This paper reports an experiment that investigates interpretive distinctions between two different expressions of generalization in Spanish. In particular, our aim was to find out when the distinction between generic statements (GS) such as Tigers have stripes and universally quantified statements (UQS) such as All tigers have stripes was acquired in Spanish-speaking children of two different age groups (4/5-year-olds and 8/9-year-olds), and then compare these results with those of adults. The starting point of this research was the semantic distinction between (...) GS and UQS in that the former admit exceptions, unlike the latter. On the other hand, several authors have observed a Generic overgeneralization effect (GOG) consisting in allowing for UQS to be felicitous in the face of exceptions, thus proposing that this “error” stems from GS being defaults (simpler, more easily learned and processed). In the current paper we aimed to test the “Generics as Default” (GaD) hypothesis by comparing GS and UQS in three different age ranges. Our data show that, overall, the accuracy of GS is greater than the accuracy of UQS. Moreover, we also confirm a hypothesized interaction between age and NP type (GS vs UQS). Further, we present several data points that are not predicted by the GaD, including an observed decline in the accuracy of GS in the older group of children as well as in adults, and that children fail at rejecting statements that are not considered to be true generalizations. (shrink)

I argue that moral principles involve the same sort of generalization as ordinary yet elusive generic generalizations in natural language such as ‘Tigers are striped’ or ‘Peppers are spicy’. A notable advantage of the generic view is that it simultaneously allows for pessimism and optimism about the role and status of moral principles in our lives. It provides a new perspective on the nature of moral principles on which principles are not apt for determining the moral status of particular actions (...) while they may be apt, and even fundamental, to our acquisition of moral knowledge. A natural consequence of the view is variation among moral principles, with some regularly warranting exceptions and some appearing arguably exceptionless. I will also argue that this generic conception of moral principles has significant advantages, as a normative model of moral reasoning, over the view of moral principles as defaults advanced in recent years. (shrink)

According to an influential research program in cognitive science, philosophy, and linguistics, there is a deep, special connection between generics and pernicious aspects of social cognition such as stereotyping. Specifically, generics are thought to exacerbate our propensity to essentialize, lead us to overgeneralize based on scarce evidence, and lead to other epistemically dubious patterns of inference. Recently, however, several studies have put empirical and theoretical pressure on some of the main tenets of this research program. The goal of (...) this paper is to bring these results together in a comprehensive narrative and systematically evaluate their impact on the hypothesis that generics have a uniquely problematic effect on our social and cognitive capacities. (shrink)

Theorists have had less success in analyzing the truth conditions of generics. Philosophers of language have offered a number of theories. This chapter surveys several semantic accounts of generics. However, the focus is on generics and experimental philosophy. It briefly reviews empirical work that bears on these semantic accounts. While generics constitute an interesting linguistic phenomenon worthy of study in their own right, the study of generics also has wide‐ranging implications for questions beyond the philosophy (...) of language, including questions in social psychology and cognitive science more generally. The chapter also reviews empirical work on the relationship between generics and cognition. Existing empirical work strongly supports the generics‐as‐defaults hypothesis: the hypothesis that generics reflect a cognitively default, fundamental mode of generalizing in humans. Finally, the chapter elucidates evidence that generic language and generic modes of generalizing play an important role in stereotyping and prejudice. (shrink)

The project of this paper is to deliver a semantics for a broad subset of bare plural generics about racial kinds, a class which I will dub 'Type C generics.' Examples include 'Blacks are criminal' and 'Muslims are terrorists.' Type C generics have two interesting features. First, they link racial kinds with ​ socially perspectival predicates ​ (SPPs). SPPs lead interpreters to treat the relationship between kinds and predicates in generic constructions as nomic or non-accidental. Moreover, in (...) computing their content, interpreters must make implicit reference to socially privileged​ ​ perspectives which are treated as authoritative about whether a given object fits into the extension of the predicate. Such deference grants these authorities influence over both the conventional meaning of these terms and over the nature of the ​ objects ​ in the social ontology that these terms purport to describe, much the way a baseball umpire is authoritative over the meaning and metaphysics of 'strike'/​ strike ​. Second, terms like 'criminal' and 'terrorist' receive default ​ racialized ​ interpretations in which these terms conventionally token racial or ethnic identities. I show that neither of these features can be explained by Sarah-Jane Leslie's influential 'weak semantics' for generics, and show how my own 'socially perspectival semantics' fares better on both counts. Finally, I give an analysis of 'Blacks are criminal' which explores the semantic mechanisms that underlie default racialized interpretations. (shrink)

This paper is about an underappreciated aspect of generics: their non-specificity. Many uses of generics, utterances like ‘Seagulls swoop down to steal food’, express non-specific generalisations which do not specify their quantificational force or flavour. I consider whether this non-specificity arises as a by-product of context-sensitivity or semantic incompleteness but argue instead that generics semantically express non-specific generalisations by default as a result of quantifying existentially over more specific ones.

How to respond to unauthorized migration and migrants is one of the most difficult questions in relation to migration theory and policy. In this commentary on Gillian Brock’s discussion of “irregular” migration, I do not attempt to give a fully satisfactory account of how to respond to unauthorized migration, but rather, using Brock’s discussion, try to highlight what I see as the most important difficulties in crafting an acceptable account, and raise some problems with the approach that Brock takes. In (...) thinking about unauthorized migration, both while trying to craft positive policies and while critiquing existing practices, we need to ask if we are most interested in a general account of how to respond to unauthorized migration, one that would apply to the large majority of cases and provide us a default approach, or if we are better served by taking a piecemeal approach, looking at why certain people or certain groups should be exempt from removal, even if they would otherwise be liable to it. In this paper, I will focus primarily on this distinction, and argue that it is at least important to provide an account of the "generic unauthorized". (shrink)

Generic statements play a crucial role in concept learning, communication and education. Despite many efforts, the semantics of generics remain a controversial issue, as they do not seem to fit our standard theories of meaning. In this article, we attempt to shed light on this problem by focusing on how these sentences function in reasoning. Drawing on a distinction between property and diagnostic generics, we defend three theses: First, property generics are not about facts but express relations (...) between concepts. Second, generics play an important role in everyday reasoning by interacting with our expectations about the world. Third, diagnostic generics emphasise properties that separate the category in the generics from other categories in the same contrast class. We use the theory of conceptual spaces to advance measures of typicality and diagnosticity capable of modelling different aspects of generics and apply them to the modifier effect and the inverse conjunction fallacy. Finally, we discuss the pragmatics of generics. (shrink)

This chapter compares simple predicates of personal taste (PPTs) such as tasty and beautiful with their complex counterparts (eg tastes good, looks beautiful). I argue that the former differ from the latter along two dimensions. Firstly, simple PPTs are individual-level predicates, whereas complex ones are stage-level. Secondly, covert Experiencer arguments of simple PPTs obligatorily receive a generic interpretation; by contrast, the covert Experiencer of a complex PPT can receive a generic, bound variable or referential interpretation. I provide an analysis of (...) these facts based on a novel proposal about the licensing of individual-level predicates (the ‘Licensing Condition on ILPs’). This condition states that all covert pronominal arguments of an individual-level predicate must be bound by the generic operator. Finally, I show that generic construal of the Experiencer is a necessary condition for faultless disagreement. This is evidence in favour of treatments of subjective meaning that appeal to genericity, and against relativism about PPTs. (shrink)

In many languages, the same particles that form quantifier words also serve as connectives, additive and scalar particles, question markers, roots of existential verbs, and so on. Do these have a unified semantics, or do they merely bear a family resemblance? Are they aided by silent operators in their varied roles―if yes, what operators? I dub the particles “quantifier particles” and refer to them generically with capitalized versions of the Japanese morphemes. I argue that both MO and KA can be (...) assigned a stable semantics across their various roles. The specific analysis I offer is motivated by the fact that MO and KA often combine with just one argument; I propose that this is their characteristic behavior. Their role is to impose semantic requirements that are satisfied when the immediately larger context is interpreted as the meet/join of their host’s semantic contribution with something else. They do not perform meet/join themselves. The obligatory vs. optional appearance of the particles depends on whether the meet/join interpretations arise by default in the given constellation. I explicate the proposal using the toolkit of basic Inquisitive Semantics. (shrink)

This article presents a generic model for pricing financial derivatives subject to counterparty credit risk. Both unilateral and bilateral types of credit risks are considered. Our study shows that credit risk should be modeled as American style options in most cases, which require a backward induction valuation. To correct a common mistake in the literature, we emphasize that the market value of a defaultable derivative is actually a risky value rather than a risk-free value. Credit value adjustment (CVA) is also (...) elaborated. A practical framework is developed for pricing defaultable derivatives and calculating their CVAs at a portfolio level. (shrink)

Sentences with impersonal pronouns, like 'You do it like this', seem to make both statistical and prescriptive claims, that a certain way of behaving is common and that it is prescriptively good. We argue that these kinds of sentences are closely related to another kind of sentence, namely, indefinite singular generics, like 'A person does it like this'. We propose that there is a single underlying mechanism that allows both kinds of sentences to express mixed statistical/prescriptive readings. We then (...) provide a compositional semantic analysis of these sentences and explain how, together with this single underlying mechanism, it accounts for this phenomenon. (shrink)

It is quite plausible to say that you may read or write implies that you may read and you may write (though possibly not both at once). This so-called free choice principle is well-known in deontic logic. Sadly, despite being so intuitive and seemingly innocent, this principle causes a lot of worries. The paper briefly but critically examines leading accounts of free choice permission present in the literature. Subsequently, the paper suggests to accept the free choice principle, but only as (...) a default (or defeasible) rule, issuing to it a ticket-of-leave, granting it some freedom, until it commits an undesired inference. (shrink)

Any adequate semantics of generic sentences (e.g., “Philosophers evaluate arguments”) must accommodate both what we call the positive data and the negative data. The positive data consists of observations about what felicitous interpretations of generic sentences are available. Conversely, the negative data consists of observations about which interpretations of generic sentences are unavailable. Nguyen argues that only his pragmatic neo-Gricean account and Sterken’s indexical account can accommodate the positive data. Lee and Nguyen have advanced the debate by arguing that the (...) negative data is a problem for both Nguyen’s and Sterken’s accounts; these two accounts seem to incorrectly predict that generics have felicitous interpretations that they, in fact, fail to have. In this paper, we advance this debate—and, more generally, the task of developing an adequate formal semantics of generics—by arguing that a neglected class of theories are compatible with both the positive data and the negative data. Specifically, we argue that treating the generic operator GEN as a relative gradable expression with a positive, upper- and lower- bounded scale helps accommodate the positive data and the negative data. While developing this view, we show how several previously developed semantics of generics may systematically accommodate both sets of data. One broad contribution of this paper is to show that, while they generate important desiderata, the positive and negative data cannot determine a unique semantics for generics. A further contribution of this paper is to highlight previously unnoted ways in which degree semantics may inform semantic theories of generic meaning. (shrink)

Generic stereotypes are generically formulated generalizations that express a stereotype, like “Mexican immigrants are rapists” and “Muslims are terrorists.” Stereotypes like these are offensive and should not be asserted by anyone. Yet when someone does assert a sentence like this in a conversation, it is surprisingly difficult to successfully rebut it. The meaning of generic sentences is such that they can be true in several different ways. As a result, a speaker who is challenged after asserting a generic stereotype can (...) often simply dismiss the objection and maintain that the stereotype is true in a way that is compatible with the challenger’s objection. In this paper, a semantic theory for generics is presented that accounts for this type of defensive shifting in upholding generic stereotypes. This theory is then used to develop two strategies to object more efficiently. The first strategy is to immediately deny that either of the two possible ways in which a generic can be true obtains. The second strategy is to deny the satisfaction of an additional condition that is necessary for a generic sentence to be true. (shrink)

Generics are sentences such as Birds fly, which express generalizations. They are prevalent in speech, and as far as is known, no human language lacks generics. Yet, it is very far from clear what they mean. After all, not all birds fly—penguins don’t! -/- There are two general views about the meaning of generics in the literature, and each view encompasses many specific theories. According to the inductivist view, a generic states that a sufficient number of individuals (...) satisfy a certain property—in the example above, it says that sufficiently many birds fly. This view faces the complicated problem of spelling out exactly how many is “sufficiently many” in a way that correctly captures the intuitive truth conditions of generics. -/- An alternative, the rules and regulations view, despairs from this project and proposes instead that generics directly express rules in the world. Rules are taken to be abstract objects, which are not related to the properties of specific individuals. This view faces the difficult problem of explaining how people come to know of such rules when judging the truth of falsity of generics, and accounting for the strong intuition that a sentence such as Birds fly talks about birds, not abstract objects. -/- What seems to be beyond dispute is that generics, even if they do not express rules, are lawlike: they state non-accidental generalizations. Many scholars have taken this fact to indicate that generics are parametric on possible worlds: they refer to worlds other than the actual world. This, again, raises the problem of how people come to know about what happens in these other worlds. However, a rigorous application of standard tests for intensionality shows that generics are not, in fact, parametric on possible worlds, but only on time. This unusual property may explain much of the mystery surrounding generics. -/- Another mysterious property of generics is that although there is no language without them, there is no linguistic construction that is devoted to the expression of genericity. Rather, generics can be expressed in a variety of ways, each of which can also express nongenerics. Yet, each manifestation of generics differs subtly (or sometimes not so subtly) in its meaning from the others. -/- Even when these and other puzzles of genericity are solved, one mystery would remain: Why are generics, which are so easy to produce and understand in conversation, so difficult to analyze? (shrink)

The default theory of aesthetic value combines hedonism about aesthetic value with strict perceptual formalism about aesthetic value, holding the aesthetic value of an object to be the value it has in virtue of the pleasure it gives strictly in virtue of its perceptual properties. A standard theory of aesthetic value is any theory of aesthetic value that takes the default theory as its theoretical point of departure. This paper argues that standard theories fail because they theorize from (...) the default theory. (shrink)

The generic pronoun 'one' (or its empty counterpart, arbitrary PRO) exhibits a range of properties that show a special connection to the first person, or rather the relevant intentional agent (speaker, addressee, or described agent). The paper argues that generic 'one' involves generic quantification in which the predicate is applied to a given entity ‘as if’ to the relevant agent himself. This is best understood in terms of simulation, a central notion in some recent developments in the philosophy of mind (...) and cognitive science (Simulation Theory). (shrink)

What is the relationship between the claim that generics articulate psychologically primitive generalizations and the claim that they exhibit a unique form of context sensitivity? This article maintains that the two claims are compatible. It develops and defends an overlooked form of contextualism grounded in the idiosyncrasies of system 1 thought.

The notions of inference and default are used in pragmatics with different meanings, resulting in theoretical disputes that emphasize the differences between the various pragmatic approaches. This paper is aimed at showing how the terminological and theoretical differences concerning the two aforementioned terms result from taking into account inference and default from different points of view and levels of analysis. Such differences risk making a dialogue between the theories extremely difficult. However, at a functional level of analysis the (...) different theories, definitions, and approaches to interpretation can be compared and integrated. At this level, the standardization of pragmatic inferences can be regarded as the development of a specific type of presumptions, used to draw prima-facie interpretations. (shrink)

An adequate semantics for generic sentences must stake out positions across a range of contested territory in philosophy and linguistics. For this reason the study of generic sentences is a venue for investigating different frameworks for understanding human rationality as manifested in linguistic phenomena such as quantification, classification of individuals under kinds, defeasible reasoning, and intensionality. Despite the wide variety of semantic theories developed for generic sentences, to date these theories have been almost universally model-theoretic and representational. This essay outlines (...) a range of proof-theoretic analyses for characterizing generics. Particular attention is given to an expressivist proof-theory that can be traced to 1) work on logical syntax that Carnap undertook prior to his turn toward truth-conditional model theory in the late 1930s, and 2) research on sequent calculi and natural deduction systems that originate in work from Gentzen and Prawitz.11 This essay offers a more precise exposition of some of the material discussed in the first two chapters of my dissertation (Stovall Citation2015a). These ideas developed in the context of a working group on non-monotonic logic run by Robert Brandom, and they were subsequently clarified through the work of Nissim Francez (particularly Francez Citation2015). I am indebted to many people for feedback and criticism on this essay, though I am sure none among them would agree with everything I say and do here. I would particularly like to thank Brandom, Francez, Ulf Hlobil, Daniel Kaplan, Jared Millson, Bernhard Nickel, Jaroslav Peregrin, Jeffry Pelletier, Thomas Ricketts, Mark Risjord, Shawn Standefer, and two reviewers for this journal. Work on this essay was supported by the joint Lead-Agency research grant between the Austrian Science Foundation (FWF) and the Czech Science Foundation (GAČR), Inferentialism and Collective Intentionality, GF17-33808L. It was substantially revised prior to its final submission. (shrink)

This paper addresses a recent suggestion that moral particularists can extend their view to countenance default reasons (at a first stab, reasons that are pro tanto unless undermined) by relying on certain background expectations of normality. I first argue that normality must be understood non-extensionally. Thus if default reasons rest on normality claims, those claims won't bestow upon default reasons any definite degree of extensional generality. Their generality depends rather on the contingent distributional aspects of the world, (...) which no theory of reasons should purport to settle. Appeals to default reasons cannot therefore uniquely support particularism. But this argument also implies that if moral generalism entailed that moral reasons by necessity have invariant valence (in the natural extensional sense), it would be a non-starter. Since generalism is not a non-starter, my argument forces us to rethink the parameters of the generalism-particularism debate. Here I propose to clarify the debate by focusing on its modal rather than extensional aspects. In closing, I outline the sort of generalism that I think is motivated by my discussion, and then articulate some worries this view raises about the theoretical usefulness of the label ‘default reason’. -/- [Note: The outline of moral generalism provided in this paper is superseded by those in "Moral Generalism: Enjoy in Moderation" and "A Theory of Hedged Moral Principles".]. (shrink)

Reasoning by default is a relevant aspect of everyday life that has traditionally attracted the attention of many fields of research, from psychology to the philosophy of logic, from economics to artificial intelligence. Also in the field of law, default reasoning is widely used by lawyers, judges and other legal decision-makers. In this paper, a philosopher of language (Carlo Penco) and a philosopher of law (Damiano Canale) attempt to explore some uses of default reasoning that are scarcely (...) considered by legal theory. In particular, the dialogue dwells on the notion of literal meaning, witness testimony, and the problem of disagreement among experts in legal proceedings. The paper is intended as a sort of brain storming useful to identify new lines of research straddling philosophy of law, cognitive psychology and philosophy of language. (shrink)

I identify and develop a solution to the puzzles of anankastic conditionals that is novel in the sense that it has gone largely unnoticed, but also well-worn in that the materials for it have long been available. The solution involves an integration of the classical Kratzerian premise semantics and a default theory of reasons (such as the one presented in Horty, 2012, leveraging several decades of research on default logic). To stress-test the proposal I also investigate how it (...) might be applied to the variety of anankastic-adjacent data discussed by Condoravdi and Lauer (2016). The resulting approach is not just an exceptional fit for the problem of anankastic conditionals, but also an independently promising upgrade on the classical account of modals. (shrink)

Credit risk, also known as default risk, is the likelihood of a corporation losing money if a business partner defaults. If the liabilities are not met under the terms of the contract, the firm may default, resulting in the loss of the company. There is no clear way to distinguish between organizations that will default and those that will not prior to default. We can only make probabilistic estimations of the risk of default at best. (...) There are two types of credit risk default models in this regard: structural and reduced-form models. Structural models are used to calculate the likelihood of a company defaulting based on its assets and liabilities. If the market worth of a company's assets is less than the debt it owes, it will default. Reduced form models often assume an external cause of default, such as a Poisson jump process, which is driven by a stochastic process. They model default as a random event with no regard for the balance sheet of the company. This paper provides a Review of credit risk default models. (shrink)

Contextuality and entanglement are valuable resources for quantum computing and quantum information. Bell inequalities are used to certify entanglement; thus, it is important to understand why and how they are violated. Quantum mechanics and behavioural sciences teach us that random variables ‘measuring’ the same content (the answer to the same Yes or No question) may vary, if ‘measured’ jointly with other random variables. Alice’s and Bob’s raw data confirm Einsteinian non-signaling, but setting dependent experimental protocols are used to create samples (...) of coupled pairs of distant ±1 outcomes and to estimate correlations.Marginal expectations, estimated using these final samples, depend on distant settings. Therefore,a system of random variables ‘measured’ in Bell tests is inconsistently connected and it should be analyzed using a Contextuality- by-Default approach, what is done for the first time in this paper.The violation of Bell inequalities and inconsistent connectedness may be explained using a contextual locally causal probabilistic model in which setting dependent variables describing measuring instruments are correctly incorporated. We prove that this model does not restrict experimenters` freedom of choice which is a prerequisite of science. Contextuality seems to be the rule and not an exception; thus, it should be carefully tested. (shrink)

Default logic has been a very active research topic in artificial intelligence since the early 1980s, but has not received as much attention in the philosophical literature thus far. This paper shows one way in which the technical tools of artificial intelligence can be applied in contemporary epistemology by modeling a paradigmatic case of deep disagreement using default logic. In §1 model-building viewed as a kind of philosophical progress is briefly motivated, while §2 introduces the case of deep (...) disagreement we aim to model. On the heels of this, §3 defines our formal framework, viz., a refined Horty-style default logic. §4 then uses the framework to model deep disagreement, and finally §5 provides a critical discussion of the result. (shrink)

Scientists often communicate using generic generalizations, which are unquantified generalizations such as ‘Americans overestimate social class mobility’ or ‘sound waves carry gravitational mass’. In this paper, I explain the role of such generic generalizations in science, based on a novel theory about their characteristic meaning. According to this theory, a scientific generalization of the form ‘Ks are F’ says that F is one property based on which category K qualifies as a scientific kind. Because what it takes to qualify as (...) a scientific kind varies depending on the discipline, what a generic sentence entails also varies. Based on this semantic theory, I discuss the benefits and drawbacks of using generic language in science. (shrink)

The one-side defaultable financial derivatives valuation problems have been studied extensively, but the valuation of bilateral derivatives with asymmetric credit qualities is still lacking convincing mechanism. This paper presents an analytical model for valuing derivatives subject to default by both counterparties. The default-free interest rates are modeled by the Market Models, while the default time is modeled by the reduced-form model as the first jump of a time-inhomogeneous Poisson process. All quantities modeled are market-observable. The closed-form solution (...) gives us a better understanding of the impact of the credit asymmetry on swap value, credit value adjustment, swap rate and swap spread. (shrink)

There is a standard quantificational view of generic sentences according to which they have a tripartite logical form involving a phonologically null generic operator called 'Gen'. Recently, a number of theorists have questioned the standard view and revived a competing proposal according to which generics involve the predication of properties to kinds. This paper offers a novel argument against the kind-predication approach on the basis of the invalidity of Generic Excluded Middle, a principle according to which any sentence of (...) the form ⌜Either Fs are G or Fs are not G⌝ is true. I argue that the kind-predication approach erroneously predicts that GEM is valid, and that it can only avoid this conclusion by either collapsing into a form of the quantificational analysis or otherwise garnering unpalatable metaphysical commitments. I also show that, while the quantificational approach does not validate GEM as a matter of logical form, the principle may be validated on certain semantic analyses of the generic operator, and so, such theories should be rejected. (shrink)

ABSTRACT: This paper offers a generic revenge-proof solution to the Sorites paradox that is compatible with several philosophical approaches to vagueness, including epistemicism, supervaluationism, psychological contextualism and intuitionism. The solution is traditional in that it rejects the Sorites conditional and proposes a modally expressed weakened conditional instead. The modalities are defined by the first-order logic QS4M+FIN. (This logic is a modal companion to the intermediate logic QH+KF, which places the solution between intuitionistic and classical logic.) Borderlineness is introduced modally as (...) usual. The solution is innovative in that its modal system brings out the semi-determinability of vagueness. Whether something is borderline and whether a predicate is vague or precise is only semi-determinable: higher-order vagueness is columnar. Finally, the solution is based entirely on two assumptions. (1) It rejects the Sorites conditional. (2) It maintains that if one specifies borderlineness in terms of the ‒suitably interpreted‒ modal logic QS4M+FIN, then one can explain why the Sorites appears paradoxical. From (1)+(2) it results that one can tell neither where exactly in a Sorites series the borderline zone starts and ends nor what its extension is. Accordingly, the solution is also called agnostic. (shrink)

Spontaneous activity levels prior to stimulus presentation can determine how that stimulus will be perceived. It has also been proposed that such spontaneous activity, particularly in the default-mode network (DMN), is involved in self-related processing. We therefore hypothesised that pre-stimulus activity levels in the DMN predict whether a stimulus is judged as self-related or not. Method: Participants were presented in the MRI scanner with a white noise stimulus that they were instructed contained their name or another. They then had (...) to respond with which name they thought they heard. Regions where there was an activity level difference between self and other response trials two seconds prior to the stimulus being presented were identified. Results: Pre-stimulus activity levels were higher in the right temporoparietal junction (RTPJ), the right temporal pole (RTP), and the left superior temporal gyrus in trials where the participant responded that they heard their own name than trials where they responded that they heard another. Conclusion: Pre-stimulus spontaneous activity levels in particular brain regions, largely overlapping with the DMN, predict the subsequent judgement of stimuli as self-related. This extends our current knowledge of self-related processing and its apparent relationship with intrinsic brain activity in what can be termed a rest-self overlap. (shrink)

Some theorists have recently raised doubts about much of the experimental evidence purporting to demonstrate the existence of unconscious perception. In our (2019) in this journal, we argued some of these considerations are not decisive. Phillips (forthcoming a) replies thoughtfully to our paper, concluding that he is unconvinced by our arguments. Phillips maintains that the view that perception is invariably conscious remains, as he puts it, the “default” hypothesis both within the folk understanding and experimental study of perception. There (...) is much to agree with in Phillips’ piece, but there remain some substantive points of disagreement, which we outline here. (shrink)

The paper focuses on the particular structure of the content of so-called generic memories, specifically of those of recurring events from one's past. This way of remembering has two central features that are in tension to each other: what is mentally represented is both rather specific as one is typically simulating a scene and sufficiently abstract as the represented scene stands for a series of similar former events. It will be argued that the phenomenon can be adequately described as a (...) mental state representing personal event prototypes. This description further allows to account for the dynamic process of remembering, in which, depending on the context, different forms of personal remembering may come to the fore. (shrink)

Credit risk, also known as default risk, is the likelihood of a corporation losing money if a business partner defaults. If the liabilities are not met under the terms of the contract, the firm may default, resulting in the loss of the company. There is no clear way to distinguish between organizations that will default and those that will not prior to default. We can only make probabilistic estimations of the risk of default at best. (...) There are two types of credit risk default models in this regard: structural and reduced form models. Structural models are used to calculate the likelihood of a company defaulting based on its assets and liabilities. If the market worth of a company's assets is less than the debt it owes, it will default. Reduced form models often assume an external cause of default, such as a Poisson jump process, which is driven by a stochastic process. They model default as a random event with no regard for the balance sheet of the company. This paper provides a Review of credit risk default models. (shrink)

There is a fundamental disconnect between the public discourse about sovereign and external debt in comparison to private domestic debt. The latter is predominantly viewed through a Humean lens, which sees economic morality in terms of contingent social institutions, justified by the valuable goods they realize; while sovereign and external debt is viewed through a Lockean lens, which sees property, contract, and debt as possessing an intrinsic moral quality, independent of social context or consequences. This Article examines whether this Lockean (...) perspective on sovereign and external debt is compatible with the dominance of Humean approaches to the domestic economy. It considers and rejects the most plausible argument for reconciling these views, which emphasizes the different qualities of cooperation in the international and domestic economies. It further argues that many standard objections to a Humean approach to sovereign debt suggest, not the Lockean approach, but rather a Hobbesian international moral skepticism. Concluding that the Lockean approach is unmotivated, this Article instead advances a Humean account of sovereign debt and default. It shows how taking seriously the demand for institutional justification and the idea of persons and peoples as free and equal provides an account of the duties of states—whether creditors, debtors or third parties—in sovereign debt crises. It further examines the implications of each approach for democratic choice about sovereign default. (shrink)

Generics have historically proven difficult to analyse using the tools of formal semantics. In this paper, I argue that an influential theory of the meaning of generics due to Sarah-Jane Leslie, the Psychological Theory of Generics, is best interpreted not as a theory of their meaning, but as a theory of the psychological heuristics that we use to judge whether or not generics are true. I argue that Leslie’s methodology is not well-suited to producing a theory (...) of the meaning of generics, since it takes speakers’ judgments at face value and ignores the non-semantic factors that might affect these judgments. Leslie’s theory therefore overfits the data of our linguistic intuitions. I present a reconceptualised version of the Psychological Theory of Generics as a theory of how heuristics affect our judgements of the truth values of generics and discuss the application of this reconceptualised theory to some of the puzzles posed by generics, including their apparent content-sensitivity, their inferential asymmetry and their association with stereotyping and prejudice. (shrink)

The hazards of the use of English as a default language in analytic philosophy are obvious to everyone except mainstream analytical philosophers. The uncanny conceptual resemblance between what one is told about Jerry Fodor’s universal Language of Thought and current globalese basic academic English calls for reflection. [...] What I am pleading for is not just a matter of paying great attention to other philosophical traditions. It is a matter of understanding how English cannot serve as any centre or (...) point de départ for the description of all cognitive systems. We need to try to define the topology of the human cognitive space where English must show up as the very untypical case of a natural language that it manifestly is. Pace Donald Davidson, English is not the measure of all things. And historical cognitive ethnography is relevant to philosophical epistemology. The indispensable basis for any philosophy with global ambitions is a conceptual “experimental method” applied to the problems of conceptual diversity among human languages regarding not least of all the conceptual schemes of which one’s own philosophical keywords are an integral part. (shrink)

Generic statements, such as "Bees are striped" are thought to be a central vehicle by which essentialist beliefs are transmitted. But work on generics and essentialism almost never focuses on the type of properties mentioned in generic statements. We test the hypothesis that teleological properties, what something is for, affect categorization judgments more strongly than behavioral, biological, or social properties. In Experiment 1, participants categorized properties as being either behavioral, biological, social, or teleological. In Experiment 2, we used the (...) top four properties from each group to describe a generic noun or a specific individual. Participants then categorized creatures that had one of their properties transformed. We found that changes to teleological properties had the strongest impact on categorization judgments. In Experiment 3, we also found that teleological properties mattered more in an induction task. We suggest that teleological properties play this privileged role in categorization because they are treated as essential properties. (shrink)

This paper describes a pair of dietary practices I label default vegetarianism and default veganism. The basic idea is that one adopts a default of adhering to vegetarian and vegan diets, with periodic exceptions. While I do not exhaustively defend either of these dietary practices as morally required, I do suggest that they are more promising than other dietary practices that are normally discussed like strict veganism and vegetarianism. For they may do a better job of striking (...) a balance between normative concerns about contemporary farming practices and competing considerations of life. Additionally, I argue that framing discussions in terms of defaults is useful for various reasons: it helps organize agreements and disagreements, it more accurately reflects the way people conceptualize their dietary practices, and it presents a more dialectically effective view. (shrink)

This paper focuses on a potential problem with Sosa’s theory of default assumption, viz., the alleged incompatibility of this theory with the closure principle. Given the similarity between the notion of default assumption and Wittgenstein’s notion of hinge commitment, I suggest that two influential hinge epistemologies including Wright’s entitlement theory and Pritchard’s non-belief theory provide resources for possible solutions to the problem. I argue that default assumption should be classified as acceptance and hence as a non-doxastic propositional (...) attitude. Sosa’s theory can deal with the apparent incompatibility with the closure principle by adopting the solution of the non-belief theory, while also avoiding problems affecting the latter view. (shrink)

In English, as in many other languages, male-gendered pronouns are sometimes used to refer not only to men, but to individuals whose gender is unknown or unspecified, to human beings in general (as in ―mankind‖) and sometimes even to females (as when the casual ―Hey guys‖ is spoken to a group of women). These so-called he/man or masculine generics have come under fire in recent decades for being sexist, even archaic, and positively harmful to women and girls; and advocates (...) of gender-neutral (or nonsexist) language have put forward serious efforts to discourage their use. Have they been successful, and to what extent? In this paper, I review some of the main arguments in favor of abolishing sexist male generics. I then present three studies tracking the use of he/man terminology in academic, popular, and personal discourse over the past several decades. I show that the use of these terms has fallen dramatically in recent years, while nonsexist alternatives have gradually taken their place. We may be paying witness to the early stages of the ultimate extinction of masculine generics. (shrink)

In his book, "Prejudice", Endre Begby offers a novel and engaging account of the epistemology of prejudice which challenges some of the standard assumptions that have so far guided the recent discussion on the topic. One of Begby's central arguments against the standard view of prejudice, according to which a prejudiced person necessarily displays an epistemically culpable resistance to counterevidence, is that, qua stereotype judgments, prejudices can be flexible and rationally maintained upon encountering many disconfirming instances. By expanding on Begby's (...) analysis, I argue that, given the variety of truth conditions for true generic statements, the generic form of stereotype judgements can sometimes make prejudice extremely resistant to encounters with statistical facts about the distribution of the property among members of a certain group. At the same time, I argue that a more careful consideration of the generic form of stereotypes also allows us to recognize that evidence about how many members of the kind instantiate a property is not the only type of evidence which could disconfirm a prejudice. Evidence of no explanatory relation between a kind and a property should also have a direct effect on a prejudicial belief. For this reason, things may not look as dim for the standard view of prejudice in assessing paradigmatic instances of prejudicial beliefs as irrationally resistant to evidence. (shrink)

Generics about social kinds (or GSKs) frequently propagate descriptions that carry normative force (e.g., 'women are emotional'). Some philosophers of language attribute this to GSKs’ tendency to transmit essentialist beliefs about social kinds. According to these accounts, utterances of GSKs implicate that there is something in the nature of social kinds that causes them to possess the properties described, and that individual members of these social kinds therefore ought to exhibit (or be expected to exhibit) these properties. Here, I (...) draw on empirical evidence to suggest an alternative account. According to my framework, an utterance of a GSK implicates a distinction between the social kind described and its salient conceptual opposite, producing what I call a dichotomizing perspective. For example, ‘women are emotional’ suggests that men are not. Importantly, such distinctions frequently persist in the societal common ground as a function of social power, in part due to their alignment with hierarchical social structures between dichotomized social kinds. This enables such GSKs to perpetuate biased patterns of attention, expectation, and behavior even in the absence of essentialist belief. (shrink)

Some generic generalizations have both a descriptive and a normative reading. The generic sentence “Philosophers care about the truth”, for instance, can be read as describing what philosophers in fact care about, but can also be read as prescribing philosophers to care about the truth. On Leslie’s account, this generic sentence has two readings due to the polysemy of the kind term “philosopher”. In this paper, I first argue against this polysemy account of descriptive/normative generics. In response, a contextualist (...) semantic theory for generic sentences is introduced. Based on this theory, I argue that descriptive/normative generics are contextually underspecified. (shrink)

In this paper, I present the recently much discussed Value Challenge for Theories of Knowledge and formulate Generic Theistic reliabilism as a theory, which can answer this challenge, with respect to Theism and the proposition ”God exists’.

This article presents a comprehensive framework for valuing financial instruments subject to credit risk. In particular, we focus on the impact of default dependence on asset pricing, as correlated default risk is one of the most pervasive threats in financial markets. We analyze how swap rates are affected by bilateral counterparty credit risk, and how CDS spreads depend on the trilateral credit risk of the buyer, seller, and reference entity in a contract. Moreover, we study the effect of (...) collateralization on valuation, since the majority of OTC derivatives are collateralized. The model shows that a fully collateralized swap is risk-free, whereas a fully collateralized CDS is not equivalent to a risk-free one. (shrink)

Generic statements express generalizations about categories. Current theories suggest that people should be especially inclined to accept generics that involve threatening information. However, previous tests of this claim have focused on generics about non-human categories, which raises the question of whether this effect applies as readily to human categories. In Experiment 1, adults were more likely to accept generics involving a threatening property for artifacts, but this negativity bias did not also apply to human categories. Experiment 2 (...) examined an alternative hypothesis for this result, and Experiments 3 and 4 served as conceptual replications of the first experiment. Experiment 5 found that even preschoolers apply generics differently for humans and artifacts. Finally, Experiment 6 showed that these effects reflect differences between human and non-human categories more generally, as adults showed a negativity bias for categories of non-human animals, but not for categories of humans. These findings suggest the presence of important, early-emerging domain differences in people's judgments about generics. (shrink)

As is well known, research on generics is represented by three approaches: majority- based (Cohen 1996, 1999, 2004), normalcy-based (Nickel 2006; 2009; 2010a, b; 2013; 2016; 2018), and cognition-based (Leslie 2007a, b; 2008; 2013; 2017) approaches. Two recent approaches proposed by van Rooij and Schulz (2020) and Tessler and Goodman (2019) are more elaborated theories on generics, although neither of these approaches nor the three representative theories can fully account for various generics data, as argued by Yoon (...) (2021). On the other hand, Nguyen (2020) proposes another theory of generics, the so-called ‘radical’ theory, which argues that the generic operator has no semantic content, and that the various quantificational interpretations of bare plural generics are determined contextually. In this context, the main purpose of this paper is to provide a critical review of some recently published analyses, including Nguyen’s theory, and to analyze non-conventionalized generics. While conventionalized or conceptualized generics have received much attention from researchers, non- conventionalized generics have not been studied as extensively. It will be argued that Nguyen’s theory simply transfers the burden onto pragmatics, and that non- conventionalized as well as conventionalized generics tend to be interpreted based on people’s perceptions of their exceptions, in line with Yoon (2021). This position will be supported by experimental results. (shrink)