Results for 'Micro-credit'

343 found
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  1. Micro-Credit NGOs and Strategic Trust: An Odd Couple?Kazi A. S. M. Nurul Huda - 2021 - Business Ethics, the Environment and Responsibility 30 (3):360-377.
    This study contributes to the micro-credit literature by addressing the lack of philosophical dialogue concerning the issue of trust between micro-credit NGOs and rural poor women. The study demonstrates that one of the root causes of NGOs’ contested roles in Bangladesh is the norm that they use (i.e., trust) to rationalize their micro-credit activities. I argue that Bangladeshi micro-credit NGOs’ trust in poor village women is not genuine because they resort to group (...)
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  2. Micro-Credit, Trust, and Social Solidarity in Bangladesh: A Socio-Philosophical Analysis.Kazi A. S. M. Nurul Huda - 2020 - Cultural Dynamics 32 (4):282-306.
    Drèze and Sen are not entirely right in their apparent glorification of the roles of nongovernmental organizations in Bangladesh in An Uncertain Glory: India and Its Contradictions because they leave out and/or de-emphasize some important issues, especially those that are related to the problematic trusting relationship between nongovernmental organizations in Bangladesh and rural poor women. Nongovernmental organizations’ use of trust disturbs social solidarity in rural Bangladesh mainly because of their massive supervision mechanism that they undertake to sustain the so-called trusting (...)
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  3.  80
    Constraints to Accessing Micro Credit and Loan Scheme of Bank of Agriculture Among Farmers in Enugu State, Nigeria Implications for Extension Service Delivery.N. Mbah Evangeline, R. Jiriko & M. O. Agada - 2017 - International Journal of Trend in Scientific Research and Development 1 (4):53-58.
    The study examined constraints to accessing micro credit loan scheme of Bank of Agriculture BOA among farmers in Enugu State, Nigeria Implications for extension service delivery. Purposive and simple random sampling techniques were used in selecting one hundred 100 respondents for the study. Data were collected using structured interview schedule questionnaire and analyzed using frequency, percentage, mean scores and standard deviation. The study revealed that micro credit loan scheme 88.6 were the most patronized among the rural (...)
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  4. WOMEN EMPOWERMENT THROUGH ENTREPRENEURSHIP DEVELOPMENT IN MICRO SMALL AND MEDIUM ENTERPRISES (MSMES) IN INDIA: AN EXPLORATORY STUDY.Dr Jainendra Kumar Verma - 2014 - SOCRATES 2 (1):104-119.
    Abstract: The emergence of women entrepreneurs and their contribution to the national economy is quite visible in India. Women’s entrepreneurship has been recognized during the last decade as an important untapped source of economic growth. According to of statistics women in India 2010, proportion of female main workers to total population in percentage is 16.65 in rural areas and 9.42 in urban areas this shows overall less contribution of women in work but more percentage of women workers in rural areas. (...)
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  5. Microfinance – One of the Key Drivers of Financial Inclusion in Nigeria.Ugochukwu Frank Ejefobihi, Chika Priscilla Moagwu & Clement I. Ezeanyeji - 2019 - International Journal of Academic Accounting, Finance and Management Research (IJAAFMR) 3 (5):1-7.
    Abstract: This study tries to establish the microfinance and financial inclusion nexus in Nigeria from 1981 to 2017. The Augmented Dickey-Fuller (ADF) test, co-integration test and Error Correction Model (ECM), as well as diagnostics and stability test were employed in the analysis. The research findings revealed that microfinance has positive significant effect on financial inclusion in Nigeria in the short–run and long–run. This finding is in line CBN objectives for the establishment of microfinance banks. The effect of lending interest rate (...)
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  6.  36
    Interrogating the Tripartite Approach to Creative Skill Through Enterpreneurship Education.Emma E. O. Chukwuemeka & Ezigwe Francisca Ogoegbunam - 2019 - International Journal of Academic Pedagogical Research (IJAPR) 3 (5):20-26.
    Abstract: Entrepreneurship education is very imperative in Nigeria especially now that unemployment rate has reached an alarming proportion. Entrepreneurship education is not a straight-jacketed process in any nation. It is a function of many factors which include good leadership, creation of business-friendly environment, drawing academic curriculum that will inculcate skill acquisition. This study, against this backdrop, focuses on the enterepreurship education alongside trade subjects. Also, the place of entrepreneurship training, government/institutional support, societal value re-orientation, entrepreneurial career selection were interrogated. The (...)
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  7.  89
    The Credit Incentive to Be a Maverick.Remco Heesen - 2019 - Studies in History and Philosophy of Science Part A 76:5-12.
    There is a commonly made distinction between two types of scientists: risk-taking, trailblazing mavericks and detail-oriented followers. A number of recent papers have discussed the question what a desirable mixture of mavericks and followers looks like. Answering this question is most useful if a scientific community can be steered toward such a desirable mixture. One attractive route is through credit incentives: manipulating rewards so that reward-seeking scientists are likely to form the desired mixture of their own accord. Here I (...)
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  8. Knowledge as Credit for True Belief.John Greco - 2003 - In Michael DePaul & Linda Zagzebski (eds.), Intellectual Virtue: Perspectives From Ethics and Epistemology. Clarendon Press. pp. 111-134.
    The paper begins by reviewing two problems for fallibilism: the lottery problem, or the problem of explaining why fallible evidence, though otherwise excellent, is not enough to know that one will lose the lottery, and Gettier problems. It is then argued that both problems can be resolved if we note an important illocutionary force of knowledge attributions: namely, that when we attribute knowledge to someone we mean to give the person credit for getting things right. Alternatively, to say that (...)
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  9. The Moral Status of Micro-Inequities: In Favour of Institutional Solutions.Samantha Brennan - manuscript
    This chapter is about micro-inequities and their connection to the problem of implicit bias. It begins by defining micro-inequities, goes on to discuss what makes them wrong and what solutions might be appropriate given the institutional context in which they occur.
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  10. The Micro Potential for Social Change: Emotion, Consciousness, and Social Movement Formation.Erika Summers-Effler - 2002 - Sociological Theory 20 (1):41-60.
    Can one explain both the resilience of the status quo and the possibility for resistance from a subordinate position? This paper aims to resolve these seemingly incompatible perspectives. By extending Randall Collins's interaction ritual theory, and synthesizing it with Norbert Wiley's model of the self, this paper suggests how the emotional dynamics between people and within the self can explain social inertia as well as the possibility for resistance and change. Diverging from literature on the sociology of emotions that has (...)
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  11. Towards a Micro Realistic Version of Quantum Mechanics, Part I.Nicholas Maxwell - 1976 - Foundations of Physics 6 (3):275-292.
    This paper investigates the possibiity of developing a fully micro realistic version of elementary quantum mechanics. I argue that it is highly desirable to develop such a version of quantum mechanics, and that the failure of all current versions and interpretations of quantum mechanics to constitute micro realistic theories is at the root of many of the interpretative problems associated with quantum mechanics, in particular the problem of measurement. I put forward a propensity micro realistic version of (...)
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  12. Autism: The Micro-Movement Perspective.Elizabeth B. Torres, Maria Brincker, Robert W. Isenhower, Polina Yanovich, Kimberly Stigler, John I. Nurnberger, Dimitri N. Metaxas & Jorge V. Jose - 2013 - Frontiers Integrated Neuroscience 7 (32).
    The current assessment of behaviors in the inventories to diagnose autism spectrum disorders (ASD) focus on observation and discrete categorizations. Behaviors require movements, yet measurements of physical movements are seldom included. Their inclusion however, could provide an objective characterization of behavior to help unveil interactions between the peripheral and the central nervous systems. Such interactions are critical for the development and maintenance of spontaneous autonomy, self-regulation and voluntary control. At present, current approaches cannot deal with the heterogeneous, dynamic and stochastic (...)
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  13.  92
    Gendering Dynamic Capabilities in Micro Firms.Yevgen Bogodistov, André Presse, Oleksandr P. Krupskyi & Sergii Sardak - 2017 - Revista de Administração de Empresas 3 (57): 273-282.
    Gender issues are well-researched in the general management literature, particular in studies on new ventures. Unfortunately, gender issues have been largely ignored in the dynamic capabilities literature. We address this gap by analyzing the effects of gender diversity on dynamic capabilities among micro firms. We consider the gender of managers and personnel in 124 Ukrainian tourism micro firms. We examine how a manager’s gender affects the firm’s sensing capacities and investigate how it moderates team gender diversity’s impact on (...)
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  14. Gendering Dynamic Capabilities in Micro Firms.Yevgen Bogodistov, André Presse, Oleksandr Krupskyi & Sergii Sardak - 2017 - RAE Revista de Administracao de Empresas 57 (3):273-282.
    Gender issues are well-researched in the general management literature, particular in studies on new ventures. Unfortunately, gender issues have been largely ignored in the dynamic capabilities literature. We address this gap by analyzing the effects of gender diversity on dynamic capabilities among micro firms. We consider the gender of managers and personnel in 124 Ukrainian tourism micro firms. We examine how a manager’s gender affects the firm’s sensing capacities and investigate how it moderates team gender diversity’s impact on (...)
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  15. Instead of Particles and Fields: A Micro Realistic Quantum "Smearon" Theory.Nicholas Maxwell - 1982 - Foundatioins of Physics 12 (6):607-631.
    A fully micro realistic, propensity version of quantum theory is proposed, according to which fundamental physical entities - neither particles nor fields - have physical characteristics which determine probabilistically how they interact with one another . The version of quantum "smearon" theory proposed here does not modify the equations of orthodox quantum theory: rather, it gives a radically new interpretation to these equations. It is argued that there are strong general reasons for preferring quantum "smearon" theory to orthodox quantum (...)
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  16. Moral Worth, Credit, and Non-Accidentality.Keshav Singh - 2020 - In Mark Timmons (ed.), Oxford Studies in Normative Ethics, Vol. 10. Oxford University Press.
    This paper defends an account of moral worth. Moral worth is a status that some, but not all, morally right actions have. Unlike with merely right actions, when an agent performs a morally worthy action, she is necessarily creditworthy for doing the right thing. First, I argue that two dominant views of moral worth have been unable to fully capture this necessary connection. On one view, an action is morally worthy if and only if its agent is motivated by the (...)
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  17.  83
    International Financial Credit Crises; Lessons From Canada.Muhammad Rashid - 2020 - Journal of Economics Bibliography 7 (2):101-110.
    The credit crises experienced in the US in year 2008 is labeled as perhaps the most significant crises since the great depression. The roots of the crises were found in the default of the sub-prime mortgages and the failure occurred in both the US and the UK. Due to the integrated nature of international financial systems the spillover impacted many countries as the economies in Asia and Europe were purchasers of the sub-prime mortgages that originated in both UK and (...)
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  18. The Motives for Moral Credit.Grant Rozeboom - 2017 - Journal of Ethics and Social Philosophy 11 (3):1-30.
    To deserve credit for doing what is morally right, we must act from the right kinds of motives. Acting from the right kinds of motives involves responding both to the morally relevant reasons, by acting on these considerations, and to the morally relevant individuals, by being guided by appropriate attitudes of regard for them. Recent theories of the right kinds of motives have tended to prioritize responding to moral reasons. I develop a theory that instead prioritizes responding to individuals (...)
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  19. Towards a Micro Realistic Version of Quantum Mechanics, Part II.Nicholas Maxwell - 1976 - Foundations of Physics 6 (6):661-676.
    In this paper, possible objections to the propensity microrealistic version of quantum mechanics proposed in Part I are answered. This version of quantum mechanics is compared with the statistical, particle microrealistic viewpoint, and a crucial experiment is proposed designed to distinguish between these to microrealistic versions of quantum mechanics.
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  20. The Macro and the Micro.Bence Nanay - 2012 - Journal of Aesthetics and Art Criticism 70 (1):91-100.
    Andreas Gursky is the darling of philosophers and art theorists of all kinds of traditions and denominations. He has been used as a prime example of the return of the sublime in contemporary art, as a trailblazer in the use of the digital manipulation of images in order to represent something abstract and even as a philosopher of perception who makes some subtle point about the nature of visual experience. All of these arguments are based on some or another technological (...)
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  21. An Accurate Solution for Credit Valuation Adjustment (CVA) and Wrong Way Risk.Tim Xiao - 2015 - Journal of Fixed Incom 25 (1):84-95.
    This paper presents a Least Square Monte Carlo approach for accurately calculating credit value adjustment (CVA). In contrast to previous studies, the model relies on the probability distribution of a default time/jump rather than the default time itself, as the default time is usually inaccessible. As such, the model can achieve a high order of accuracy with a relatively easy implementation. We find that the valuation of a defaultable derivative is normally determined via backward induction when their payoffs could (...)
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  22. 'Information as a Condition of Justice in Financial Markets: The Regulation of Credit-Rating Agencies.Boudewijn De Bruin - 2017 - In Lisa Maria Herzog (ed.), Just Financial Markets? Finance in a Just Society. Oxford: Oxford University Press. pp. 250-270.
    This chapter argues for deregulation of the credit-rating market. Credit-rating agencies are supposed to contribute to the informational needs of investors trading bonds. They provide ratings of debt issued by corporations and governments, as well as of structured debt instruments (e.g. mortgage-backed securities). As many academics, regulators, and commentators have pointed out, the ratings of structured instruments turned out to be highly inaccurate, and, as a result, they have argued for tighter regulation of the industry. This chapter shows, (...)
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  23.  75
    Testimony, Epistemic Egoism, and Epistemic Credit.Jason Kawall - 2020 - European Journal of Philosophy 28 (2):463-477.
    It is generally acknowledged that testifiers can play a central role in the production of knowledge and other valuable epistemic states in others. But does such a role warrant any form of epistemic credit and is an agent more successful qua epistemic agent insofar as she is a successful testifier? I here propose an affirmative answer to both questions. The core of the current paper consists in a sustained defence of this proposal against a series of objections. I further (...)
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  24. Credit Default Swaps, Contract Theory, Public Debt, and Fiat Money Regimes: Comment on Polleit and Mariano.Xavier Mera - 2013 - Libertarian Papers 5:217-239.
    In this paper, I show that Polleit and Mariano (2011) are right in concluding that Credit Default Swaps (CDS) are per se unobjectionable from Rothbard’s libertarian perspective on property rights and contract theory, but that they fail to derive this conclusion properly. I therefore outline the proper explanation. In addition, though Polleit and Mariano are correct in pointing out that speculation with CDS can conceivably hurt the borrowers’ interests, they fail to grasp that this can be the case only (...)
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  25. On the View That People and Not Institutions Bear Primary Credit for Success in Governance: Confucian Arguments.Justin Tiwald - 2019 - Journal of Confucian Philosophy and Culture 32:65-97.
    This paper explicates the influential Confucian view that “people” and not “institutional rules” are the proper sources of good governance and social order, as well as some notable Confucian objections to this position. It takes Xunzi 荀子, Hu Hong 胡宏, and Zhu Xi 朱熹 as the primary representatives of the “virtue-centered” position, which holds that people’s good character and not institutional rules bear primary credit for successful governance. And it takes Huang Zongxi 黃宗羲 as a major advocate for the (...)
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  26.  30
    Micro Michael Crichton. [REVIEW]Hub Zwart - 2012 - Genomics, Society and Policy 8 (2):1-3.
    Although he died in 2008, prolific science novelist Michael Crichton – acting as a ‘ghost-writer’, so to speak – continues to add new titles to his oeuvre. Notwithstanding the death of the author, his novel-producing machinery refuses to come to a full stop, - although in this case Richard Preston (a science novelist in his own right, author of, among others, The Hot Zone, on viral infections) was recruited to finish the book. MICRO – a title that almost reads (...)
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  27.  59
    The Cake Theory of Credit.Jaakko Hirvelä & Maria Lasonen-Aarnio - forthcoming - Philosophical Topics.
    The notion of credit plays a central role in virtue epistemology and in the literature on moral worth. While virtue epistemologists and ethicists have devoted a significant amount of work to provide an account of creditable success, a unified theory of credit applicable to both epistemology and ethics, as well as a discussion of the general form it should take, are largely missing from the literature. Our goal is to lay out a theory of credit that seems (...)
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  28.  39
    The Valuation of Credit Default Swap with Counterparty Risk and Collateralization.Tim Xiao - manuscript
    This article presents a new model for valuing a credit default swap (CDS) contract that is affected by multiple credit risks of the buyer, seller and reference entity. We show that default dependency has a significant impact on asset pricing. In fact, correlated default risk is one of the most pervasive threats in financial markets. We also show that a fully collateralized CDS is not equivalent to a risk-free one. In other words, full collateralization cannot eliminate counterparty risk (...)
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  29. The Norms of Authorship Credit: Challenging the Definition of Authorship in the European Code of Conduct for Research Integrity.Mohammad Hosseini & Jonathan Lewis - 2020 - Accountability in Research 27 (2):80-98.
    The practice of assigning authorship for a scientific publication tends to raise two normative questions: 1) ‘who should be credited as an author?’; 2) ‘who should not be credited as an author but should still be acknowledged?’. With the publication of the revised version of The European Code of Conduct for Research Integrity (ECCRI), standard answers to these questions have been called into question. This article examines the ways in which the ECCRI approaches these two questions and compares these approaches (...)
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  30. Assessing Supplies of Micro and Small Scale Enterprises to the Tourism Industry in Aksum Town, Ethiopia.Tadesse Bekele & Weldegebriel Mezgebo - 2019 - African Journal of Hospitality,Tourism and Leisure 8 (1).
    The town of Aksum is historically the richest tourist destination in Ethiopia. Thus, it is known for its cultural tourist attractions i.e. archaeological, religious and historical attractions. The objective of this study is to assess the supplies of micro and small scale enterprises to the tourism industry in the town. A qualitative research design was pursued in this study. Data were collected from primary and secondary sources. Interviews were conducted with purposely selected subjects as the main instrument of primary (...)
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  31. Financial Performance of Credit Unions in Ghana: A Study of Six Selected Credit Unions in the Western and Central Regions.Judith Brobbey - 2015 - In University of Cape Coast MBA Thesis. Cape Coast, Ghana: pp. 1-83.
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  32. A Merton Model of Credit Risk with Jumps.Hoang Thi Phuong Thao & Quan-Hoang Vuong - 2015 - Journal of Statistics Applications and Probability Letters 2 (2):97-103.
    In this note, we consider a Merton model for default risk, where the firm’s value is driven by a Brownian motion and a compound Poisson process.
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  33.  48
    Awareness in the Void: A Micro-Phenomenological Exploration of Dreamless Sleep.Adriana Alcaraz - 2021 - Phenomenology and the Cognitive Sciences.
    This paper presents a pilot study that explores instances of objectless awareness during sleep: conscious experiences had during sleep that prima facie lack an object of awareness. This state of objectless awareness during sleep has been widely described by Indian contemplative traditions and has been characterised as a state of consciousness-as-such; while in it, there is nothing to be aware of, one is merely conscious (cf. Evans-Wentz, 1960; Fremantle, 2001; Ponlop, 2006). While this phenomenon has received diferent names in the (...)
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  34. Thermal Performance of MEMS-Based Heat Exchanger with Micro-Encapsulated PCM Slurry.Samira Mehravar - 2014 - Journal of Power and Energy Engineering 2:15-22.
    Latent heat thermal energy storage technique has demonstrate to be a better engineering option mainly due to its benefit of supplying higher energy storage density in a smaller temperature difference between retrieval and storage. For this purpose, a micro electro-mechanical system, MEMS-based heat exchanger with microencapsulated PCM (MEPCM) slurry as cold fluid, has been simulated three dimensionally. This work investigates the influence of using MEPCM-slurry on the temperature of the cold and hot fluids. The MEPCM and water properties have (...)
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  35.  34
    The Impact of Default Dependency and Collateralization on Asset Pricing and Credit Risk Modeling.Tim Xiao - manuscript
    This article presents a comprehensive framework for valuing financial instruments subject to credit risk. In particular, we focus on the impact of default dependence on asset pricing, as correlated default risk is one of the most pervasive threats in financial markets. We analyze how swap rates are affected by bilateral counterparty credit risk, and how CDS spreads depend on the trilateral credit risk of the buyer, seller, and reference entity in a contract. Moreover, we study the effect (...)
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  36. Margins and Monsters: How Some Micro Cases Lead to Macro Claims.Chuanfei Chin - 2011 - History and Theory 50 (3):341-357.
    ABSTRACTHow do micro cases lead us to surprising macro claims? Historians often say that the micro level casts light on the macro level. This metaphor of “casting light” suggests that the micro does not illuminate the macro straightforwardly; such light needs to be interpreted. In this essay, I propose and clarify six interpretive norms to guide micro‐to‐macro inferences.I focus on marginal groups and monsters. These are popular cases in social and cultural histories, and yet seem to (...)
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  37.  87
    ‘Easy to Borrow, Hard to Repay’ Credit and Debt in Ho Chi Minh City’s Sex Industry.Nicolas Lainez, Nguyên Vu Thuy Quynh, Lê Bui Thao Uyên & Georges Blanchard - 2020 - Paris, France: Alliance Anti-Trafic.
    This study examines the inner workings of credit and debt in the sex industry in Ho Chi Minh City, the megalopolis of Southern Vietnam. It argues that credit is widely available to financially excluded sex workers, but that this availability comes with tight constraints. As one sex worker put it bluntly, ‘it is easy to borrow, but it is hard to repay.’ This tension summarizes the financial lives of indoor and outdoor sex workers who borrow money from the (...)
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  38. Sibling Interaction and Symbolic Capital: Toward a Theory of Political Micro-Economy.Chad Nilep - 2009 - Journal of Pragmatics 41 (9):1683-1692.
    Older siblings play a role in their younger siblings’ language socialization by ratifying or rejecting linguistic behavior. In addition, older siblings may engage in a struggle to maintain their dominant position in the family hierarchy. This struggle is seen through the lens of language and political economy as a struggle for symbolic capital. Bilingual adolescent sibling interactions are analyzed as expressions both of identity and of symbolic power. This paper proposes a theory of political micro-economy, by which analysts may (...)
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  39.  27
    The Lending Limits as a Tool to Curb the Credit Cycle: The Case of Vietnam.Dmitry V. Burakov - 2015 - Upravlenets 5 (57):15-23.
    This article discusses the management of cycli- cal dynamics of the credit sphere. Considering the fact that conventional methods of monetary policy proved to be vulnerable to the process of accumula- tion and realization of risk in the credit sector, we aim to study heterodox methods of credit market regula- tion – administrative (direct) methods of control over fluctuations on the credit market. In particular, based on the analysis of credit limits used in the Socialist (...)
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  40.  39
    Face Recognition Using Dct And Neural Micro-Classifier Network.Abdellatief Hussien AbouAli - 2018 - International Journal of Engineering and Information Systems (IJEAIS) 2 (3):27-35.
    Abstract— In this study, a proposed faces recognition methodology based on the neural micro-classifier network. The proposed methodology uses simple well known feature extraction methodology. The feature extraction used is the discrete cosine transformation low frequencies coefficients. The micro-classifier network is a deterministic four layers neural network, the four layers are: input, micro-classifier, counter, and output. The network provide confidence factor, and proper generalization is guaranteed. Also, the network allows incremental learning, and more natural than others. The (...)
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  41.  31
    Bilateral Defaultable Financial Derivatives Pricing and Credit Valuation Adjustment.Tim Xiao - manuscript
    The one-side defaultable financial derivatives valuation problems have been studied extensively, but the valuation of bilateral derivatives with asymmetric credit qualities is still lacking convincing mechanism. This paper presents an analytical model for valuing derivatives subject to default by both counterparties. The default-free interest rates are modeled by the Market Models, while the default time is modeled by the reduced-form model as the first jump of a time-inhomogeneous Poisson process. All quantities modeled are market-observable. The closed-form solution gives us (...)
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  42.  54
    Is the Jump-Diffusion Model a Good Solution for Credit Risk Modeling? The Case of Convertible Bonds.Tim Xiao - 2015 - International Journal of Financial Markets and Derivatives 4 (1):1-25.
    This paper argues that the reduced-form jump diffusion model may not be appropriate for credit risk modeling. To correctly value hybrid defaultable financial instruments, e.g., convertible bonds, we present a new framework that relies on the probability distribution of a default jump rather than the default jump itself, as the default jump is usually inaccessible. As such, the model can back out the market prices of convertible bonds. A prevailing belief in the market is that convertible arbitrage is mainly (...)
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  43.  25
    Pricing Financial Derivatives Subject to Multilateral Credit Risk and Collateralization.Tim Xiao - manuscript
    This article presents a new model for valuing financial contracts subject to credit risk and collateralization. Examples include the valuation of a credit default swap (CDS) contract that is affected by the trilateral credit risk of the buyer, seller and reference entity. We show that default dependency has a significant impact on asset pricing. In fact, correlated default risk is one of the most pervasive threats in financial markets. We also show that a fully collateralized CDS is (...)
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  44.  60
    The Valuation of Financial Derivatives Subject to Counterparty Risk and Credit Value Adjustment.Tim Xiao - manuscript
    This article presents a generic model for pricing financial derivatives subject to counterparty credit risk. Both unilateral and bilateral types of credit risks are considered. Our study shows that credit risk should be modeled as American style options in most cases, which require a backward induction valuation. To correct a common mistake in the literature, we emphasize that the market value of a defaultable derivative is actually a risky value rather than a risk-free value. Credit value (...)
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  45.  23
    Despre Aer Conditionat Și Cărti de Credit (On Air Conditioning and Credit Cards).Mihai Nadin - unknown
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  46. After Shame; Before Moral Obligation (CMO): Ethical Lag and the Credit Crisis.Gwendolyn Yvonne Alexis - 2010 - International Journal of Management Concepts and Philosophy 4 (3/4):244-266.
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  47. Review of Kevin Welner, Vouchers: The Emergence of Tuition Tax Credits for Private Schooling. [REVIEW]Jonny Anomaly - 2011 - Education Review.
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  48.  62
    A Simple and Precise Method for Pricing Convertible Bond with Credit Risk.Tim Xiao - 2013 - Journal of Derivatives and Hedge Funds 19 (4):259-277.
    This paper presents a new model for valuing hybrid defaultable financial instruments, such as, convertible bonds. In contrast to previous studies, the model relies on the probability distribution of a default jump rather than the default jump itself, as the default jump is usually inaccessible. As such, the model can back out the market prices of convertible bonds. A prevailing belief in the market is that convertible arbitrage is mainly due to convertible underpricing. Empirically, however, we do not find evidence (...)
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  49. On Unemployment: Volume I: A Micro-Theory of Distributive Justice.Mark R. Reiff - 2015 - Palgrave-Macmillan.
    Unemployment has been at historically high rates for an extended period, and while it has recently improved in certain countries, the unemployment that remains may be becoming structural. Aside from inequality, unemployment is accordingly the problem that is most likely to put critical pressure on our political institutions, disrupt the social fabric of our way of life, and even threaten the continuation of liberalism itself. Despite the obvious importance of the problem of unemployment, however, there has been a curious lack (...)
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  50. Difference-Making and Individuals' Climate-Related Obligations.Holly Lawford-Smith - 2016 - In Clare Hayward & Dominic Roser (eds.), Climate Justice in a Non-Ideal World. pp. 64-82.
    Climate change appears to be a classic aggregation problem, in which billions of individuals perform actions none of which seem to be morally wrong taken in isolation, and yet which combine to drive the global concentration of greenhouse gases (GHGs) ever higher toward environmental (and humanitarian) catastrophe. When an individual can choose between actions that will emit differing amounts of GHGs―such as to choose a vegan rather than carnivorous meal, to ride a bike to work rather than drive a car, (...)
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