Results for 'financial risk protection'

968 found
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  1. FINANCIAL COPING MECHANISMS AND HOUSEHOLD DECISION-MAKING FOLLOWING AN INJURY-RELATED HEALTH SHOCK: IMPLICATIONS FOR THE IMPLEMENTATION OF UNIVERSAL HEALTH COVERAGE IN VIETNAM.Anna Taber Niloufer - 2021 - Dissertation, Johns Hopkins University
    In a context of imperfect risk protection, households may protect against the impact of a health shock by employing various financial and non-financial coping mechanisms, such as foregoing or reducing needed medical care, labor substitution, consumption reduction, borrowing money, dissaving, and selling assets. However, leveraging certain coping mechanisms may reduce future productivity, potentially trapping households in chronic or persistent poverty. Resources and risk are not necessarily shared equitably within a household; the ability and willingness of (...)
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  2. EXTENT OF FINANCIAL LITERACY AMONG PNP PERSONNEL: BASIS FOR AN EFFECTIVE FINANCIAL MANAGEMENT PROGRAM.Henry Legazpi Ligson - 2023 - Get International Research Journal 1 (2):32-44.
    Variations in people’s perceptions of investment risk and financial literacy have been linked in studies. More specifically, Diacon (2016) discovered significant differences between less financially savvy non-experts and financial professionals. Lay people therefore have a larger propensity for association bias (i.e., they give suppliers and salesmen a higher level of credibility than laypeople) and are often less risk-tolerant than financial professionals. The method of sampling that the researcher chose is known as purposeful sampling. According to (...)
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  3. Three Case Studies in Making Fair Choices on the Path to Universal Health Coverage.Alex Voorhoeve, Tessa Edejer, Kapiriri Lydia, Ole Frithjof Norheim, James Snowden, Olivier Basenya, Dorjsuren Bayarsaikhan, Ikram Chentaf, Nir Eyal, Amanda Folsom, Rozita Halina Tun Hussein, Cristian Morales, Florian Ostmann, Trygve Ottersen, Phusit Prakongsai & Carla Saenz - 2016 - Health and Human Rights 18 (2):11-22.
    The goal of achieving Universal Health Coverage (UHC) can generally be realized only in stages. Moreover, resource, capacity and political constraints mean governments often face difficult trade-offs on the path to UHC. In a 2014 report, Making fair choices on the path to UHC, the WHO Consultative Group on Equity and Universal Health Coverage articulated principles for making such trade-offs in an equitable manner. We present three case studies which illustrate how these principles can guide practical decision-making. These case studies (...)
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  4. Digital psychiatry: ethical risks and opportunities for public health and well-being.Christopher Burr, Jessica Morley, Mariarosaria Taddeo & Luciano Floridi - 2020 - IEEE Transactions on Technology and Society 1 (1):21–33.
    Common mental health disorders are rising globally, creating a strain on public healthcare systems. This has led to a renewed interest in the role that digital technologies may have for improving mental health outcomes. One result of this interest is the development and use of artificial intelligence for assessing, diagnosing, and treating mental health issues, which we refer to as ‘digital psychiatry’. This article focuses on the increasing use of digital psychiatry outside of clinical settings, in the following sectors: education, (...)
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  5. Equality and Responsibility in Financial Crisis: an ethical approach to the regulation of bail-outs, moral hazards and accountability.Ramiro Ávila Peres - 2020 - Working Papers Series of the Central Bank of Brazil.
    After the 2008 crisis, there were several debates on the bail-out and the lack of accountability of financial institutions; this supposedly affects politica l values such as equality and responsibility: it implies transferring resources from the public (for instance, poor people) to specific economic agents who have chosen to incur certain risks. On the other hand, it is arguable that it would not be up to the regulators to protect investors’ interests, and that there would be more efficient and (...)
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  6. Sufficiency, Comprehensiveness of Health Care Coverage, and Cost-Sharing Arrangements in the Realpolitik of Health Policy.Govind Persad & Harald Schmidt - 2017 - In Carina Fourie & Annette Rid (eds.), What is Enough?: Sufficiency, Justice, and Health. Oxford University Press. pp. 267-280.
    This chapter explores two questions in detail: How should we determine the threshold for costs that individuals are asked to bear through insurance premiums or care-related out-of-pocket costs, including user fees and copayments? and What is an adequate relationship between costs and benefits? This chapter argues that preventing impoverishment is a morally more urgent priority than protecting households against income fluctuations, and that many health insurance plans may not adequately protect individuals from health care costs that threaten to drop their (...)
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  7. Do corporations have a duty to be trustworthy?Nikolas Kirby, Andrew Kirton & Aisling Crean - 2018 - Journal of the British Academy 6 (Supplementary issue 1):75-129.
    Since the global financial crisis in 2008, corporations have faced a crisis of trust, with growing sentiment against ‘elites and ‘big business’ and a feeling that ‘something ought to be done’ to re-establish public regard for corporations. Trust and trustworthiness are deeply moral significant. They provide the ‘glue or lubricant’ that begets reciprocity, decreases risk, secures dignity and respect, and safeguards against the subordination of the powerless to the powerful. However, in deciding how to restore trust, it is (...)
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  8. Medical Privacy and Big Data: A Further Reason in Favour of Public Universal Healthcare Coverage.Carissa Véliz - 2019 - In Philosophical Foundations of Medical Law. pp. 306-318.
    Most people are completely oblivious to the danger that their medical data undergoes as soon as it goes out into the burgeoning world of big data. Medical data is financially valuable, and your sensitive data may be shared or sold by doctors, hospitals, clinical laboratories, and pharmacies—without your knowledge or consent. Medical data can also be found in your browsing history, the smartphone applications you use, data from wearables, your shopping list, and more. At best, data about your health might (...)
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  9. AI-POWERED THREAT INTELLIGENCE FOR PROACTIVE SECURITY MONITORING IN CLOUD INFRASTRUCTURES.Tummalachervu Chaitanya Kanth - 2024 - Journal of Science Technology and Research (JSTAR) 5 (1):76-83.
    Cloud computing has become an essential component of enterprises and organizations globally in the current era of digital technology. The cloud has a multitude of advantages, including scalability, flexibility, and cost-effectiveness, rendering it an appealing choice for data storage and processing. The increasing storage of sensitive information in cloud environments has raised significant concerns over the security of such systems. The frequency of cyber threats and attacks specifically aimed at cloud infrastructure has been increasing, presenting substantial dangers to the data, (...)
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  10. Reputation risks, value of losses and financial sustainability of commercial banks.Natalia Kunitsyna, Igor Britchenko & Igor Kunitsyn - 2018 - Entrepreneurship and Sustainability Issues 5 (4):943-955.
    Currently, under the conditions of permanent financial risks that hamper the sustainable economic growth in the financial sector, the development of evaluation and risk management methods both regulated by Basel II and III and others seem to be of special importance. The reputation risk is one of significant risks affecting reliability and credibility of commercial banks. The importance of reputation risk management and the quality of their assessment remain relevant as the probability of decrease in (...)
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  11. The Impact of Crowdfunding Financial Attributes On Entrepreneurship Risk Taking.Youssef M. Abu Amuna & Mazen J. Al Shobaki - 2019 - المثقال 5 (1):513-520.
    This paper aims to study the impact of Crowdfunding financial attributes on entrepreneurship risk taking. This study was applied on Arabic Crowdfunding platforms from all crowdfunding models. The population of the study consists of individuals, entrepreneurs, investors, employees at electronic-crowd funding Arabic platforms. According to last statics at (2018), there are (12) legit Arabic platforms working in this field. Several statistical tools were used for data analysis and hypotheses testing, including reliability Correlation using Cronbach’s alpha, “ANOVA”, Simple Linear (...)
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  12. Pricing Financial Derivatives Subject to Multilateral Credit Risk and Collateralization.Tim Xiao - manuscript
    This article presents a new model for valuing financial contracts subject to credit risk and collateralization. Examples include the valuation of a credit default swap (CDS) contract that is affected by the trilateral credit risk of the buyer, seller and reference entity. We show that default dependency has a significant impact on asset pricing. In fact, correlated default risk is one of the most pervasive threats in financial markets. We also show that a fully collateralized (...)
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  13. Innovating with confidence: embedding AI governance and fairness in a financial services risk management framework.Luciano Floridi, Michelle Seng Ah Lee & Alexander Denev - 2020 - Berkeley Technology Law Journal 34.
    An increasing number of financial services (FS) companies are adopting solutions driven by artificial intelligence (AI) to gain operational efficiencies, derive strategic insights, and improve customer engagement. However, the rate of adoption has been low, in part due to the apprehension around its complexity and self-learning capability, which makes auditability a challenge in a highly regulated industry. There is limited literature on how FS companies can implement the governance and controls specific to AI-driven solutions. AI auditing cannot be performed (...)
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  14. Selection and application of appropriate analytical methods needed to assess the risks reducing the security of the protected system.Josef Reitšpís, Martin Mašľan & Igor Britchenko - 2021 - Baltic Journal of Economic Studies 7 (3):1 – 8.
    Risk assessment is one of the prerequisites for understanding its causes and possible consequences. We base our risk assessment on the principles described in the European standard EN 31000 - Risk Management Process. This standard comprehensively describes the continuous activities that are necessary in managing risks and minimizing their possible adverse effects on the operation of the system under investigation. In this activity, it is necessary to first identify the existing risks, then analyze and evaluate the identified (...)
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  15. Fraudulent Financial Transactions Detection Using Machine Learning.Mosa M. M. Megdad, Samy S. Abu-Naser & Bassem S. Abu-Nasser - 2022 - International Journal of Academic Information Systems Research (IJAISR) 6 (3):30-39.
    It is crucial to actively detect the risks of transactions in a financial company to improve customer experience and minimize financial loss. In this study, we compare different machine learning algorithms to effectively and efficiently predict the legitimacy of financial transactions. The algorithms used in this study were: MLP Repressor, Random Forest Classifier, Complement NB, MLP Classifier, Gaussian NB, Bernoulli NB, LGBM Classifier, Ada Boost Classifier, K Neighbors Classifier, Logistic Regression, Bagging Classifier, Decision Tree Classifier and Deep (...)
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  16. The Valuation of Financial Derivatives Subject to Counterparty Risk and Credit Value Adjustment.Tim Xiao - manuscript
    This article presents a generic model for pricing financial derivatives subject to counterparty credit risk. Both unilateral and bilateral types of credit risks are considered. Our study shows that credit risk should be modeled as American style options in most cases, which require a backward induction valuation. To correct a common mistake in the literature, we emphasize that the market value of a defaultable derivative is actually a risky value rather than a risk-free value. Credit value (...)
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  17. PERSONAL FINANCIAL MANAGEMENT PRACTICES AMONG SELECTED PERSONNEL OF THE BUREAU OF THE TREASURY – CENTRAL OFFICE.Daren D. Cortez - 2023 - Get International Research Journal 1 (2).
    The study aimed to determine the personal financial management practices among selected personnel of the Bureau of the Treasury – Central Office. It used the descriptive method of gathering data. The respondents of the study consisted of 183 personnel from 35 divisions of the Bureau and selected through simple random probability sampling technique. The study shown that most of the respondents aged 26 to 35 years old, female, single, bachelor’s degree holder, rank and file workers, permanent employees, have been (...)
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  18. Pharmaceutical risk communication: sources of uncertainty and legal tools of uncertainty management.Barbara Osimani - 2010 - Health Risk and Society 12 (5):453-69.
    Risk communication has been generally categorized as a warning act, which is performed in order to prevent or minimize risk. On the other side, risk analysis has also underscored the role played by information in reducing uncertainty about risk. In both approaches the safety aspects related to the protection of the right to health are on focus. However, it seems that there are cases where a risk cannot possibly be avoided or uncertainty reduced, this (...)
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  19. Moral Risk and Communicating Consent.Renée Jorgensen Bolinger - 2019 - Philosophy and Public Affairs 47 (2):179-207.
    In addition to protecting agents’ autonomy, consent plays a crucial social role: it enables agents to secure partners in valuable interactions that would be prohibitively morally risk otherwise. To do this, consent must be observable: agents must be able to track the facts about whether they have received a consent-based permission. I argue that this morally justifies a consent-practice on which communicating that one consents is sufficient for consent, but also generates robust constraints on what sorts of behaviors can (...)
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  20. Risk assessment tools in criminal justice and forensic psychiatry: The need for better data.Thomas Douglas, Jonathan Pugh, Illina Singh, Julian Savulescu & Seena Fazel - 2017 - European Psychiatry 42:134-137.
    Violence risk assessment tools are increasingly used within criminal justice and forensic psychiatry, however there is little relevant, reliable and unbiased data regarding their predictive accuracy. We argue that such data are needed to (i) prevent excessive reliance on risk assessment scores, (ii) allow matching of different risk assessment tools to different contexts of application, (iii) protect against problematic forms of discrimination and stigmatisation, and (iv) ensure that contentious demographic variables are not prematurely removed from risk (...)
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  21. Social justice and financial capitalism. Some notions on risks, hierarchies and value.Teppo Eskelinen - 2017 - Studies in Social and Political Thought 1 (27):57-75.
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  22. Unified complex-dynamical theory of financial, economic, and social risks and their efficient management: Reason-based governance for sustainable development.Andrei P. Kirilyuk - 2017 - In Theory of Everything, Ultimate Reality and the End of Humanity: Extended Sustainability by the Universal Science of Complexity. Beau Bassin: LAP LAMBERT Academic Publishing. pp. 194-199.
    An extended analysis compared to observations shows that modern “globalised” world civilisation has passed through the invisible “complexity threshold”, after which usual “spontaneous”, empirically driven kind of development (“invisible hand” etc.) cannot continue any more without major destructive tendencies. A much deeper, non-simplified understanding of real interaction complexity is necessary in order to cope with such globalised world development problems. Here we introduce the universal definition, fundamental origin, and dynamic equations for a major related quantity of (systemic) risk characterising (...)
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  23. Risk in a Simple Temporal Framework for Expected Utility Theory and for SKAT, the Stages of Knowledge Ahead Theory’, Risk and Decision Analysis, 2(1), 5-32. selten co-author.Robin Pope & Reinhard Selten - 2010/2011 - Risk and Decision Analysis 2 (1).
    The paper re-expresses arguments against the normative validity of expected utility theory in Robin Pope (1983, 1991a, 1991b, 1985, 1995, 2000, 2001, 2005, 2006, 2007). These concern the neglect of the evolving stages of knowledge ahead (stages of what the future will bring). Such evolution is fundamental to an experience of risk, yet not consistently incorporated even in axiomatised temporal versions of expected utility. Its neglect entails a disregard of emotional and financial effects on well-being before a particular (...)
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  24. Book Review "Habib Ahmed, Mehmet Asutay, and Rodney Wilson (eds.), Islamic Banking and Financial Crisis: Reputation, Stability and Risk ". [REVIEW]Bashar H. Malkawi - 2015 - Review of Middle East Studies 49:59-60.
    Islamic Banking and Financial Crisis, edited by Habib Ahmed, Mehmet Asutay, and Rodney Wilson, definitely has merit. The book comes at a time when conventional financial institutions face stress and, in many instances, utter failure as a result of the 2008 global financial crisis. While the book is not designed primarily as a retrospective, it does offer an opportunity for reflection.
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  25. Shareholders' control rights, family ownership and the firm's leverage decisions.Qazi Awias Amin & Jia Liu - 2020 - International Review of Financial Analysis 72.
    We investigate the association between controlling shareholders' ownership (CS_Own) and firms' leverage decisions in the Singaporean context. We examine whether the impact of ownership concentration on leverage differs across excess and lower control. We report that shareholders with excess control prefer leverage financing for an optimal capital structure and focus on value maximisation rather using leverage as a tool of minority shareholders' expropriation. Our analysis shows that firms capital structure significantly influences by the coalition of shareholders particularly decisions about leverage (...)
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  26. Disentangling the Epistemic Failings of the 2008 Financial Crisis.Lisa Warenski - 2018 - In David Coady & James Chase (eds.), The Routledge Handbook of Applied Epistemology. New York: Routledge. pp. 196-210.
    I argue that epistemic failings are a significant and underappreciated moral hazard in the financial services industry. I argue further that an analysis of these epistemic failings and their means of redress is best developed by identifying policies and procedures that are likely to facilitate good judgment. These policies and procedures are “best epistemic practices.” I explain how best epistemic practices support good reasoning, thereby facilitating accurate judgments about risk and reward. Failures to promote and adhere to best (...)
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  27. Precaution and Fairness: A Framework for Distributing Costs of Protection from Environmental Risks.Espen Dyrnes Stabell & Daniel Steel - 2018 - Journal of Agricultural and Environmental Ethics 31 (1):55-71.
    While there is an extensive literature on how the precautionary principle should be interpreted and when precautions should be taken, relatively little discussion exists about the fair distribution of costs of taking precautions. We address this issue by proposing a general framework for deciding how costs of precautions should be shared, which consists of a series of default principles that are triggered according to desert, rights, and ability to pay. The framework is developed with close attention to the pragmatics of (...)
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  28. Analysis of Institutional Capacity of National Social Protection Policy Framework.Narith Por - 2018 - World Journal of Research and Review 6 (4):66-71.
    Cambodians are still vulnerable. To reverse those conditions, National Social Protection Strategy (N.S.P.S) was developed for the poor and vulnerable people to promote their livelihoods. Royal Government of Cambodia (R.G.C) has paid attention to social assistance. In strategic plans, highlights on strengthening, and collectively developing social security, consistent and effective. With these issues, the government establishes a national social protection policy framework to help all people in particular poor and vulnerable people (M.o.E.F, 2017, p.1). The research aims at (...)
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  29. Predicting Audit Risk Using Neural Networks: An In-depth Analysis.Dana O. Abu-Mehsen, Mohammed S. Abu Nasser, Mohammed A. Hasaballah & Samy S. Abu-Naser - 2023 - International Journal of Academic Information Systems Research (IJAISR) 7 (10):48-56.
    Abstract: This research paper presents a novel approach to predict audit risks using a neural network model. The dataset used for this study was obtained from Kaggle and comprises 774 samples with 18 features, including Sector_score, PARA_A, SCORE_A, PARA_B, SCORE_B, TOTAL, numbers, marks, Money_Value, District, Loss, Loss_SCORE, History, History_score, score, and Risk. The proposed neural network architecture consists of three layers, including one input layer, one hidden layer, and one output layer. The neural network model was trained and validated, (...)
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  30. Epistemic Dimensions of Risk Management.Lisa Warenski - 2023 - The Reasoner 17 (3):27-28.
    This very short paper highlights some of my recent and forthcoming work on “good epistemic practices” in the financial services industry. It identifies some epistemic dimensions of risk management in banking and illustrates how managing for good epistemic practices might be helpful.
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  31. Market Exchange, Self-Interest, and the Common Good: Financial Crisis and Moral Economy.Darrin Snyder Belousek - 2010 - Journal of Markets and Morality 13 (1):83-100.
    The financial crisis of 2008–2009 presents us with the opportunity to not only understand what has happened in the markets but also to reflect on the purpose of the marketplace. Drawing from expert economic analyses, we first assess the central lesson of the crisis—the failure of self-regulation by rational self-interest to moderate externalized risk in financial markets. Second, we ask the philosophical question occasioned by the crisis concerning the moral meaning of economic activity: Is market exchange solely (...)
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  32. New Financial Technologies: Understanding the Revolution on the Move, SciencesPo, 24h, 2018.Jean Langlois-Berthelot - unknown
    By the end of the course students will be able to: - Analyze the issues caused by anonymization and financial virtualization -Develop a clear understanding of Digital Identity and the legal aspects of it - Identify the functioning of cryptocurrencies, blockchain and « digital cash » - Understand the reconfiguration of the balance of power between "traditional" financial actors and new financial players. - Assess the latest developments in cryptocurrency law - Explain new risks in terms of (...)
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  33. Genetic Protection Modifications: Moving Beyond the Binary Distinction Between Therapy and Enhancement for Human Genome Editing.Rasmus Bjerregaard Mikkelsen, Henriette Reventlow S. Frederiksen, Mickey Gjerris, Bjørn Holst, Poul Hyttel, Yonglun Luo, Kristine Freude & Peter Sandøe - 2019 - CRISPR Journal 2 (6):362-369.
    Current debate and policy surrounding the use of genetic editing in humans often relies on a binary distinction between therapy and human enhancement. In this paper, we argue that this dichotomy fails to take into account perhaps the most significant potential uses of CRISPR-Cas9 gene editing in humans. We argue that genetic treatment of sporadic Alzheimer’s disease, breast- and ovarian-cancer causing BRCA1/2 mutations and the introduction of HIV resistance in humans should be considered within a new category of genetic (...) treatments. We find that if this category is not introduced, life-altering research might be unnecessarily limited by current or future policy. Otherwise ad hoc decisions might be made, which introduce a risk of unforeseen moral costs, and might overlook or fail to address some important opportunities. (shrink)
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  34. Neural Network-Based Audit Risk Prediction: A Comprehensive Study.Saif al-Din Yusuf Al-Hayik & Samy S. Abu-Naser - 2023 - International Journal of Academic Engineering Research (IJAER) 7 (10):43-51.
    Abstract: This research focuses on utilizing Artificial Neural Networks (ANNs) to predict Audit Risk accurately, a critical aspect of ensuring financial system integrity and preventing fraud. Our dataset, gathered from Kaggle, comprises 18 diverse features, including financial and historical parameters, offering a comprehensive view of audit-related factors. These features encompass 'Sector_score,' 'PARA_A,' 'SCORE_A,' 'PARA_B,' 'SCORE_B,' 'TOTAL,' 'numbers,' 'marks,' 'Money_Value,' 'District,' 'Loss,' 'Loss_SCORE,' 'History,' 'History_score,' 'score,' and 'Risk,' with a total of 774 samples. Our proposed neural network (...)
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  35. The Wrong Way to Protect Small Business.Jules Coleman - manuscript
    US Senate is considering legislation designed to immunize small businesses from lawsuits brought by customers alleging to have been infected with COVID-19 while on the premises. The legislation seeks to subsidize reopening small businesses by reducing their vulnerability to liability. I argue that the legislation produces worse public health outcomes than existing liability regimes, obliterates claims to redress supported by corrective justice, and unfairly burdens victims by forcing them to become de facto insurers of their injurers. In the US, where (...)
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  36. Incremental Risk Charge Methodology.Tim Xiao - manuscript
    The incremental risk charge (IRC) is a new regulatory requirement from the Basel Committee in response to the recent financial crisis. Notably few models for IRC have been developed in the literature. This paper proposes a methodology consisting of two Monte Carlo simulations. The first Monte Carlo simulation simulates default, migration, and concentration in an integrated way. Combining with full re-valuation, the loss distribution at the first liquidity horizon for a subportfolio can be generated. The second Monte Carlo (...)
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  37. Risk assessment of genetically modified food and neoliberalism: An argument for democratizing the regulatory review protocol of the Food and Drug Administration.Zahra Meghani - 2014 - Journal of Agricultural and Environmental Ethics 27 (6):967–989.
    The primary responsibility of the US Food and Drug Administration is to protect public health by ensuring the safety of the food supply. To that end, it sometimes conducts risk assessments of novel food products, such as genetically modified food. The FDA describes its regulatory review of GM food as a purely scientific activity, untainted by any normative considerations. This paper provides evidence that the regulatory agency is not justified in making that claim. It is argued that the FDA’s (...)
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  38. Research Habits in Financial Modelling: The Case of Non-normativity of Market Returns in the 1970s and the 1980s.Boudewijn De Bruin & Christian Walter - 2016 - In Ping Chen & Emiliano Ippoliti (eds.), Methods and Finance: A Unifying View on Finance, Mathematics and Philosophy. Cham: Springer. pp. 73-93.
    In this chapter, one considers finance at its very foundations, namely, at the place where assumptions are being made about the ways to measure the two key ingredients of finance: risk and return. It is well known that returns for a large class of assets display a number of stylized facts that cannot be squared with the traditional views of 1960s financial economics (normality and continuity assumptions, i.e. Brownian representation of market dynamics). Despite the empirical counterevidence, normality and (...)
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  39. Estimation of state financial support for non-priority territorial units using the example of bridge constructions.Iaroslava Levchenko & Igor Britchenko - 2021 - Eastern-European Journal of Enterprise Technologies 1 (13 (109) (2021)):26 - 34.
    The article discloses the problem of distributing state financial support based on an integrated approach. The study has proved the urgency and necessity of state support for the lowest priority territorial units (regions). It answers the research question of what components need to be included in the methodology for determining state financial support. A comprehensive method for estimating the share of public funds is proposed, taking into account the investment attractiveness of a region (oblast) and the risk (...)
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  40. Risk, double effect and the social benefit requirement.Robert C. Hughes - 2021 - Journal of Medical Ethics 47 (12):e29-e29.
    Many ethicists maintain that medical research on human subjects that presents no prospect of direct medical benefit must have a prospect of social benefit to be ethical. Payment is not the sort of benefit that justifies exposing subjects to risk. Alan Wertheimer has raised a serious challenge to this view, pointing out that in industry, social value is not considered necessary to make dangerous jobs ethical. This article argues that Wertheimer was correct to think that the ethics of hazard (...)
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  41. The risk of adverse effects on fauna conservation due to agricultural interests.Minh-Hoang Nguyen & Quan-Hoang Vuong - manuscript
    The essay title is also the overarching content of the article published in Conservation Letters, August 2023. One of the article’s most notable findings is mentioned as follows: “Specifically, threatened vertebrate fauna with habitat capable of supporting highvalue productive lands received less protection and experienced greater habitat loss.”.
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  42. Investigating the Psychology of Financial Markets During COVID-19 Era: A Case Study of the US and European Markets.Khurram Shehzad, Liu Xiaoxing, Muhammad Arif, Khaliq Ur Rehman & Muhammad Ilyas - 2020 - Frontiers in Psychology 11:1-13.
    The novel coronavirus (COVID-19) has imperatively shaken the behavior of the global financial markets. This study estimated the impact of COVID-19 on the behavior of the financial markets of Europe and the US. The results revealed that the returns of the S&P 500 index have been greatly affected by a lockdown in the US owing to COVID-19. However, the health crisis generated due to the novel coronavirus significantly decreased the stock returns of the Nasdaq Composite index. The results (...)
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  43. Existential risks: New Zealand needs a method to agree on a value framework and how to quantify future lives at risk.Matthew Boyd & Nick Wilson - 2018 - Policy Quarterly 14 (3):58-65.
    Human civilisation faces a range of existential risks, including nuclear war, runaway climate change and superintelligent artificial intelligence run amok. As we show here with calculations for the New Zealand setting, large numbers of currently living and, especially, future people are potentially threatened by existential risks. A just process for resource allocation demands that we consider future generations but also account for solidarity with the present. Here we consider the various ethical and policy issues involved and make a case for (...)
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  44. (1 other version)Psychopathological risks in children with migrant parents.Francesca Romana Montecchi & Catia Bufacchi - 2009 - Dialogues in Philosophy, Mental and Neuro Sciences 2 (1):15-23.
    In Western societies many immigrants live in difficult social and working conditions. Together with other factors, this state of affairs represents a risk for the well being of their children. This article will consider the principle risk factors for child psychopathology and/or distress, with a distinction between temporary and permanent factors and with a peculiar attention to the interplay between risk and protective factors. Risk factors can be ordered in cultural, social, familiar/parental and individual factors. Some (...)
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  45. 'Techno-Risk - The Perils of Learning and Sharing Everything' from a Criminal Information Sharing Perspective.John Sliter - manuscript
    The author has extensive law enforcement experience and the paper is intended to provoke thought on the use of technology as it pertains to information sharing between the police and the private sector. -/- As the world edges closer and closer to the convergence of man and machine, the human capacity to retrieve information is increasing by leaps and bounds. We are on the verge of knowing everything and anything there is to know, and literally in the blink of an (...)
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  46. Why a right to explanation of automated decision-making does not exist in the General Data Protection Regulation.Sandra Wachter, Brent Mittelstadt & Luciano Floridi - 2017 - International Data Privacy Law 1 (2):76-99.
    Since approval of the EU General Data Protection Regulation (GDPR) in 2016, it has been widely and repeatedly claimed that the GDPR will legally mandate a ‘right to explanation’ of all decisions made by automated or artificially intelligent algorithmic systems. This right to explanation is viewed as an ideal mechanism to enhance the accountability and transparency of automated decision-making. However, there are several reasons to doubt both the legal existence and the feasibility of such a right. In contrast to (...)
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  47. Soft ethics: its application to the General Data Protection Regulation and its dual advantage.Luciano Floridi - 2018 - Philosophy and Technology 31 (1):163-167.
    In previous works (Floridi 2018) I introduced the distinction between hard ethics (which may broadly be described as what is morally right and wrong independently of whether something is legal or illegal), and soft or post-compliance ethics (which focuses on what ought to be done over and above existing legislation). This paper analyses the applicability of soft ethics to the General Data Protection Regulation and advances the theory that soft ethics has a dual advantage—as both an opportunity strategy and (...)
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  48. The influence of disbalances in financial resources movement on national financial systems.Sergii Sardak & S. Sardak M. Korneyev - 2018 - Yunona Publishing.
    In the article the effect of disbalances in the movement of financial resources on the national financial systems is formalized. For ensuring the corresponding monitoring objectives the financial sustainability indicators developed by the IMF and the World Bank have been used, as well as the integral indicator of financial resource disbalances, which serve as statistical units for measuring the financial situation and sustainability of the financial sector of the country. For the overwhelming majority of (...)
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  49. Restoring trustworthiness in the financial system: Norms, behaviour and governance.Aisling Crean, Natalie Gold, David Vines & Annie Williamson - 2018 - Journal of the British Academy 6 (S1):131-155.
    Abstract: We examine how trustworthy behaviour can be achieved in the financial sector. The task is to ensure that firms are motivated to pursue long-term interests of customers rather than pursuing short-term profits. Firms’ self-interested pursuit of reputation, combined with regulation, is often not sufficient to ensure that this happens. We argue that trustworthy behaviour requires that at least some actors show a concern for the wellbeing of clients, or a respect for imposed standards, and that the behaviour of (...)
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  50. Ethics and the potential conflicts between astrobiology, planetary protection and commercial use of space.Erik Persson - 2017 - Challenges 8 (1).
    A high standard of planetary protection is important for astrobiology, though the risk for contamination can never be zero. It is therefore important to find a balance. If extraterrestrial life has a moral standing in its own right, it will also affect what we have to do to protect it. The questions of how far we need to go to protect extraterrestrial life will be even more acute and complicated when the time comes to use habitable worlds for (...)
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