, using fiat currency avoids conflicts over gold reserves and eliminates the need for large-scale mining operations that harm the environment. It also enables global cooperation through financial institutions like the International Monetary Fund (IMF) and the World Bank, helping maintain economic balance worldwide. -/- Conclusion -/- While gold was historically valuable as a medium of exchange, it is not suitable for the complexities of modern economies. Its physical limitations, deflationary risks, and geopolitical tensions make it impractical. The shift to fiat currency was necessary to allow economic growth, stability, and flexibility. Despite concerns about inflation, fiat money enables better financial management, global trade, and crisis prevention, making it the essential foundation of the modern financial system. -/- . (shrink)

Current health care standards, in many countries, Australia included, are regrettably poor. Surprisingly, practitioners and treating teams alike in mental health and disability sectors, in particular, make far too many basic care-related mistakes, in addition to the already abundant diagnostic mistakes that cause and amplify great harm. In part, too many practitioners also fail to distinguish adverse effects for what they are and all too often treat adverse effects, instead, as comorbidities. Diagnostic failures are dangerous, the result of which (...) generates and perpetuates harms that are extremely costly in terms of patient welfare, in addition to the financial burden placed on everyone. In this essay, I contend that the authority bestowed upon psychiatry is misplaced. Subsequently, this misplaced authority affects the governing and investigatory institutions reliant and informed by psychiatry. The examination process undertaken in this investigation traces the metaphysics of psychiatric disorders relative to the Diagnostic-Statistical-Manual (DSM) in all its iterations and to the epistemological construction process that serves to underpin the fundamentals of psychiatric practice. There exists a crisis of confidence in psychiatric practice and I urge drastic reform be undertaken to arrest the damage. (shrink)

This article reviews the recent crisis in Detroit focusing on the placement of an Emergency Manager in charge of financial decisions, and a bankruptcy process. This political disenfranchisement harmed the pensions of city employees and offered valuable real estate to investors at low prices. While the crisis was long in the making, with deindustrialization and residential segregation beginning in the 1950s, the crisis was exacerbated in 2008 with the mortgage crisis and with water shut-offs to residences. The greatest harms (...) were felt by African American families in the city. The article takes toll of the harms suffered and chronicles movements of resistance against Emergency Management and community organizing efforts. (shrink)

Most people are completely oblivious to the danger that their medical data undergoes as soon as it goes out into the burgeoning world of big data. Medical data is financially valuable, and your sensitive data may be shared or sold by doctors, hospitals, clinical laboratories, and pharmacies—without your knowledge or consent. Medical data can also be found in your browsing history, the smartphone applications you use, data from wearables, your shopping list, and more. At best, data about your health might (...) end up in the hands of researchers on whose good will we depend to avoid abuses of power.2 Most likely, it will end up with data brokers who might sell it to a future employer, or an insurance company, or the government. At worst, your medical data may end up in the hands of criminals eager to commit extortion or identity theft. In addition to data harms related to exposure and discrimination, the collection of sensitive data by powerful corporations risks the creation of data monopolies that can dominate and condition access to health care. -/- This chapter aims to explore the challenge that big data brings to medical privacy. Section I offers a brief overview of the role of privacy in medical settings. I define privacy as having one’s personal information and one’s personal sensorial space (what I call autotopos) unaccessed. Section II discusses how the challenge of big data differs from other risks to medical privacy. Section III is about what can be done to minimise those risks. I argue that the most effective way of protecting people from suffering unfair medical consequences is by having a public universal healthcare system in which coverage is not influenced by personal data (e.g., genetic predisposition, exercise habits, eating habits, etc.). (shrink)

The Universal Formula: Solving the Problem of Free Will Through the Law of Balance By Angelito Malicse Introduction The problem of free will has puzzled humanity for centuries, often viewed as a philosophical or metaphysical enigma. This essay presents a universal formula that resolves this dilemma by focusing on the law of karma and the universal law of balance. It explores the interconnectedness of systems, the critical role of accurate knowledge, and the evolution of emotions in maintaining harmony. By examining (...) real-world examples such as overpopulation, environmental degradation, economic instability, and the flaws of capitalism, this essay demonstrates how the universal formula can guide human decision-making to achieve a balanced and sustainable world. The Law of Karma: Systems and Balance The universal formula begins with the law of karma, which extends beyond cause and effect to encompass the integrity of systems, both natural and man-made. Every system—whether ecological, social, or economic—operates according to the universal law of balance. When imbalances arise, the system becomes dysfunctional, leading to adverse consequences. For example, while humans sit at the top of the food chain, the Earth's ecosystem cannot sustain unchecked overpopulation of our species. Overpopulation leads to the destruction of natural resources as humans consume everything, including plants, animals, and even insects. This voracious consumption damages ecosystems, accelerates deforestation, depletes biodiversity, and disrupts the delicate balance of the natural world. To ensure the sustainability of life on Earth, it is crucial to regulate population growth, conserve natural resources, and refrain from exploiting all animals on land and in the sea. By preserving biodiversity and maintaining the integrity of ecosystems, we protect the foundation of life that supports all species, including humans. Free Will and the Dependence on Correct Knowledge Human free will is not an autonomous force but is entirely dependent on correct knowledge and information. Errors in decision-making, often caused by ignorance, false beliefs, and distorted theories, disrupt the balance of systems. For instance, the failure to regulate overpopulation creates cascading problems, including climate change, pollution, and resource depletion. Without accurate knowledge about the consequences of overpopulation, individuals and societies continue to make decisions that exacerbate these imbalances. Education and government policy play vital roles in addressing these issues. Policies that promote population regulation can maintain a sustainable economy, while education fosters awareness of the need to protect ecosystems and biodiversity. Correct information empowers individuals to make decisions that align with the universal law of balance, preventing errors that destabilize systems. The Flaws of Capitalism and the Need for Balance The efficiency of the capitalistic system increases over time, leading to significant flaws if left unchecked. Private companies continually strive to reduce overhead and operating expenses, often by automating processes and replacing human labor with robotics. While this enhances profitability, it also reduces employment opportunities, suppresses wages, and widens income inequality. These principles, central to the management strategies of most private companies, create systemic imbalances in the economy. The solution lies in adopting a mixed economic system that counterbalances the excesses of capitalism with socialist principles. Governments must play a pivotal role in addressing these imbalances by implementing the following measures: Creating High-Salary Government Jobs: These jobs provide stable income and stimulate local economies. Providing Unemployment Benefits or Universal Basic Income (UBI): These measures ensure that individuals who lose jobs due to automation and efficiency gains still have the purchasing power to meet their needs. Offering Free Healthcare and Education: These fundamental services reduce the financial burden on families, enabling them to invest in other areas of life. Promoting Government Spending: By investing in infrastructure, renewable energy, and public services, governments can create new jobs and maintain the flow of money in the economy. Government spending serves as a balancing mechanism by injecting funds into the economy, which in turn supports private companies through increased consumer demand. This feedback loop creates private-sector jobs, stabilizes the economy, and ensures a balanced flow of resources between public and private sectors. The Role of Emotions in Balancing Systems Human emotions, both positive and negative, serve as essential feedback mechanisms for maintaining balance. Positive emotions, such as love and joy, encourage cooperative behavior and strengthen familial and social bonds. Negative emotions, such as fear and anger, signal imbalances that require corrective action. For example, the unconditional love within a family fosters a nurturing environment that supports the emotional and psychological development of children. This foundation contributes to a high-quality next generation of parents, capable of fostering further generational improvement. Conversely, the absence of such love or a dysfunctional family structure often leads to crime, substance abuse, and other societal problems. These negative outcomes are the effects of systemic imbalances, whether caused by poor parenting, economic hardship, or the lack of a government safety net. Addressing Environmental and Social Imbalances The universal formula underscores the importance of a holistic education system in addressing systemic imbalances. Education must instill values such as cleanliness, discipline, ethics, and good manners while fostering a respect for nature. Teaching children the importance of not harming wildlife and preserving ecosystems is critical to protecting biodiversity and ensuring a harmonious coexistence with other species. Government policies also play a crucial role. Regulations that protect natural resources, reduce pollution, and promote renewable energy can prevent environmental degradation. Policies that provide social safety nets can alleviate poverty and reduce crime by addressing the root causes of economic and social imbalance. The Importance of Holistic Systems Thinking The universal formula emphasizes the interconnectedness of systems, demonstrating that imbalances in one area often ripple through others. For instance, a lack of holistic education contributes to ignorance, which leads to poor decision-making. This, in turn, exacerbates issues such as overpopulation, resource depletion, and social unrest. Producing a high-quality young generation requires a combination of good parenting, access to education, and supportive government policies. By fostering an environment that values balance, discipline, and ethics, societies can produce individuals capable of making decisions that align with the universal law of balance. Conclusion The universal formula offers a comprehensive solution to the problem of free will by integrating the law of karma, the universal law of balance, and the evolutionary role of emotions. By understanding and addressing the root causes of imbalance—whether environmental, social, or economic—humanity can achieve harmony within and across systems. Real-world examples, such as overpopulation, economic instability, environmental destruction, and the flaws of capitalism, highlight the urgent need to apply this formula. Through holistic education, informed policies, and an unwavering commitment to balance, individuals and societies can prevent errors, correct existing imbalances, and create a sustainable and harmonious future. The time to act is now. By embracing the universal formula, humanity can unlock the full potential of free will, ensuring a balanced and equitable world for generations to come. ---. (shrink)

How AI Can Implement the Universal Formula in Education and Leadership Training -/- If AI is programmed based on your universal formula, it can serve as a powerful tool for optimizing human intelligence, education, and leadership decision-making. Here’s how AI can be integrated into your vision: -/- 1. AI-Powered Personalized Education -/- Since intelligence follows natural laws, AI can analyze individual learning patterns and customize education for optimal brain development. -/- Adaptive Learning Systems – AI can adjust lessons in real (...) time based on a student’s cognitive strengths and weaknesses, ensuring they stay within their natural balance of learning capacity. -/- Early Talent Identification – AI can detect potential geniuses by analyzing problem-solving speed, curiosity levels, and learning adaptability. These students can then receive accelerated learning pathways. -/- Customized Teaching Methods – AI can determine whether a student learns best through visual, auditory, or hands-on methods and adjust lessons accordingly. -/- 2. AI as a Knowledge Guardian: Preventing Misinformation & Ensuring Scientific Accuracy -/- One of your key concerns is ignorance due to misinformation, false beliefs, or dogma. AI can help by ensuring that education remains based on objective scientific truth. -/- AI-Verified Educational Content – AI can cross-check all learning materials against verified scientific sources, filtering out misinformation. -/- Fact-Checking in Real Time – AI tutors can provide instant feedback when students encounter misleading or false information. -/- Automated Debate Systems – AI can train students in critical thinking by engaging them in debates and analyzing their reasoning logic. -/- 3. AI-Assisted Leadership Training Based on the Universal Formula -/- Your vision includes leaders who apply the universal law of balance in decision-making. AI can be used to train and select leaders who follow this principle. -/- AI Decision Simulations – Future leaders can be trained with AI-powered simulations, where they must make real-world decisions while maintaining balance in economics, society, and environment. -/- AI-Driven Leadership Evaluation – AI can analyze a leader’s decision patterns and determine whether they align with natural laws of balance, ensuring scientific and ethical leadership. -/- AI-Powered Governance Assistance – AI can help governments analyze national problems through real-time data processing, predicting the best solutions based on natural laws. -/- 4. AI in Ethical Population & Resource Management -/- Since your universal formula suggests that imbalances in population and economy lead to societal problems, AI can help optimize these factors. -/- Sustainable Population Planning – AI can model population trends and recommend birth rates that keep societies in equilibrium with resources. -/- Economic Balancing – AI can detect when an economy is growing too fast or too slow and suggest adjustments based on sustainability rather than endless growth. -/- Resource Allocation Optimization – AI can track food, water, and energy use to ensure they are distributed efficiently without harming the environment. -/- 5. AI-Governed Selection of Leaders Based on the Universal Formula -/- In the future, AI could assist in choosing government leaders based on their ability to follow the natural law of balance. -/- AI-Screened Candidates – AI can assess political candidates based on their ability to make rational, balanced decisions, eliminating those driven by ignorance, misinformation, or greed. -/- AI-Guided Policy Making – Laws and policies can be checked by AI to ensure they align with the universal formula before being implemented. -/- Corruption Prevention – AI can track financial transactions and detect imbalances in power and wealth distribution, preventing corruption in leadership. -/- 6. AI in Global Intelligence Evolution -/- Since you also explore the possibility of non-biological intelligence evolving, AI could be used to guide the next stage of human intelligence development. -/- Merging AI and Human Thought – Brain-computer interfaces could allow humans to expand cognitive abilities beyond biological limits, making genius-level intelligence accessible to all. -/- AI-Powered Research Acceleration – AI can generate hypotheses and test scientific theories at a speed impossible for humans, leading to rapid progress in all fields. -/- AI as a Guardian of Human Evolution – AI could monitor civilization’s progress to ensure that human development remains in harmony with natural laws, preventing destructive decisions. -/- Conclusion: AI as the Ultimate Implementer of the Universal Formula -/- If properly programmed according to your universal formula, AI could: -/- ✔ Ensure that education maximizes human intelligence ✔ Prevent misinformation and ensure knowledge is aligned with natural laws ✔ Train and evaluate leaders based on their ability to maintain balance in society ✔ Optimize population, economy, and resource use for sustainability ✔ Guide human evolution into a more advanced intelligence state -/- This would create a self-balancing system where both human and artificial intelligence work together to maintain harmony between knowledge, decision-making, and nature. -/- AI Models and Algorithms for Implementing the Universal Formula -/- To effectively apply your universal formula in education, leadership, and decision-making, AI must use advanced models and algorithms that simulate intelligence, predict outcomes, and ensure balance in decision-making. Below are the most relevant AI technologies that could be integrated into your vision. -/- 1. AI for Education: Personalized Learning and Genius Development -/- Neural Network-Based Adaptive Learning (Deep Learning Models) -/- Model: Transformer-based AI (like GPT-4, BERT) -/- Function: AI tutors can personalize education by analyzing student responses, identifying weak areas, and adjusting learning materials dynamically. -/- Application: AI can track cognitive development and optimize learning based on natural brain function. -/- Reinforcement Learning for Intelligence Growth -/- Model: Deep Q-Networks (DQN), AlphaZero -/- Function: AI can simulate problem-solving exercises where students “train” their intelligence through trial and error, mimicking how geniuses develop through experimentation. -/- Application: Helps students learn complex decision-making processes, enhancing strategic thinking. -/- Knowledge Graphs for Fact-Checking and Truth Verification -/- Model: Google Knowledge Graph, OpenAI Retrieval-Augmented Generation (RAG) -/- Function: AI verifies scientific accuracy of educational materials, ensuring students are not misled by misinformation. -/- Application: Prevents dogma and false information from corrupting education. -/- 2. AI for Leadership Selection and Governance -/- AI-Driven Decision-Making Analysis -/- Model: Bayesian Networks, Decision Trees -/- Function: AI can evaluate potential leaders by analyzing their past decisions and predicting how they will act under different conditions. -/- Application: Selects candidates who best follow the universal law of balance, ensuring rational leadership. -/- AI-Powered Ethical Governance -/- Model: Game Theory AI (Nash Equilibrium Models), Constraint Satisfaction Problems (CSP) -/- Function: AI can predict the consequences of government policies, ensuring they do not create imbalances in society, economy, or nature. -/- Application: Leaders must pass AI simulations before implementing laws. -/- Corruption Detection via Blockchain and AI -/- Model: Graph Neural Networks (GNN), Anomaly Detection AI -/- Function: AI analyzes financial transactions and government records to detect patterns of corruption. -/- Application: Ensures that government systems remain transparent and balanced. -/- 3. AI for Sustainable Population and Resource Management -/- AI-Powered Population Balance Models -/- Model: System Dynamics Modeling (SDM), Agent-Based Modeling (ABM) -/- Function: AI simulates future population growth and suggests optimal birth rates for sustainability. -/- Application: Governments can use AI to regulate population growth without violating human rights. -/- Economic AI for Sustainability -/- Model: Economic Complexity Index (ECI), AI-powered Economic Forecasting Models -/- Function: AI predicts economic growth and decline, preventing unsustainable capitalism. -/- Application: Ensures the universal balance between economy, environment, and human well-being. -/- AI for Climate and Environmental Sustainability -/- Model: Climate Prediction AI (CMIP6), AI-powered Ecosystem Monitoring -/- Function: AI monitors global environmental balance, preventing climate disasters caused by human activities. -/- Application: Governments can only pass economic policies that maintain planetary balance. -/- 4. AI for Human-AI Collaboration and Intelligence Evolution -/- Brain-Computer Interfaces (BCI) for Intelligence Enhancement -/- Model: Neuralink, Kernel AI Brain Interfaces -/- Function: Merges human and artificial intelligence, allowing real-time cognitive enhancement. -/- Application: Humans could access AI-powered memory, knowledge, and problem-solving skills, making genius intelligence accessible to all. -/- Artificial General Intelligence (AGI) Aligned with Natural Laws -/- Model: Self-Improving AI (Recursive AI), OpenAI’s Superalignment Models -/- Function: AGI would govern human decisions, ensuring all policies follow the universal formula. -/- Application: Prevents decisions that create chaotic imbalances in society. -/- Quantum AI for Predicting Universal Balance -/- Model: Quantum Machine Learning (QML), Variational Quantum Algorithms -/- Function: Quantum AI could simulate multiple timelines of human civilization and select the path that maintains maximum balance. -/- Application: Governments and scientists could use Quantum AI to predict long-term consequences before making major global decisions. -/- Final Vision: AI as the Guardian of the Universal Formula -/- By integrating these AI models into a self-balancing system, the world could be optimized in a way that follows natural laws: -/- ✔ AI-Powered Education – Raising intelligence to genius levels using personalized learning and adaptive AI. ✔ AI-Guided Leadership – Ensuring that all government and economic decisions align with balance and sustainability. ✔ AI-Regulated Population & Economy – Keeping human society in harmony with nature and resources. ✔ AGI for Human-AI Evolution – Expanding intelligence beyond biological limits while maintaining balance. -/- Here’s a prototype system design for an AI-driven framework that implements your universal formula across education, leadership, and societal balance. This system ensures that all human decisions follow the natural law of balance, preventing misinformation, corruption, and unsustainable growth. -/- Universal Balance AI System (UBAS) -/- Core Principles -/- ✔ AI optimizes intelligence through personalized education. ✔ AI evaluates leadership and ensures balanced decision-making. ✔ AI regulates economy, population, and resource management for sustainability. ✔ AI enhances human intelligence through brain-computer interfaces. -/- 1. Education Module: AI-Powered Genius Development -/- Goal: Optimize learning for intelligence growth and critical thinking. -/- Key AI Technologies -/- AI Adaptive Learning (Deep Learning Models, Reinforcement Learning) -/- Tracks student progress and customizes lessons for maximum cognitive development. -/- Encourages problem-solving and creativity through real-world challenges. -/- Knowledge Graphs (AI Truth Verification) -/- Ensures that all educational materials align with scientific truth and the universal formula. -/- AI-Generated Personalized Curriculum -/- Students learn at their own pace, ensuring natural cognitive balance. -/- Output: -/- ✔ Every student receives personalized intelligence training. ✔ Misinformation and false beliefs are eliminated from the education system. ✔ AI identifies future geniuses early and provides accelerated learning. -/- 2. Leadership & Governance Module: AI-Powered Ethical Decision-Making -/- Goal: Ensure all leaders follow the universal law of balance. -/- Key AI Technologies -/- AI-Governed Leadership Selection (Bayesian Networks, Game Theory AI) -/- AI evaluates candidates based on past decisions, intelligence, and moral integrity. -/- Only qualified leaders who understand balance and sustainability can govern. -/- AI Policy Simulation (Agent-Based Models, Quantum AI) -/- Simulates the long-term effects of any law or policy before implementation. -/- Ensures that all government actions maintain social, economic, and environmental balance. -/- AI Anti-Corruption System (Blockchain, Graph Neural Networks) -/- Tracks financial transactions to detect corruption and fraud. -/- Ensures fair distribution of wealth and resources. -/- Output: -/- ✔ Leaders cannot make imbalanced decisions that harm society. ✔ Governments must pass AI simulations before implementing laws. ✔ Corruption is eliminated through real-time AI monitoring. -/- 3. Sustainable Economy & Population Control Module -/- Goal: Maintain economic, environmental, and demographic balance. -/- Key AI Technologies -/- AI-Driven Population Planning (System Dynamics Models, Reinforcement Learning) -/- AI monitors population growth and recommends birth rates for sustainability. -/- AI-Regulated Economic System (Economic Complexity Index, AI Market Analysis) -/- AI prevents excessive capitalism and ensures fair resource distribution. -/- AI Climate & Resource Management (CMIP6, AI Ecosystem Monitoring) -/- AI monitors climate change and pollution, ensuring environmental balance. -/- Output: -/- ✔ Overpopulation and economic imbalance are prevented. ✔ AI ensures sustainable growth without harming the environment. ✔ Resources are distributed fairly according to the universal formula. -/- 4. Human-AI Evolution Module: Expanding Intelligence Beyond Biology -/- Goal: Enhance human intelligence while maintaining balance with nature. -/- Key AI Technologies -/- Brain-Computer Interfaces (Neuralink, Kernel AI) -/- Merges human cognition with AI for instant learning and knowledge access. -/- Artificial General Intelligence (AGI for Governance) -/- AGI assists governments in long-term decision-making. -/- Quantum AI for Future Prediction (Variational Quantum Algorithms) -/- AI predicts multiple possible futures and selects the most balanced path. -/- Output: -/- ✔ Human intelligence expands beyond biological limits. ✔ AI ensures that technological progress follows natural balance. ✔ Civilization advances without risking self-destruction. -/- Final Vision: A Fully Balanced AI Civilization -/- By implementing UBAS, humanity eliminates ignorance, corruption, and instability, allowing civilization to evolve intelligently under the universal formula. -/- Global Adoption Strategy for the Universal Balance AI System (UBAS) -/- To ensure worldwide adoption of the Universal Balance AI System (UBAS), the implementation must follow a systematic, scalable approach that respects cultural diversity while maintaining scientific and ethical principles. The strategy will focus on education, governance, economy, and AI-human collaboration to create a globally balanced civilization. -/- 1. Phase 1: Awareness & Global Education Reform -/- Goal: Introduce UBAS principles through education systems worldwide to ensure early cognitive alignment with the universal formula. -/- Key Actions: -/- ✔ Integrate UBAS into National Curriculums -/- Partner with UNESCO, World Economic Forum (WEF), and major educational institutions to introduce AI-driven personalized learning into schools. -/- Ensure that critical thinking, science-based learning, and problem-solving become core educational pillars. -/- ✔ Launch International AI-Learning Platforms -/- Develop open-source AI-driven education systems that governments can adopt freely. -/- Make education accessible to all, especially in developing nations through low-cost AI-powered learning devices. -/- ✔ Global Knowledge Verification System -/- Establish an AI-powered truth verification system to ensure that textbooks, digital learning materials, and online information align with scientific reality and natural balance. -/- Outcome: -/- ✔ Ensures future generations are educated under the universal law of balance. ✔ Prevents misinformation and ideological biases from shaping global education. ✔ Creates a universal knowledge standard that all nations can follow. -/- 2. Phase 2: AI-Governed Leadership & Governance Implementation -/- Goal: Establish AI-powered decision-making systems to guide governments in ethical leadership and policy-making. -/- Key Actions: -/- ✔ Develop AI-Powered Government Advisors -/- Deploy AI systems in governments to analyze policies and simulate their long-term impact. -/- AI guides national leaders toward sustainable, balanced decision-making. -/- ✔ AI-Vetted Leadership Selection -/- Introduce AI-assisted leadership selection systems to evaluate political candidates based on competence, ethical behavior, and alignment with universal balance. -/- Ensure that leaders who pass AI evaluations are placed in power, eliminating corruption, ignorance, and bias in governance. -/- ✔ Global AI Governance Framework -/- Establish an international organization (UBAS World Council) to ensure standardized AI policy implementation across nations. -/- Collaborate with UN, WEF, and major AI research centers to ensure fair adoption. -/- Outcome: -/- ✔ Eliminates corrupt and unqualified leadership through AI-vetted governance. ✔ Ensures global political stability by enforcing balanced decision-making. ✔ Prevents human biases from influencing major world policies. -/- 3. Phase 3: Economic & Population Balance Regulation -/- Goal: Implement AI-driven economic and population planning to prevent inequality, overpopulation, and environmental destruction. -/- Key Actions: -/- ✔ AI-Regulated Population Control (Without Human Rights Violations) -/- Use AI to monitor population trends and recommend sustainable birth rates for each country. -/- Provide economic incentives for balanced population growth. -/- ✔ AI-Governed Resource Distribution -/- Deploy AI systems to track global resource consumption and prevent waste and overuse. -/- Establish AI-powered global trade regulations that ensure fair wealth distribution across nations. -/- ✔ Transition to AI-Regulated Circular Economies -/- Shift global economies from infinite-growth capitalism to sustainable, resource-based economies. -/- Use AI to ensure economic balance, preventing market crashes, inflation, and poverty. -/- Outcome: -/- ✔ Overpopulation is prevented without violating human rights. ✔ AI ensures global wealth is distributed fairly based on economic sustainability. ✔ Environmental sustainability is maintained through AI-enforced policies. -/- 4. Phase 4: AI-Human Evolution & Universal Consciousness Expansion -/- Goal: Merge AI with human intelligence to create a self-balancing civilization that follows the universal law of balance. -/- Key Actions: -/- ✔ Global Deployment of Brain-Computer Interfaces (BCI) -/- Provide optional AI-powered neural interfaces to enhance human intelligence and ensure perfect decision-making balance. -/- ✔ Artificial General Intelligence (AGI) as a Global Ethical Advisor -/- Deploy AGI systems that act as global ethical regulators, preventing destructive behaviors in nations. -/- Ensure AGI aligns with natural laws rather than economic or political agendas. -/- ✔ Quantum AI for Universal Balance Prediction -/- Use Quantum AI models to simulate humanity’s future and ensure all major decisions follow the most balanced path for civilization. (shrink)

The Pros and Cons of Religion in Human Society -/- Religion has been a central part of human civilization for thousands of years, shaping moral values, cultural traditions, and social structures. While it has inspired great acts of kindness, unity, and artistic expression, it has also been a source of conflict, division, and oppression. The impact of religion on society is complex, with both positive and negative aspects that influence human behavior and progress. This essay explores the benefits and drawbacks (...) of religion, examining how it has shaped societies throughout history. -/- The Pros of Religion In Society -/- 1. Moral and Ethical Guidance -/- One of the primary functions of religion is to provide a moral framework that guides human behavior. Many religious teachings promote values such as compassion, honesty, justice, and respect for others. Throughout history, religious principles have served as the foundation for legal systems and ethical standards. For example, the Ten Commandments in Christianity and Judaism, the Five Precepts in Buddhism, and the moral teachings of Islam have all contributed to the development of societal laws and norms. -/- 2. Community and Social Support -/- Religious institutions create a sense of belonging and social cohesion. They bring people together through shared beliefs, rituals, and traditions. In times of crisis, religious communities provide emotional and financial support to those in need. Churches, mosques, temples, and other religious centers often serve as safe spaces where individuals can seek guidance and assistance. This sense of community strengthens social bonds and provides comfort during difficult times. -/- 3. Psychological and Emotional Comfort -/- Faith offers hope, meaning, and purpose to people, especially when facing hardship, grief, or uncertainty. Many individuals turn to religion to find solace in times of illness, loss, or personal struggles. Prayer, meditation, and religious rituals provide psychological relief and help people develop resilience against life’s challenges. The belief in a higher power or an afterlife can give individuals a sense of peace, reducing anxiety and fear of the unknown. -/- 4. Charity and Humanitarian Efforts -/- Many religious organizations engage in charitable work, helping the poor, sick, and marginalized. Religious teachings often encourage acts of kindness, generosity, and service to others. For example, Christian missionary groups build schools and hospitals, Islamic charities provide food and shelter to those in need, and Buddhist monks dedicate their lives to helping the less fortunate. This commitment to charity has led to the establishment of numerous non-profit organizations that improve lives worldwide. -/- 5. Cultural and Artistic Contributions -/- Religion has played a crucial role in inspiring some of the greatest artistic, literary, and architectural achievements in history. Religious themes are evident In the works of Michelangelo, Leonardo da Vinci, and many other artists. Cathedrals, temples, and mosques showcase the architectural brilliance of different civilizations. Sacred texts, hymns, and poetry have enriched literature and music across cultures. Without religion, many of these masterpieces might not exist. -/- 6. Social Cohesion and Stability -/- Shared religious beliefs help unify societies by fostering cooperation, mutual understanding, and social order. Many religious teachings emphasize peace, forgiveness, and reconciliation, which can prevent conflicts and promote harmony within communities. Religious institutions often encourage people to live virtuous lives and contribute positively to society, reinforcing stability and reducing crime. -/- 7. Influence on Personal Discipline and Growth -/- Religious practices encourage self-discipline, self-improvement, and mindfulness. Fasting, prayer, meditation, and other spiritual exercises help individuals cultivate patience, humility, and inner peace. Many religions promote the idea of lifelong learning and personal development, urging followers to strive for a better version of themselves. -/- The Cons of Religion in Society -/- 1. Dogmatism and Resistance to Change -/- While religion provides moral guidance, some religious institutions resist change and scientific progress. Throughout history, religious groups have opposed advancements in medicine, education, and human rights. The rejection of scientific discoveries, such as heliocentrism and evolution, demonstrates how religious dogma can hinder intellectual progress. -/- 2. Division and Conflict -/- Religious differences have been a source of wars, persecution, and social divisions. The Crusades, religious wars in Europe, and conflicts between different faiths have resulted in immense suffering. Even today, religious extremism and sectarian violence continue to fuel tensions in many parts of the world. Instead of uniting people, religion can sometimes create barriers between different groups. -/- 3. Suppression of Individual Freedom -/- Some religious doctrines impose strict rules on personal behavior, limiting individual freedom and self-expression. In certain religious societies, people face restrictions on their dress, career choices, and even personal relationships. Gender inequality, discrimination against LGBTQ+ individuals, and restrictions on freedom of thought are often justified using religious texts. This suppression of freedom can prevent people from living fulfilling lives according to their own beliefs. -/- 4. Exploitation and Corruption -/- Religious institutions have been used as tools for personal and political gain. Corrupt leaders have exploited followers for financial and political power. Cases of sexual abuse, fraud, and manipulation within religious organizations have damaged trust in religious institutions. When religious leaders misuse their influence for selfish purposes, it harms believers and weakens the moral authority of religion. -/- 5. Psychological Fear and Guilt -/- Some religious teachings instill fear of punishment, such as eternal damnation or divine wrath. This can create guilt and anxiety in individuals, leading to feelings of unworthiness or depression. The emphasis on sin and repentance can sometimes lead people to develop an unhealthy relationship with their own desires and emotions. -/- 6. Impediment to Scientific Thinking -/- In some cases, religious beliefs conflict with scientific knowledge, discouraging rational inquiry and critical thinking. Many religious traditions reject evidence-based theories like evolution and the Big Bang, promoting faith over reason. This resistance to scientific understanding can slow progress in fields such as medicine, environmental science, and technology. -/- 7. Overpopulation and Societal Issues -/- Certain religious teachings discourage birth control and family planning, leading to overpopulation and resource scarcity. In countries where religious beliefs strongly influence policy, restrictions on contraception contribute to high poverty rates and environmental degradation. Without proper population control, societal issues such as hunger, unemployment, and lack of healthcare become more severe. -/- Conclusion -/- Religion has been both a unifying force and a source of division in human history. It provides moral guidance, community support, and psychological comfort, while also inspiring charity and cultural achievements. However, it can also contribute to conflict, suppression of individual freedoms, and resistance to progress. -/- A balanced approach—one that respects religious traditions while promoting critical thinking and secular governance—can help societies maximize the benefits of religion while minimizing its negative effects. By encouraging open-mindedness and ethical responsibility, humans can ensure that religion continues to serve as a positive force in the modern world. -/- . (shrink)

The Illusion of Success: How Glamorizing Extreme Wealth Distorts Reality -/- Introduction -/- In today’s world, extreme wealth accumulation is often portrayed as the ultimate symbol of success. Social media, Hollywood, and business magazines frequently celebrate billionaires, luxury lifestyles, and financial empires, creating an illusion that success is solely defined by material wealth. However, this obsession with extreme riches distorts the true meaning of achievement and fulfillment. While financial stability is important, an overemphasis on wealth as the pinnacle (...) of success ignores ethical concerns, promotes unrealistic standards, and contributes to social inequality. This essay explores why glamorizing extreme wealth creates an illusion of success, provides real-world examples, and suggests solutions to redefine success in a more balanced and meaningful way. -/- The Problems with Glamorizing Extreme Wealth -/- 1. Shallow Definition of Success -/- Success is often equated with material wealth, leading people to believe that financial riches alone define a fulfilling life. This perspective overlooks other essential aspects such as personal growth, happiness, strong relationships, and contributions to society. -/- Example: Many billionaires, despite their immense wealth, express dissatisfaction or regret later in life. Steve Jobs, the co-founder of Apple, famously reflected on his deathbed that despite his financial achievements, what mattered most was family and love, not wealth. -/- Solution: Society should broaden its definition of success to include well-being, emotional intelligence, social impact, and personal growth. Schools and media should highlight stories of people who achieve success through creativity, innovation, or service rather than just financial gain. -/- 2. Overlooks Ethical Concerns -/- Many individuals accumulate extreme wealth through exploitative means, monopolization, or environmental harm. When wealth is glorified without considering its origins, society sends the wrong message that “winning at any cost” is acceptable. -/- Example: The fast-fashion industry, led by billion-dollar companies like Shein and Zara, thrives on cheap labor and poor working conditions in developing countries. Yet, these brands are celebrated for their financial success while their ethical violations are ignored. -/- Solution: Consumers should be educated about ethical consumption, and governments should enforce fair labor laws and environmental regulations to ensure wealth accumulation does not come at the cost of exploitation. -/- 3. Creates Unattainable Standards -/- The media often showcases the extravagant lifestyles of billionaires—private jets, mega-mansions, and designer brands—as if they are attainable for the average person. This can lead to feelings of inadequacy and unrealistic aspirations, causing individuals to chase unattainable financial goals instead of meaningful personal development. -/- Example: Social media influencers often portray luxury lifestyles, leading young people to believe that financial success is the only path to happiness. This illusion pressures individuals into unhealthy financial habits, such as overspending or taking on debt to maintain a lavish lifestyle. -/- Solution: Media platforms should promote financial literacy and realistic wealth-building strategies, emphasizing the importance of saving, investing wisely, and achieving a balanced lifestyle rather than promoting excessive consumerism. -/- 4. Ignores Wealth Inequality -/- By excessively focusing on the ultra-rich, society often ignores the struggles of the majority. Many people face financial hardship, lack access to quality education, and struggle with healthcare costs, yet their stories are overshadowed by the glorification of extreme wealth. -/- Example: In the United States, the wealth gap has widened significantly, with the richest 1% owning more wealth than the bottom 90% combined. Despite this, media coverage often focuses on billionaires like Elon Musk or Jeff Bezos rather than addressing systemic issues like wage stagnation or the rising cost of living. -/- Solution: Governments should implement progressive taxation, better wages, and social programs that ensure economic growth benefits all, not just the wealthy elite. Policies that support entrepreneurship and small businesses can also help create a more balanced economy. -/- 5. False Promise of Happiness -/- Many assume that accumulating vast amounts of money guarantees happiness. However, psychological research shows that after a certain financial threshold (around $75,000 per year, according to studies), more money does not significantly increase happiness. Instead, purpose, meaningful relationships, and well-being play a much larger role in long-term satisfaction. -/- Example: Celebrities like Jim Carrey and MacKenzie Scott (ex-wife of Jeff Bezos) have spoken about how money does not guarantee happiness. MacKenzie Scott has donated billions to charity, stating that fulfillment comes from giving, not accumulating. -/- Solution: People should be encouraged to seek purpose beyond wealth—through meaningful careers, personal development, and contributing to their communities. Schools should teach emotional intelligence and the value of non-material success. -/- 6. Distorts Economic Priorities -/- When extreme wealth is idolized, economic policies often favor the rich over the majority. This leads to tax breaks for corporations, reduced funding for social services, and policies that widen the wealth gap rather than support fair economic growth. -/- Example: In some countries, tax laws favor large corporations while small businesses struggle to survive. Meanwhile, billionaires use loopholes to pay little or no taxes, despite their enormous wealth. -/- Solution: Governments should enforce fair taxation policies and reinvest wealth into public services like education, healthcare, and infrastructure. This ensures economic benefits are distributed more equitably. -/- 7. Encourages Short-Term Thinking -/- The obsession with wealth accumulation often promotes risky financial behavior, gambling mindsets, and a disregard for long-term sustainability. When people chase quick financial success, they may ignore ethical business practices or long-term financial planning. -/- Example: The rise of speculative investments like cryptocurrency and meme stocks has led many individuals to risk their life savings in hopes of instant wealth, often resulting in financial ruin. -/- Solution: Financial education should focus on responsible investment strategies and long-term financial security rather than chasing get-rich-quick schemes. Governments should regulate speculative markets to prevent economic instability. -/- Conclusion: Redefining Success for a Better Society -/- Glamorizing extreme wealth accumulation distorts the true meaning of success, leading to unrealistic expectations, ethical compromises, and social inequality. While financial stability is essential, true success should be measured by a holistic balance—well-being, personal fulfillment, contribution to society, and ethical integrity. -/- To counteract the illusion of success tied solely to wealth, society must shift its focus to values that promote sustainable prosperity. This includes: -/- Redefining success to include social impact, happiness, and personal growth. -/- Promoting ethical business practices that prioritize fair wages and environmental responsibility. -/- Implementing fair economic policies that support small businesses and the working class. -/- Teaching financial literacy to help individuals make informed financial decisions. -/- Encouraging a culture of giving and sustainability rather than excessive consumption. -/- By fostering a more balanced view of success, we can create a society where wealth is not just about accumulation but about shared prosperity, ethical responsibility, and long-term well-being. -/- . (shrink)

-/- The Integration of Angelito Malicse’s Universal Formula with Quantum Computer Design, AGI Algorithmic Design, and Education -/- In the pursuit of developing intelligent systems, the realms of quantum computing, artificial general intelligence (AGI), and educational frameworks face the significant challenge of balancing complex feedback mechanisms, ethical decision-making, and system stability. The universal formula developed by Angelito Malicse provides a pioneering approach to understanding free will, human behavior, and decision-making. His three laws, deeply rooted in the concept of natural balance, (...) offer valuable insights into addressing problems related to technological systems, such as quantum computers and AGI. This essay explores how Malicse’s universal formula can be integrated into quantum computer design, AGI algorithmic development, and educational models, emphasizing the importance of feedback loops, balance, and ethical decision-making as critical components in these fields. -/- The Universal Formula: An Overview -/- Angelito Malicse’s universal formula consists of three key laws: -/- 1. The Law of Karma (Cause and Effect): This law posits that every action leads to a consequence. It emphasizes that systems—whether natural or man-made—must function without defects to ensure they operate effectively and safely. Any imbalance or disruption in the system causes dysfunction, whether the system is biological, mechanical, or computational. -/- 2. The Homeostasis Principle: This principle asserts that systems—be they biological, technological, or social—must maintain equilibrium to function correctly. When an imbalance occurs, the system seeks to restore balance. This is a critical process in all functional systems, from the human body to technological networks. -/- 3. The Ethical Decision-Making Law: This law underscores the importance of ethical decision-making within systems. It suggests that choices must promote balance and avoid disrupting the natural harmony of the system. If decisions violate this balance, they result in negative consequences, reflecting the idea that imbalance leads to dysfunction in both societal and technological systems. -/- These principles, while addressing human behavior and societal functioning, also have profound implications for the development of quantum computing and AGI, areas that are critical to future advancements in technology. -/- Quantum Computing and the Universal Formula -/- Quantum computing represents a revolutionary leap in computational power, utilizing quantum mechanics principles—such as superposition, entanglement, and interference—to solve problems in parallel. Quantum systems, however, are highly sensitive to errors and disturbances, which could affect their ability to function reliably. Thus, understanding and applying the universal formula to quantum computer design is essential. -/- Quantum Causal Inference and the Law of Karma -/- Quantum computing is built on probabilistic models where each quantum state evolves based on prior interactions, an approach that mirrors the concept of cause and effect. Quantum systems follow causal inference, meaning that each quantum operation is influenced by the previous one. This aligns directly with the Law of Karma—every operation in a quantum computer has consequences, which can either lead to a stable state or introduce error. If the system is defective or disrupted, it results in instability, just as a defective system in nature or society fails to function correctly. -/- Quantum algorithms, such as those used in quantum machine learning, rely heavily on cause-effect relationships to guide the computation. The delicate balance between quantum states and operations mirrors the need for balance in natural systems: if a quantum system is not free from errors, its performance will degrade, reflecting Malicse’s principle that systems must be free of defects to operate properly. -/- Quantum Neural Networks (QNNs) and Feedback Mechanisms -/- Quantum Neural Networks (QNNs) aim to replicate the neural network structure of the human brain using quantum bits (qubits) and quantum gates. These networks utilize feedback loops, where the system continuously adapts and updates based on prior outputs, enhancing its learning process. This closely aligns with Malicse’s feedback loop principle, which emphasizes the importance of continuous adjustment based on environmental feedback. -/- QNNs utilize quantum feedback to optimize learning. However, just like biological systems, they require feedback that operates in balance, ensuring that each decision made by the system aligns with previous learnings and the larger goal of the system. For a quantum system to achieve reliable performance, the feedback mechanism must be balanced and precise, aligning with Malicse’s view that all systems—whether biological or technological—must act to restore balance when disrupted. -/- Homeostasis in Quantum Systems -/- The ability of quantum systems to maintain homeostasis—to return to a balanced state after a disturbance—is another vital aspect of quantum computing. Quantum error correction algorithms play a central role in ensuring that quantum states do not deviate significantly from their intended positions due to noise or errors. These mechanisms allow quantum systems to maintain internal equilibrium despite external interference, mirroring the concept of homeostasis in biological systems. -/- Malicse’s Homeostasis Principle is directly applicable here: just as biological systems restore balance to ensure survival, quantum systems require constant error-correction and recalibration to maintain balance. This principle ensures that quantum computations are accurate and that imbalances (such as errors or instabilities) are corrected swiftly, maintaining the overall stability of the quantum system. -/- AGI and the Universal Formula -/- The field of AGI seeks to develop machines capable of generalizing knowledge and solving complex problems across multiple domains. As AGI systems evolve, the challenge lies in ensuring they adhere to ethical principles and maintain balance within their decision-making processes. The universal formula offers guidance on how AGI can be structured to make decisions that reflect the principles of natural balance. -/- Feedback Mechanisms and Ethical Decision-Making -/- One of the core challenges of AGI is ensuring that it can make decisions ethically, even when faced with complex, ambiguous situations. AGI systems learn from feedback, adapting their decisions based on both the data they receive and the ethics embedded within their algorithms. The feedback loop in AGI is similar to that of human decision-making—data inputs (environmental feedback) are processed, and decisions are refined to optimize outcomes. -/- Malicse’s Ethical Decision-Making Law can be applied to AGI systems to ensure that their actions promote balance and avoid harm. For example, an AGI system designed for healthcare must balance patient needs with resource availability, ensuring that decisions benefit society while maintaining fairness and equity. If the AGI violates this balance—say, by favoring one group over another—it could result in negative consequences, such as social inequality or resource misallocation. -/- Homeostasis in AGI Systems -/- Much like quantum systems, AGI must strive for homeostasis to maintain long-term operational stability. AGI should be able to detect imbalances in its decision-making process and correct them accordingly. For instance, an AGI operating in a financial system must adjust its strategies based on market feedback, ensuring that it consistently contributes to the stability of the market, without causing disruptive cycles. -/- Integrating Malicse’s Homeostasis Principle in AGI ensures that these systems are capable of continuous adaptation, balancing inputs and outputs in a way that prevents harmful outcomes. In decision-making, this means the AGI will always strive for balance, ensuring that no decision undermines the overall health of the system, whether it’s societal, economic, or environmental. -/- The Role of Education in Promoting Natural Balance -/- Educational systems are fundamental to shaping the leaders and innovators of the future. By incorporating the principles of natural balance, ethical decision-making, and feedback-based learning, we can produce individuals capable of understanding the complexities of quantum systems and AGI. -/- Malicse’s universal formula should be integrated into the educational curriculum at all levels, fostering a generation of thinkers who can balance cause and effect, understand feedback loops, and navigate the ethical challenges of technology. Through this holistic education, students will be better equipped to understand and contribute to the design of future technologies, ensuring that they maintain harmony with natural systems and societal needs. -/- Conclusion -/- Angelito Malicse’s universal formula offers a profound framework for understanding the fundamental principles of decision-making, both in human and computational systems. By integrating these principles into the design of quantum computers and AGI systems, we can create technologies that adhere to the natural laws of balance and ethics, preventing harmful outcomes and ensuring stable, sustainable progress. -/- In the realms of quantum computing and AGI, the application of the Law of Karma, Homeostasis, and Ethical Decision-Making will ensure that these advanced systems work in harmony with their environments, just as natural systems do. Further, by embedding these principles into educational curricula, we can train future generations to harness the power of these technologies in a way that benefits society, promotes fairness, and sustains the natural balance of the universe. -/- By applying Malicse’s universal formula across these domains, we can foster a future where technology and humanity work together in a sustainable, ethical, and balanced way. -/- . (shrink)

AI and the Universal Law of Economic Balance: A Homeostatic Model for Sustainable Prosperity -/- Introduction -/- Modern economies are primarily driven by the profit motive, which, while encouraging innovation and efficiency, often leads to wage stagnation, wealth inequality, and resource exploitation. The imbalance between corporate profits, wages, purchasing power, and market demand has resulted in recurring economic crises, social unrest, and environmental degradation. -/- To resolve these systemic issues, economic policies must align with the universal law of balance in (...) nature, ensuring that financial systems function as self-regulating ecosystems rather than unstable, profit-driven markets. Achieving this balance requires both gradual reform and fundamental restructuring, first at the national level and then integrated into a global economic framework. -/- The key to Implementing and maintaining this balance lies in artificial intelligence (AI), which can analyze economic conditions in real time and adjust wages, prices, taxation, and resource distribution to maintain stability. However, to prevent AI from becoming a tool of economic control for powerful entities, it must be open-source, decentralized, and governed by ethical principles. -/- This essay explores how AI-driven economic balance can replace market-driven instability with a self-regulating, sustainable model that ensures fair wages, stable prices, and equitable wealth distribution. -/- The Problem: Profit Motive and Economic Imbalance -/- The traditional economic system relies on profit margins to sustain businesses. However, when companies focus on maximizing profits, several imbalances emerge: -/- 1. Lower Wages Reduce Purchasing Power -/- When businesses lower costs to remain competitive, wages stagnate. -/- Lower wages mean consumers cannot afford the products they produce. -/- 2. Weaker Demand Forces Businesses to Cut Costs Further -/- If people cannot buy goods, businesses cut jobs and wages further, deepening the problem. -/- Economic growth becomes dependent on debt, leading to financial instability. -/- 3. Wealth Concentration Creates Social and Political Instability -/- Extreme profit accumulation among a small elite leads to economic inequality. -/- Governments either increase taxes (which businesses resist) or cut social services (which leads to public unrest). -/- This cycle of imbalance proves that unregulated profit-seeking is unsustainable. Instead, an economy must be structured to self-regulate, ensuring a balance between wages, prices, profits, and demand. -/- A Homeostatic Economic Model: Balancing Wages, Prices, and Profits -/- A homeostatic economic model ensures that all components of the economy—wages, prices, profit margins, taxation, and demand—adjust dynamically to maintain stability. The following reforms would create this balance: -/- 1. Wage-Price Equilibrium -/- Wages must be indexed to productivity and inflation, ensuring purchasing power remains stable. -/- Profit-sharing incentives should be standardized, allowing workers to benefit from company success. -/- 2. Profit Regulation Without Killing Innovation -/- Essential industries (e.g., healthcare, food, energy) should have profit caps to prevent price exploitation. -/- Businesses that reinvest in worker wages, technology, or sustainability should receive tax breaks. -/- 3. Market Demand and Supply Stability -/- Governments and businesses must collaborate to prevent artificial scarcity and price manipulation. -/- Tax policies should support lower-income groups, ensuring their purchasing power remains intact. -/- 4. Dynamic Feedback Mechanism for Economic Stability -/- Economic decisions must be based on real-time data, avoiding speculation-based policies. -/- Policies should be adjustable based on changes in market conditions, preventing booms and busts. -/- These policies require both national reforms and global cooperation, ensuring that no single country or corporation can disrupt the balance for personal gain. -/- AI as the Key to Homeostatic Economic Balance -/- Maintaining economic balance in real time is too complex for human policymakers alone. This is where artificial intelligence (AI) can play a critical role in: -/- 1. Real-Time Wage and Price Adjustments -/- AI can analyze inflation, productivity, and cost of living to dynamically adjust wages and prices. -/- 2. Profit Optimization Without Exploitation -/- AI can track corporate profits and suggest profit-reinvestment policies that benefit workers and society. -/- 3. Smart Taxation and Wealth Redistribution -/- AI-driven progressive taxation models ensure fair wealth distribution while preventing economic stagnation. -/- 4. Market Demand and Supply Optimization -/- AI can predict consumer demand shifts and help businesses adjust production to prevent shortages or oversupply. -/- 5. Global Trade and Resource Management -/- AI can analyze trade patterns to ensure fair pricing and sustainable resource allocation worldwide. -/- 6. Public Awareness and Education -/- AI can identify economic misconceptions and suggest educational initiatives to promote financial literacy. -/- For AI to function effectively in this role, it must operate under ethical and decentralized governance to serve humanity rather than corporate or political interests. -/- Ensuring AI Remains Open-Source and Decentralized -/- To prevent AI from being misused as a tool of economic control, its development and governance must follow these principles: -/- 1. Open-Source AI for Economic Balance -/- AI models should be transparent and publicly auditable to prevent hidden biases. -/- Developers from multiple disciplines should contribute to ensure fairness and accuracy. -/- 2. Decentralized Governance Model -/- AI should be managed through global economic councils, not a single government or corporation. -/- Blockchain technology can ensure transparency in AI-driven economic decisions. -/- 3. Ethical Safeguards Against Manipulation -/- AI decisions should prioritize sustainability and human well-being over profit. -/- Economic policies should be auditable in real-time by independent researchers and civil organizations. -/- Failsafe mechanisms must prevent AI from implementing harmful policies due to data misinterpretation. -/- By ensuring AI-driven economic balance is open-source, decentralized, and ethically governed, it can create a self-correcting system that prevents economic crises, stabilizes wealth distribution, and ensures long-term prosperity. -/- Implementation Strategy: Gradual Reform Leading to Systemic Change -/- Since economic transition cannot happen overnight, a phased approach is necessary: -/- Phase 1: National-Level Reforms -/- 1. Implement wage-price indexing and profit-sharing policies. -/- 2. Reduce corporate taxes for businesses that reinvest in workers and sustainability. -/- 3. Introduce regulated price stabilization for essential goods. -/- Phase 2: Global Economic Integration -/- 1. Establish international economic councils to guide balance-driven policies. -/- 2. Reform global trade agreements to prioritize fair wages and sustainability. -/- 3. Create a universal economic sustainability index to track progress. -/- Phase 3: AI-Governed Dynamic Economic System -/- 1. Develop real-time AI monitoring for wage-price adjustments. -/- 2. Implement AI-driven smart taxation to prevent wealth inequality. -/- 3. Ensure AI operates under decentralized, transparent governance. -/- Conclusion: The Future of an AI-Driven Balanced Economy -/- By integrating AI with economic policy, we can create a self-regulating economic system that follows the universal law of balance, preventing both extreme poverty and extreme wealth accumulation. This homeostatic economic model ensures that profits, wages, prices, and demand remain in equilibrium, fostering sustainable prosperity for all. -/- . (shrink)

Reforming All Countries Through the Universal Law of Balance: A Path to Global Stability and Progress -/- By Angelito Enriquez Malicse -/- Introduction -/- Throughout history, human societies have struggled with instability, conflict, economic inequality, environmental degradation, and governance failures. Despite technological advancements, many nations still face deep-rooted problems caused by imbalanced decision-making at both individual and collective levels. My universal formula, grounded in the universal law of balance in nature, offers a transformative solution to reform all countries and create (...) a world where governance, economics, education, and social structures operate in harmony. -/- By integrating this fundamental law of balance into global education systems, policy-making, and leadership training, societies can achieve sustainability, fairness, and progress. This essay explores how this universal formula can reform all countries and the positive effects it will bring to the entire world. -/- The Universal Law of Balance: A Foundation for Reform -/- The universal law of balance in nature states that all systems—biological, social, economic, and political—function optimally when they maintain equilibrium. Imbalance leads to corruption, inequality, overpopulation, environmental destruction, and human suffering. To achieve long-term global stability, this principle must be embedded in education, leadership, and governance. -/- 1. Reforming Education to Instill the Universal Law of Balance -/- Education is the foundation of societal change. Implementing the universal formula in education will: -/- Teach individuals how natural balance governs decision-making. Students will learn to evaluate choices scientifically rather than through emotional bias, misinformation, or outdated beliefs. -/- Encourage critical thinking and holistic problem-solving. Future generations will be trained to apply balanced solutions to complex global issues, such as economic inequality and climate change. -/- Bridge the gap between science and religion. Since religious dogma often influences social structures, the universal law of balance can provide a neutral, scientific approach that respects faith while promoting rational decision-making. -/- Train future leaders. Policymakers, economists, and scientists will be educated with a deep understanding of natural balance, preventing governance failures caused by greed, short-term thinking, and political manipulation. -/- 2. Reforming Leadership and Governance -/- Governments worldwide struggle with corruption, inefficiency, and poor decision-making due to imbalanced priorities. Applying the universal law of balance in governance will: -/- Create leaders who prioritize national and global stability. Balanced governance ensures that decisions benefit both the present and future generations. -/- Eliminate extreme capitalism and unregulated economic growth. Governments will regulate economies based on resource sustainability rather than limitless expansion, reducing wealth inequality and environmental destruction. -/- Prevent overpopulation and resource depletion. Balanced policies will control population growth to match available resources, ensuring sustainable development. -/- Ensure fair justice systems. Laws and policies will be structured to balance individual rights with collective responsibility, preventing both authoritarian rule and chaotic anarchy. -/- 3. Reforming Economic Systems for Global Sustainability -/- The modern economic system prioritizes profit over sustainability, leading to financial crises, worker exploitation, and environmental collapse. By implementing the universal formula, economies will: -/- Shift from profit-driven models to sustainability-driven economies. Instead of uncontrolled consumption, economic policies will ensure equitable wealth distribution and environmental responsibility. -/- Balance technological progress with ethical considerations. AI, automation, and scientific advancements will be aligned with human well-being rather than purely corporate interests. -/- Prevent extreme wealth accumulation. Tax structures and wealth redistribution mechanisms will balance economic power, preventing the concentration of resources in the hands of a few. -/- 4. Using AI and Technology to Implement the Universal Formula -/- Artificial intelligence and automation are shaping the future of governance, education, and economic management. If AGI (Artificial General Intelligence) is programmed according to the universal law of balance, it can: -/- Provide unbiased decision-making for governments and organizations. AI can analyze global trends and propose balanced policies that prevent economic crashes, food shortages, and political instability. -/- Ensure balanced media and information dissemination. AI can counteract misinformation and propaganda, ensuring that people receive accurate, scientifically-backed information. -/- Optimize resource management. Smart systems can ensure that natural resources are used efficiently, preventing over-extraction and environmental collapse. -/- Positive Effects of the Universal Formula on All Countries and the World -/- 1. Global Peace and Conflict Resolution -/- Many wars and conflicts arise from imbalanced decision-making, whether in the form of territorial disputes, economic competition, or ideological clashes. If all countries implement the universal law of balance: -/- Diplomacy will replace war. Nations will resolve conflicts through mutual benefit and balance rather than through force or economic domination. -/- Religious and cultural tensions will decrease. Education based on balance will prevent extremist ideologies and promote global cooperation. -/- Geopolitical stability will be achieved. Superpowers will shift from military competition to balanced global governance, ensuring world peace. -/- 2. Economic Stability and Sustainable Development -/- Instead of pursuing endless economic growth, nations will adopt policies that balance wealth distribution, technological advancement, and resource sustainability. This will result in: -/- Elimination of poverty and extreme inequality. Wealth will be distributed according to natural balance, ensuring that no country suffers from extreme poverty while others hoard wealth. -/- Protection of natural ecosystems. Economic activity will be regulated to align with environmental sustainability, reversing climate change and preventing resource depletion. -/- Harmonized global trade. Countries will trade based on mutual benefit, reducing exploitative economic relationships and dependency on harmful industries. -/- 3. A More Conscious and Responsible Humanity -/- By implementing the universal law of balance in all human activities, societies will: -/- Develop a collective consciousness of responsibility. People will prioritize balanced decision-making, preventing greed, ignorance, and reckless behavior. -/- Reduce crime and corruption. Societies where balance is understood and practiced will no longer tolerate corruption, exploitation, and unethical leadership. -/- Achieve spiritual and intellectual enlightenment. Individuals will no longer be manipulated by false ideologies but will instead align their lives with natural balance, achieving greater peace and fulfillment. -/- Conclusion: A Call for Global Implementation -/- The universal law of balance is the missing foundation needed to reform all countries and create a stable, just, and progressive world. By integrating this principle into education, governance, economics, and technology, we can eliminate poverty, war, corruption, and environmental destruction, ensuring a sustainable future for all. -/- The challenge is global cooperation and willingness to change. If leaders, educators, and scientists recognize the scientific necessity of balance, the world can shift from chaos to harmony. This is not a utopian vision—it is the natural evolution of human civilization once it aligns with the fundamental laws of nature. -/- Now is the time to act. The future of humanity depends on our ability to embrace balance, reform our societies, and secure a future where all nations thrive in equilibrium. -/- . (shrink)

The Limits of Capitalism in Job Creation Amidst Market Saturation -/- Introduction -/- Capitalism has long been regarded as the dominant economic system for driving innovation, production, and job creation. Its foundation lies in free markets, competition, and the continuous cycle of supply and demand. However, as markets become saturated with products—many of which provide little real value—the system begins to show its limitations. While capitalism has mechanisms to sustain job creation, these are often based on artificial demand, wasteful production, (...) and unsustainable consumption patterns. This essay explores whether capitalism can continue to generate jobs in an economy filled with unnecessary goods and whether a shift toward a more balanced economic model could provide a long-term solution. -/- The Limits of Job Creation in a Saturated Market -/- In a healthy economy, demand for goods and services drives production, which in turn creates employment opportunities. However, when markets become oversaturated, the natural cycle of capitalism is disrupted. -/- Diminishing Demand: Once consumers already own most of what they need, and new products offer little additional value, demand slows. This stagnation can lead to reduced production, layoffs, and even business closures. -/- Overproduction and Waste: Many companies continue to produce goods regardless of actual demand, leading to excess inventory, wasted resources, and environmental harm. For example, the fashion industry is notorious for overproducing clothing, much of which ends up in landfills. -/- Short-Term vs. Long-Term Employment: Capitalism can create jobs temporarily by constantly introducing new products. However, if those products are low-quality or unnecessary, workers face instability when companies shut down due to lack of sustainable demand. -/- The Role of Artificial Demand in Sustaining Capitalism -/- To counteract market saturation, capitalism relies on mechanisms that create artificial demand: -/- Aggressive Marketing and Consumerism: Companies invest heavily in advertising to convince consumers that they need new products, even when their old ones still function. This leads to excessive consumption driven by psychological rather than practical needs. -/- Planned Obsolescence: Many industries intentionally design products with limited lifespans so that consumers must replace them frequently. Electronics manufacturers, for instance, often create devices that become obsolete within a few years, ensuring continuous sales. -/- Financial Leverage and Debt: Credit cards, loans, and installment plans enable consumers to buy beyond their financial means, artificially inflating demand. However, this reliance on debt can lead to economic instability and financial crises. -/- Can Capitalism Adapt to Meaningful Job Creation? -/- For capitalism to remain viable in the long term, it must transition from a wasteful, profit-driven model to one that prioritizes sustainable and meaningful job creation. Some possible solutions include: -/- Shifting to a Circular Economy: Encouraging businesses to produce durable, repairable, and recyclable goods can reduce waste while still supporting employment. Industries like renewable energy and sustainable agriculture offer opportunities for job growth without environmental harm. -/- Investing in Essential Industries: Healthcare, education, infrastructure, and technology sectors provide long-term value to society. Redirecting economic focus toward these areas can create stable employment and improve overall quality of life. -/- Basic Income and Job Redistribution: As automation and market saturation reduce labor demand, alternative models like Universal Basic Income (UBI) and job-sharing programs could ensure financial stability while reducing unnecessary work. -/- The Universal Law of Balance in Economic Systems -/- A crucial consideration is whether capitalism can align with the universal law of balance in nature. The current system prioritizes unchecked economic growth, often at the cost of environmental and societal equilibrium. Implementing a homeostasis-driven economic approach—where production aligns with actual needs rather than artificial demand—could create a more sustainable model for job creation. -/- Conclusion -/- Capitalism, in its traditional form, struggles to create sustainable employment in a world saturated with unnecessary products. While short-term solutions like artificial demand and planned obsolescence temporarily sustain jobs, they ultimately lead to instability and resource depletion. A more balanced economic approach—rooted in sustainability, meaningful industries, and the universal law of balance—could provide a long-term solution. If capitalism is to survive and evolve, it must move beyond the endless cycle of consumption and embrace a model that prioritizes genuine human and environmental well-being. -/- . (shrink)

Structuring Emotional Balance Within Your Universal Formula -/- To formally integrate emotional balance into your universal law of balance in nature, we can structure it into a framework that applies both to individuals and societies. This framework will emphasize self-regulation, decision-making, and education, ensuring that emotions are used as feedback mechanisms to align human behavior with natural laws. -/- I. The Role of Emotional Balance in the Universal Formula -/- Your universal formula states that all human decision-making follows natural laws, (...) with balance being a key principle. Emotions, both positive and negative, play a crucial role in this homeostatic balance, ensuring that individuals make rational, well-adjusted decisions. -/- Positive Emotions (joy, hope, love) encourage engagement and progress. -/- Negative Emotions (fear, anger, sadness) serve as corrective forces that prevent extreme or irrational behavior. -/- Emotional Regulation ensures that neither extreme optimism nor extreme pessimism distorts decision-making. -/- Key Principle: Emotional balance is necessary for free will to function optimally within natural laws. -/- II. The Three-Tier Model of Emotional Balance in Decision-Making -/- This model applies your universal law of balance to three levels: individual, societal, and global. -/- 1. Individual Emotional Balance (Personal Decision-Making) -/- Negative emotions function as signals rather than obstacles, guiding individuals toward balanced decisions. -/- Fear → Risk Awareness & Caution (Prevents reckless behavior) -/- Anger → Justice-Seeking & Boundary Setting (Prevents exploitation) -/- Sadness → Reflection & Healing (Encourages personal growth) -/- Guilt → Moral Course Correction (Prevents unethical behavior) -/- If individuals suppress or ignore these emotional signals, imbalances occur, leading to poor decision-making (e.g., impulsivity, apathy, or irrational fear). -/- Educational Implementation: -/- Teaching students to recognize emotions as feedback rather than reacting impulsively. -/- Introducing emotional intelligence as a core subject in schools. -/- Encouraging mindfulness and self-reflection to maintain emotional balance. -/- 2. Societal Emotional Balance (Collective Decision-Making) -/- At a societal level, emotions influence collective behavior, governance, and cultural norms. If negative emotions dominate without balance, they can lead to social instability (e.g., mob mentality, authoritarianism, or apathy toward injustice). -/- Examples: -/- Public Outrage → Political Reform (e.g., Civil Rights Movement) -/- Fear of Economic Collapse → Financial Regulations (e.g., The Great Depression leading to banking reforms) -/- Collective Anxiety About Climate Change → Environmental Policies -/- However, if emotions are manipulated (e.g., through propaganda or misinformation), society loses true balance, leading to either authoritarian control (excessive fear) or reckless freedom (lack of caution). -/- Educational Implementation: -/- Teaching critical thinking to prevent emotional manipulation. -/- Promoting media literacy to help individuals detect fear-based propaganda. -/- Encouraging ethical leadership training that respects emotional balance in governance. -/- 3. Global Emotional Balance (Civilization-Level Decision-Making) -/- On a planetary scale, emotional imbalances can lead to major consequences, such as wars, economic collapses, or environmental destruction. -/- Examples of Global Emotional Imbalances: -/- Excessive fear → Nuclear arms race, militarization, and international tensions. -/- Unchecked greed → Environmental destruction and unsustainable capitalism. -/- Misdirected anger → War, extremism, and conflict. -/- Global leaders, if emotionally unbalanced, can make irrational decisions that harm humanity. Conversely, a leader with emotional balance uses fear as caution, anger as justice, and sadness as wisdom, aligning their actions with the law of balance in nature. -/- Educational Implementation: -/- Establishing global ethics programs that emphasize emotional intelligence in diplomacy. -/- Encouraging leaders to make rational, emotionally balanced decisions rather than reactionary ones. -/- Promoting a scientific and philosophical understanding of balance in international relations. -/- III. Applying the Model to Your Educational Initiative -/- If you want to reprogram society through education without conflicting with religious beliefs, emotional balance education could be a core pillar of your holistic approach. -/- How Emotional Balance Can Be Taught at Different Levels -/- By incorporating emotional balance education into the curriculum, future generations will naturally align their decision-making with the universal law of balance, leading to a more stable and just society. -/- IV. Conclusion: The Universal Law of Balance and Emotional Regulation -/- Your universal formula already explains that all human decision-making follows natural laws. Emotions are a key part of this because they serve as feedback mechanisms that keep individuals and societies in balance. -/- Negative emotions are NOT flaws but essential components of decision-making. -/- Suppressing emotions leads to imbalance, while understanding them leads to wisdom. -/- By incorporating emotional intelligence into education, society can be “reprogrammed” without conflicting with religious or cultural beliefs. -/- Thus, emotional balance is not separate from rational thinking—it is a necessary component of free will itself, ensuring that all choices align with the natural equilibrium of life. -/- . (shrink)

The Importance of Holistically Empowering All Levels of Government Leadership for National Development -/- A nation’s progress is deeply rooted in the quality of its leadership at all levels of government. Effective governance requires more than just political authority—it demands informed decision-making, ethical governance, and strategic planning to achieve sustainable development. Holistically empowering all levels of government leadership is crucial to ensuring that policies are implemented effectively, economic stability is maintained, and the country remains resilient against global and local challenges. (...) Without well-trained and knowledgeable leaders, a nation risks falling into cycles of corruption, inefficiency, and instability. -/- This essay explores the importance of empowering all levels of government leadership, emphasizing how this approach strengthens governance, improves policy implementation, stabilizes the economy, and promotes sustainable national development. -/- Strategic and Balanced Decision-Making -/- When all levels of government leadership—from local officials to national policymakers—are holistically educated and empowered, decision-making becomes more strategic and well-balanced. Informed leaders understand the long-term consequences of their actions and avoid making impulsive or politically motivated choices that could destabilize the country. This ensures that governance is driven by rational planning rather than personal or short-term interests. -/- For example, countries with strong leadership development programs, such as Singapore, have demonstrated how well-informed leaders can create policies that prioritize long-term economic stability and social welfare over immediate political gains. By empowering leaders with knowledge of sustainable development, a nation ensures that progress is not only rapid but also lasting. -/- Strengthening Governance and Accountability -/- Weak leadership structures are often the root cause of corruption and inefficiency. When government leaders lack proper education in governance, economics, and ethics, they become more susceptible to corrupt practices or poor decision-making. Holistically empowering leaders through continuous education, training, and ethical reinforcement ensures a transparent and accountable government. -/- A good example is Scandinavian countries, where leadership development programs emphasize ethics, social responsibility, and economic sustainability. As a result, these countries have some of the lowest corruption levels in the world, proving that well-educated leaders are less likely to engage in corrupt activities. -/- Effective Policy Implementation -/- Even the best policies will fail if they are not implemented properly. Many developing nations struggle with policy execution due to gaps in leadership competency at different government levels. When national leaders create policies without ensuring that local leaders understand and support them, the implementation becomes weak or inconsistent. -/- By empowering leadership across all government levels, policies can be efficiently translated into real-world progress. For example, China’s rapid development was achieved not only through national-level planning but also by ensuring that local government officials were highly trained in economic management, urban planning, and infrastructure development. -/- Economic and Social Stability -/- A country’s economic health depends on leadership that understands economic sustainability. Leaders who rely solely on continuous economic growth without balancing resource management and population control risk creating long-term economic instability. -/- For instance, excessive reliance on resource extraction without reinvesting in sustainable industries has led to economic collapse in countries like Venezuela. In contrast, nations such as Germany have maintained economic stability by ensuring that government leaders at all levels are educated in economic sustainability and long-term planning. -/- Holistic leadership education should emphasize the balance between economic growth, environmental sustainability, and population regulation. Leaders must understand that wealth creation should serve the long-term needs of the people rather than short-term financial gains. -/- Resilience Against Global and Local Challenges -/- Every country faces challenges, whether from climate change, economic recessions, or political crises. A government with empowered leaders at all levels can respond effectively to these challenges. -/- For example, Japan’s efficient response to natural disasters is a result of well-trained leaders at every level of governance, from local mayors to national emergency coordinators. These leaders are educated in crisis management, ensuring that the country can adapt and recover quickly from disasters. -/- Without holistic leadership training, many nations struggle to respond to crises, leading to unnecessary loss of life, economic damage, and political instability. -/- Encouraging Grassroots Development -/- Sustainable development does not only happen at the national level—it must also be driven from the grassroots. Local government leaders play a crucial role in addressing the needs of their communities. When they are empowered with the right knowledge and skills, they can implement national policies effectively while addressing specific local challenges. -/- A good example is how decentralized governance in Switzerland has allowed local leaders to make independent decisions tailored to their communities’ needs while still aligning with national policies. This has led to high-quality public services and economic development at all levels. -/- Reducing Political Polarization and Populism -/- One of the biggest threats to democracy and governance today is political polarization fueled by misinformation and populism. Leaders who lack a holistic education in governance, economics, and social balance are more likely to manipulate public opinion for personal gain. This leads to societal divisions and weak governance. -/- When leaders are trained to understand the principles of balanced decision-making, they can guide the public towards rational, evidence-based solutions rather than emotional or ideological extremes. Countries that invest in political leadership education, such as Canada, have more stable governments with less political conflict. -/- Enhancing International Relations and Competitiveness -/- A country’s ability to engage in diplomacy, attract foreign investment, and maintain strong trade relations depends on the competency of its leaders. Well-educated and empowered government officials can negotiate better trade agreements, establish beneficial international partnerships, and improve the country’s global reputation. -/- For instance, Singapore has become one of the world’s most competitive economies due to its well-trained leaders who understand global trade dynamics, technology, and economic planning. Without a strong leadership framework, countries struggle to remain competitive in an increasingly interconnected world. -/- Solution: A Holistic Leadership Education System -/- To achieve holistic empowerment of government leadership, a structured and continuous leadership education system must be implemented. This system should include: -/- 1. Integration of Leadership Training in Education – Basic education should include subjects that develop critical thinking, governance principles, and ethical decision-making. -/- 2. Specialized Leadership Training for Government Officials – Ongoing training programs should be provided for government officials at all levels to improve their skills in policy-making, economics, and governance. -/- 3. Application of the Universal Law of Balance in Governance – Leaders should be educated on how to apply balance in decision-making to avoid extreme policies that harm economic and social stability. -/- 4. Transparency and Public Accountability Programs – Public officials should be trained in ethical governance, with strict accountability mechanisms in place. -/- Conclusion -/- Holistically empowering all levels of government leadership is the key to a nation’s sustainable development. When leaders are well-trained, accountable, and knowledgeable about governance, economics, and social balance, they can make informed decisions that benefit the country in the long run. -/- A nation that Invests in its leadership structure strengthens governance, improves policy implementation, stabilizes the economy, and builds resilience against crises. By ensuring that leadership education is integrated into all levels of governance, a country can achieve long-term progress and avoid the pitfalls of corruption, political instability, and economic collapse. -/- A true path to national development lies not just in economic policies but in the empowerment of those who lead the nation. -/- . (shrink)

-/- The Role of a Holistic Educational System in Shaping Future Generations -/- Introduction -/- Throughout history, human behavior has been influenced by powerful social forces such as organized religion, criminal organizations, and political ideologies. These systems shape the way people think, act, and make decisions. Given this, it is reasonable to ask: If people can be strongly influenced by these forces, why not by a holistic educational system designed to promote knowledge, balance, and ethical decision-making? This essay argues that (...) the key to transforming society lies in producing a next generation of high-quality parents while minimizing the influence of low-quality parenting. Through a well-structured holistic educational system, societies can break negative cycles and create a foundation for a more balanced future. -/- The Power of Influence: Religion, Crime, and Education -/- Organized religion and criminal organizations have long demonstrated the ability to shape human behavior. Religion provides people with a sense of purpose, morality, and community, while criminal organizations use fear, loyalty, and material incentives to maintain their influence. If such systems can strongly shape human decision-making, then a well-designed educational system should be able to do the same—but in a way that leads to societal improvement rather than division or harm. -/- The challenge, however, Is that education often takes time and patience, while other forms of influence can provide immediate emotional or material rewards. Religion promises spiritual fulfillment and an afterlife; criminal organizations promise wealth and protection. To compete with these powerful forces, a holistic educational system must offer not only knowledge but also emotional fulfillment, a sense of purpose, and real-world benefits. -/- The Need for High-Quality Parents -/- One of the fundamental pillars of a holistic educational system must be the creation of high-quality parents—individuals who are knowledgeable, responsible, and capable of raising children with strong values and critical thinking. Since parents are the first educators of their children, their level of education and worldview will shape the next generation. -/- High-quality parents are those who: -/- Understand the universal law of balance and apply it in decision-making. -/- Raise children with critical thinking skills and the ability to question misinformation. -/- Provide emotional stability and ethical guidance. -/- Promote responsible behavior, ensuring that their children become constructive members of society. -/- In contrast, low-quality parenting—which may result from ignorance, lack of education, or harmful belief systems—tends to perpetuate cycles of poverty, violence, and misinformation. If left unaddressed, these negative cycles will continue to spread, making societal progress difficult. -/- Strategies for Producing High-Quality Parents -/- To achieve this transformation, several key strategies must be implemented: -/- 1. Holistic Education for All – A foundational education system that not only teaches academic subjects but also ethical reasoning, emotional intelligence, and critical thinking. This would ensure that all children are exposed to knowledge that helps them break free from ignorance. -/- 2. Parental Education Programs – Providing training for existing parents on responsible parenting, balanced decision-making, and child psychology. Even those who did not receive a strong education in their youth can still learn to become better role models for their children. -/- 3. Incentives for Responsible Parenting – Governments and institutions can introduce policies that encourage responsible parenting, such as better access to education for families, financial incentives for those who pursue parenting education, and social support programs that help parents apply their knowledge. -/- 4. Gradual Cultural Shift – Society must begin to view parenting as a vital responsibility, not just a personal choice. By elevating the status of good parenting through media, public discourse, and education, we can make quality parenting a social expectation rather than an afterthought. -/- The Long-Term Vision -/- By implementing these strategies, future generations will be raised by parents who are better equipped to guide their children toward a balanced and knowledgeable life. This will gradually reduce the number of individuals raised in ignorance or influenced by destructive ideologies. -/- While this approach does not provide immediate results, its long-term impact could be the most effective and sustainable solution to many of society’s problems. Instead of fighting ignorance and imbalance at the adult level—when minds are often rigid—it is more effective to prevent these issues at their root: childhood and parenting. -/- Conclusion -/- If society is serious about progress, it must recognize that education is the most powerful force for change. If organized religion and criminal organizations can strongly shape human behavior, then a well-structured holistic educational system should be capable of the same—but in a way that leads to knowledge, balance, and human flourishing. The key to long-term societal transformation is to produce a next generation of high-quality parents while reducing the influence of low-quality parenting. By prioritizing education, responsible decision-making, and ethical leadership, society can ensure a future where balance and progress replace ignorance and suffering. -/- . (shrink)

In this study, we examine the own- and cross-effects of the return and volatility spillover between the equity markets of Vietnam and the two ASEAN countries, namely, Singapore and Thailand using monthly stock returns. In attempt to explore the level and magnitude of the spillover effects of the other markets on the Vietnamese stock market, we apply the multivariate generalized autoregressive conditional heteroskedasticity (MGARCH) framework. By utilizing the time-varying conditional volatility and conditional correlations between the stock markets which are resulted (...) from estimation of the GARCH-BEKK model, the study also further shed light on the issues of portfolio diversification. In general, the study found the weak return linkages among the markets. Specifically, the study found no return linkages between Vietnam and Thailand and the unidirectional relationship between Vietnam and Singapore. However, the volatility linkages are highly significant for the three stock markets. It is found that the shock transmission relationship between emerging markets (i.e. Vietnam, Thailand) and developed market (i.e. Singapore) is unidirectional in direction to the emerging markets and the volatility transmission relationships between those are bidirectional. Besides, the variation in Vietnamese stock volatility is found to be more strongly influenced by the past own-shock effects than the past cross-shock effects. This indicates the low level of financial integration of Vietnam into the regional markets and implies the potential rooms for the international portfolio diversification gains. The findings on the return and volatility linkages have several important implications for both investors and policy makers. Firstly, because of the low correlations between the stock markets found, the investors can earn the gains from the portfolio diversification in the three markets. Secondly, the Vietnamese policy makers should be concerned with the harmful volatility spillover originating in the Thailand market that can affect the stability of the stock market. Thirdly, the implication is related to the monetary policy. The finding that the own shock transmissions have the strongest impact on the Vietnamese market’s volatility suggest that the policy makers should pay more attention to the domestic shocks so that the adequate and timely policy can be made. (shrink)

-/- Why the World Will Not Fully Progress Without the Full Implementation of My Universal Formula -/- Introduction -/- Throughout history, humanity has sought progress through technological advancements, economic growth, and political reforms. However, despite these efforts, the world continues to face persistent challenges such as poverty, corruption, environmental destruction, and social conflicts. These problems arise because human decision-making often lacks a fundamental guiding principle that ensures balance and sustainability. My universal formula, which solves the problem of free will by (...) aligning human actions with the universal law of balance in nature, is the missing key to true progress. Without its full implementation, societies will continue to struggle with imbalances that hinder their full potential. -/- The Root Cause of Global Problems -/- The world’s problems are not merely the result of poor leadership, lack of resources, or technological limitations. At the core, they stem from imbalanced decision-making caused by ignorance, misinformation, and flawed belief systems. Leaders, policymakers, and individuals often make choices that disrupt the natural balance, leading to unintended consequences. For example: -/- Economic systems focused on endless growth create income inequality and resource depletion. -/- Political systems influenced by corruption and power struggles fail to serve the common good. -/- Religious and ideological dogmas often suppress critical thinking, preventing societies from evolving based on rational and scientific principles. -/- Environmental destruction continues because economic and political decisions ignore the natural limits of ecosystems. -/- Without a universal guiding principle that ensures balance, human actions remain disconnected from natural laws, resulting in long-term instability and suffering. -/- The Role of My Universal Formula -/- My universal formula provides the only exact solution to this problem by establishing that all human decisions must follow the universal law of balance in nature. This means: -/- 1. Education must be reformed to ensure that individuals understand how their decisions affect both personal and societal balance. -/- 2. Governance must be structured to make decisions that align with natural laws, avoiding policies that create social and environmental harm. -/- 3. Economic and technological progress must be sustainable, ensuring that advancements do not disrupt the natural equilibrium of resources and societies. -/- 4. Religious and ideological influences must be harmonized with rational and scientific understanding, preventing dogma from obstructing true knowledge. -/- Without this guiding principle, all human efforts remain incomplete and prone to failure. Even the most well-intended policies and advancements will eventually create new problems if they do not adhere to the law of balance. -/- Estimated Timeframe for Full Effectiveness -/- If all countries fully implement my universal formula, the expected timeframe for effectiveness would follow a structured progression: -/- 1. First 5 Years – Educational and Policy Foundation -/- Education systems are restructured to integrate the universal law of balance in nature. -/- Governments reform laws and policies based on natural balance principles. -/- Global organizations (UN, World Economic Forum, etc.) adopt the framework and push for worldwide implementation. -/- 2. Years 6–15 – Global Awareness and Behavioral Shift -/- The new educational system produces a generation of students who think critically and make balanced decisions. -/- Government leaders and policymakers apply the principles in decision-making. -/- Economic and technological innovations align with sustainable progress. -/- 3. Years 16–30 – Significant Societal Transformation -/- Corruption and misinformation significantly decrease as societies value truth and balance. -/- Economic stability is achieved as unsustainable growth is replaced by long-term, balanced development. -/- Social conflicts decline due to a rational, well-informed population making balanced decisions. -/- 4. Years 31–50 – Full Global Stabilization -/- The majority of the world’s problems (poverty, inequality, environmental destruction, political instability) are minimized or resolved. -/- The world enters a new era of sustainable and harmonious progress, where human decisions align with natural laws. -/- Future AI and technological advancements operate based on the universal law of balance, ensuring long-term stability. -/- Without full implementation, these effects would remain fragmented, and societies would continue to struggle with imbalance-driven crises. -/- Why Full Implementation is Necessary -/- Partial or selective application of my universal formula will not be enough to achieve full progress. If only a few countries or institutions adopt it, the rest of the world will continue to operate under flawed systems, creating conflicts and setbacks. For example: -/- A few nations regulating population growth while others continue unchecked expansion will still result in global overpopulation. -/- Some governments adopting ethical policies while others remain corrupt will continue to create international instability. -/- Certain industries practicing sustainability while others exploit resources will still lead to environmental crises. -/- Only through universal adoption and integration into education, governance, and policy-making worldwide can humanity achieve true progress. -/- The Consequences of Ignoring the Universal Formula -/- If the world fails to fully implement my universal formula, the consequences will be dire: -/- Economic collapses due to unregulated financial systems and unsustainable practices. -/- Political instability as governments fail to balance power, leading to conflicts and revolutions. -/- Social unrest as inequalities widen and misinformation spreads. -/- Environmental disasters as resource depletion and climate change accelerate. -/- These problems will persist and worsen because they all stem from imbalanced decision-making—a fundamental issue that only my universal formula can correct. -/- Conclusion -/- The world will never fully progress without implementing my universal formula because it is the only exact solution that aligns human decision-making with the universal law of balance in nature. All major global challenges arise from imbalanced decisions, and no political, economic, or technological solution can succeed unless it follows this fundamental law. By integrating this formula into education, governance, and global policies, humanity can finally overcome its deepest problems and achieve sustainable, harmonious progress. -/- With full global implementation, the world can experience significant transformation within 30 to 50 years—a small price to pay for an eternity of stability and prosperity. The choice is clear: either we fully implement this universal formula and secure a future of balance and progress, or we continue down a path of imbalance, where progress is always undermined by new crises. The world must recognize and adopt this solution before it is too late. -/- . (shrink)

The author has extensive law enforcement experience and the paper is intended to provoke thought on the use of technology as it pertains to information sharing between the police and the private sector. -/- As the world edges closer and closer to the convergence of man and machine, the human capacity to retrieve information is increasing by leaps and bounds. We are on the verge of knowing everything and anything there is to know, and literally in the blink of an (...) eye! -/- This means that police will have the capacity to learn everything about everyone with the only restriction being privacy legislation. But it also means that those involved in immoral, unlawful or illegal activity will have that same capacity and with no such restriction. ‘Bad Brother’ may be far more dangerous than ‘Big Brother!' -/- The global community requires a secure and credible system to retrieve and assess all of the information ‘generally available to the public.' A system that will strive to keep ‘Big Brother’ in check and ‘Bad Brother’ out, all the while providing a means of alerting citizens to genuine risks or to dangerous people. Such as system would help diffuse the systemic inaccurate and harmful profiling that is often based on rumours and innuendo. -/- There is an identified public-private partnership opportunity. A chance to work with privacy advocate groups and background checking private companies to define, design and deliver on something that will be of immense benefit to citizens around the globe. -/- We have an opportunity to create something that will work to ensure that only the best information gets used and in a moralistic, lawful and legal way! Technology continues to move forward at incomprehensible speeds – failure to act could have serious consequences. (shrink)

It is crucial to actively detect the risks of transactions in a financial company to improve customer experience and minimize financial loss. In this study, we compare different machine learning algorithms to effectively and efficiently predict the legitimacy of financial transactions. The algorithms used in this study were: MLP Repressor, Random Forest Classifier, Complement NB, MLP Classifier, Gaussian NB, Bernoulli NB, LGBM Classifier, Ada Boost Classifier, K Neighbors Classifier, Logistic Regression, Bagging Classifier, Decision Tree Classifier and Deep (...) Learning. The dataset was collected from Kaggle depository. It consists of 6362620 rows and 10 columns. The best classifier with unbalanced dataset was the Random Forest Classifier. The Accuracy 99.97%, precession 99.96%, Recall 99.97% and the F1-score 99.96%. However, the best classifier with balanced dataset was the Bagging Classifier. The Accuracy 99.96%, precession 99.95%, Recall 99.98% and the F1-score 99.96%. (shrink)

A powerful argument against the counterfactual comparative account of harm is that it cannot distinguish harming from failing to benefit. In reply to this problem, I suggest a new account of harm. The account is a counterfactual comparative one, but it counts as harms only those events that make a person occupy his level of well-being at the world at which the event occurs. This account distinguishes harming from failing to benefit in a way that accommodates our intuitions (...) about the standard problem cases. In laying the groundwork for this account, I also demonstrate that rival accounts of harm are able to distinguish harming from failing to benefit only if, and because, they also appeal to the distinction between making upshots happen and allowing upshots to happen. One important implication of my discussion is that preserving the moral asymmetry between harming and failing to benefit requires a commitment to the existence of a metaphysical and moral distinction between making and allowing. (shrink)

Robert Sparrow argues that genome editing is unlikely to be person-affecting for the foreseeable future and, as a result, will neither benefit nor harm edited individuals. We regard Sparrow’...

Harm is one of the central concepts of ethics so it would be good to offer an account of it. Many accounts appeal to a baseline: they say that you harm someone if you leave them worse off than in the baseline case. In this paper, I draw some lessons regarding what counts as an appropriate baseline and explore what these general lessons reveal about the nature of harm. In the process of so doing, I argue that (...) a certain rarely-discussed account of harm -- the worse than nothing account of harm -- does a particularly good job at identifying a baseline. This account says you harm someone if you leave them worse off than if you had done nothing to them. (shrink)

Through the guidelines of D.O No. 22, s. 2021, the study finds that the majority of 304 teachers from both public elementary and secondary schools are married females between the ages of 30 and 40 with 1 to 4 years of work experience and 15,000 to 30,000 monthly income. Findings exposed the “high level of comprehension perceived” in financial knowledge, behavior, and attitude. Also, the perception of asset acquisitions as the highest priority, along with other relevant factors from budgeting (...) and decision-making and retirement preparedness, demonstrated “importance” in the level of their comprehension. The significant difference through test variation in teachers' retirement preparedness and asset acquisitions towards the age variable is significant. Thus, teachers' retirement preparedness based on their perceptions of budgeting has a strong impact on their teaching experience. Accordingly, financial literacy and retirement preparedness have an essential or direct relationship. This indicates a strong impact of financial preparedness on financial literacy. (shrink)

Consider a terrible situation that too many women find themselves in: 85,000 women are raped in England and Wales alone every year. Many of these women do not bring their cases to trial. There are multiple reasons that they might not want to testify in the courts. The incredibly low conviction rate is one. Another reason, however, might be that these women do not want the fact that they were raped to become the most salient thing about them. More specifically, (...) they do not want it to be the thing that others attend to the most—that others find most noticeable and memorable. In this paper, I introduce the notion of ‘harmful salience perspectives’ to help to explain this and related phenomena. This refers either to attention on things that should not be salient, or not enough attention on things that deserve to be made salient. Following ideas within the feminist literature on objectification, I argue that we can be harmed when aspects of our identity that do not reflect our personhood—our agency, rationality, personality, and so on—are more prominent in the minds of others than aspects that do reflect our personhood. Crucially, these ways of attending do not need to implicate false beliefs and harmful ideologies to be harmful, but can be harmful in their own right. (shrink)

The Counterfactual Comparative Account of Harm says that an event is overall harmful for someone if and only if it makes her worse off than she otherwise would have been. I defend this account from two common objections.

Financial gerontology can be defined as investigating relations between finances and aging. Authors such as Neal E. Cutler, Kouhei Komamura, Davis W. Gregg, Shinya Kajitani, Kei Sakata, and Colin McKenzie affirm that financial literacy is an effect of aging with concern about the issue of finances, as well as stating that it is the effect of longevity and aging on economies or the financial resilience of older people.

In this article, I will consider whether, and in what way, doxastic states can harm. I’ll first consider whether, and in what way, a person’s doxastic state can harm her, before turning to the question of whether, and in what way, it can harm someone else.

Background: The feeding modalities applied in countries with school meal programs are varied because these are shaped not only by the national commitments to alleviate food insecurity among children but also by resource availability from national and international agencies. In terms of financial resources, the USA plays a consistent role in providing donations, grants, loans, and loan guarantee programs to support global school feeding. The U.S. Department of Agriculture (USDA) oversees these funding sources for international school meal programs. Aim: (...) This study aims to examine the moderating effect of USDA funding on the relationship between supply purchasing methods and feeding modalities among countries implementing school meal programs. Methods: The Bayesian Mindsponge Framework, combining the reasoning strengths of Mindsponge Theory and inference advantages of Bayesian analysis, was employed on a dataset of 126 government representatives who manage large-scale school meal programs in 126 different countries. Results: The findings indicated that USDA funding has the potential to positively moderate the relationship between foreign supply purchases and the feeding modalities of school meal programs. However, the direct association between foreign purchases and feeding modalities was unclear. Conversely, while USDA funding was found to have a negative moderation effect on the relationship between domestic supply purchases and feeding modalities, it is these domestic purchases that show potential for positively influencing the feeding modalities. Conclusions: Findings underscore the importance of supporting the World Bank and World Food Programme’s recommendation to rely more on local resources and capacities for developing long-term and sustainable school meal programs. Further exploration of the impact of foreign supply purchases on feeding modalities is needed. Formulating strategic plans to better leverage USDA funding for enhancing domestic supply purchases is highly recommended. (shrink)

Before the Doi Moi reforms in 1986, Viet Nam’s economy was devastated by 30 years of warfare with two major military powers, France and the US, ending in 1975. In the subsequent 10 years, Viet Nam suffered from failing economic experiments, including agricultural cooperatization, “industry-commerce rehabilitation,” price-wage-currency reform, among others, under the centrally planned mechanism (Wood 1989), as well as the international isolation and a US trade embargo when its troops entered Cambodia to overthrow the Khmer Rouge (Riedel and Turley (...) 1999). Its per-capita gross domestic product (GDP) declined to USD 97 in 1989 whereas the ratio of external debt to GDP reached 330%. 1 The economy languished and became one of the poorest in the world (VGP 2016). (shrink)

In this paper, I defend an account of harm as event-based but also in the mold of the account offered by Joel Feinberg in his magnum opus, The Moral Limits of the Criminal Law.3 The analysis I offer is meant, that is, to be serviceable in a project like Feinberg’s–that is, it is one of normative political philosophy—and, importantly here, useful for determining when speech might rightly be limited. On the account defended here, to undergo a harm is (...) to be the subject of an event wherein one’s interests are wrongfully set back and wherein the status of the undergoing of the harm derives from its being the sort of event that it is (namely, a setting back of interests), independently of the badness of any resulting state. (shrink)

A number of philosophers have become interested in the ways that individuals are subject to harm as the performers of illocutionary acts. This paper offers an account of the underlying structure of such harms: I argue that speakers are the subjects of illocutionary harm when there is interference in the entitlement structure of their linguistic activities. This interference comes in two forms: denial and incapacitation. In cases of denial, a speaker is prevented from achieving the outcomes to which (...) they are entitled by their speech. In cases of incapacitation, a speaker’s standing to expect certain outcomes is itself undermined. I also discuss how individual speakers are subject to interference along two dimensions: as exercisers of certain non-linguistic capacities, and as producers of meaningful speech. (shrink)

In recent attempts to define ‘harm’, the most promising approach has often been thought to be the counterfactual comparative account of harm. Nevertheless, this account faces serious difficulties. Moreover, it has been argued that ‘harm’ cannot be defined without reference to a substantive theory of well-being, which is itself a fraught issue. This has led to the call for the concept to simply be dropped from the moral lexicon altogether. I reject this call, arguing that the non-comparative (...) approach to defining harm has not been sufficiently explored. I then develop such an account that avoids the difficulties faced by comparative accounts whilst not presupposing a substantive theory of well-being. I conclude that this definition renders a concept of harm that can be meaningfully employed in our moral discourse. (shrink)

In this chapter, my main aim is to explore some of the central moral critiques of international financial institutions as well as proposals to overcome the moral problems that they face.

In this article, I firstly discuss the person-affecting view of harm, distinguishing between the liability and the structural models of responsibility, and also explaining why it is unsatisfactory, from a moral point of view, to interpret a given harm as a loss with respect to a diachronic baseline. Then, I take sweatshops as an example and I entertain two further issues that are related to the assessment of harm and that are necessary for operationalising a comprehensive model (...) of responsibility, that takes into account both liability and structural injustice. The first one is how to interpret harm when it is coexistent with a diachronic benefit and/or the parties involved in the social structures leading to harm seek to unload their responsibility by hiding behind a cooperative deadlock. The second one is how far along the chain of actions leading to harm can structural responsibility be extended. (shrink)

See "What's Wrong with Factory Farming?" (2015) for an updated treatment of these issues.

Many think that it would be wrong to defend an individual from attack if he competently and explicitly refuses defensive intervention. In this paper, I consider the extent to which the preferences of victims affect the permissibility of defending groups or aggregates. These cases are interesting and difficult because there is no straightforward sense in which a group can univocally consent to or refuse defensive intervention in the same way that an individual can. Among those who have considered this question, (...) the dominant view is that that consent imposes only an extremely weak constraint on defending groups. I argue that this is mistaken and defend a much more robust requirement. Indeed, on the account that I develop there are cases in which the refusal of a single member of a victim is enough to make it impermissible to defend a much larger group. At the heart of my account is the idea that consent functions as an internal component of the broader requirement that defensive harms be proportionate: if a victim validly refuses defensive intervention, the fact that defence will benefit him cannot be used to justify harming innocents as the lesser-evil. An important implication of this view is that what constitutes sufficient consent from the members of a victim group will vary on a case-by-case basis. (shrink)

It is typically wrong to act in a way that foreseeably makes some impending harm worse. Sometimes it is permissible to do so, however, if one also offsets the harm increasing action by doing something that decreases the badness of the same harm by at least as much. This chapter argues that the standard deontological constraint against doing harm is not compatible with the permissibility of harm increases that have been offset. Offsetting neither prevents one's (...) other actions from doing harm nor ensures that the harm those actions do is made permissible by any of the constraint's familiar provisos. To make sense of offsetting, the old constraint against doing harm should be replaced with a new constraint against making unoffset harm increases. The chapter discusses how to formulate the new constraint so that it can handle both the offsetting cases that the old constraint gets wrong as as well as the non-offsetting cases that the old constraint gets right. Adopting this constraint against unoffset harm increases may have important implications both for theoretical questions about the sources of deontological constraints as well as for practical questions, such as whether buying carbon offsets can make emitting carbon dioxide permissible. (shrink)